Comments on Proposed Rule:
Confirmation Requirements and Point of Sale Disclosure Requirements for Transactions in Certain Mutual Funds and Other Securities, and Other Confirmation Requirement Amendments, and Amendments to the Registration Form for Mutual Funds

[Release Nos. 33-8358; 34-49148; IC-26341; File No. S7-06-04]

• Comments have been received from individuals and entities using a variety of Letter Types:

• Letter Type A:	2,687
• Letter Type B:	52
• Letter Type C:	14
• Letter Type D:	75
• Letter Type E:	90
• Letter Type F:	58
• Letter Type G:	633
• Letter Type H:	9
• Letter Type I:	2
• Letter Type J:	2043
• Letter Type K:	1,603
• Letter Type L:	113
• Letter Type M:	313
• Letter Type N:	4
• Letter Type O:	5

• Ronnie D. Sellers, January 21, 2007 (File name: rdsellers9948.htm)
   
• Memorandum from the Executive Staff regarding a April 20, 2006 meeting with representatives of NewRiver Inc. and Pickard & Djinis LLP, dated April 21, 2006 (File name: s70604-1829.pdf)
   
• Memorandum from the Executive Staff regarding a April 12, 2006 meeting with representatives of the Investment Company Institute, dated April 14, 2006 (File name: s70604-1828.pdf)
   
• Bryan Thompson, Dallas, Texas, February 27, 2006 (File name: bthompson022706.htm)
   
• William A. Meserve, Indianapolis Nafia (Board Member), Indianapolis, Indiana, February 21, 2006 (File name: wameserve5357.htm)
   
• Joseph F. Marshall, February 14, 2006 (File name: jfmarshall021406.htm)
   
• Lloyd Lokka, Fallbrook, California, February 13, 2006 (File name: llokka021306.htm)
   
• R. August Kempf, CLU, CFP, Financial Planner, Registered Principal, and Registered Investment Advisor, Redmond, Washington, February 13, 2006 (File name: rkempf6631.htm)
   
• Max L. Harris, Registered Representative, Irvine, California, February 10, 2006(File name: mlharris3478.htm)
   
• Arno Berry, Operations Manager, Zahorik Financial Services, Inc., February 10, 2006(File name: aberry021006.htm)
   
• Memorandum from the Division of Market Regulation regarding a call from F. Walter Savage, January 18, 2006 (File name: memo011806.pdf)
   
• Stephen A. Keen, Pittsburgh, Pennsylvania, December 28, 2005 (File name: sakeen2160.pdf)
   
• John Doe, Boston, Massachusetts, December 17, 2005 (File name: jdoe6397.htm)
   
• Roland Beaulieu, President/CEO, NewRiver, Inc., November 17, 2005 (File name: rbeaulieu111705.pdf)
   
• Don Davis, September 4, 2005 (File name: ddavis7865.htm)
   
• Carol Aris, Redwood City, California, August 30, 2005 (File name: caris7635.htm)
   
• Mary L. Schapiro, Vice Chairman, NASD President, Regulatory Policy and Oversight, August 5, 2005 (File name: s70604-1827.pdf)
   
• Robert P. Kahmer, CPA, AICPA, Baltimore, Maryland, July 27, 2005 (File name: rpkahmer8828.htm)
   
• Tim Berry, Chair, College Savings Plans Network, Indiana State Treasurer, June 29, 2005 (File name: s70604-1787.pdf)
   
• Elizabeth Alpert, Scottsdale, Arizona, June 22, 2005 (File name: ealpert7037.htm)
   
• Memorandum from the Division of Market Regulation regarding a June 2, 2005 meeting with representatives of the Securities Industry Association, dated June 15, 2005 (File name: sia060205.htm)
   
• Memorandum from the Office of Commissioner Glassman regarding a May 26, 2005 meeting with representatives of the National Association Securities Dealers, dated June 8, 2005 (File name: nasd052605.pdf)
   
• Memorandum from the Office of Commissioner Glassman regarding a meeting with respresentatives of the Financial Services Institute, dated June 8, 2005 (File name: fsi060805.pdf)
   
• Memorandum from the Office of Commissioner Atkins regarding a June 7, 2005 meeting with representatives from the Financial Services Institute, 1st Global, Mutual Service Corporation and Bingham McCutchen, dated June 8, 2005 (File name: fsi-1stg-msc-bm060705.pdf)
   
• Paul Carrigan, Jr., Sacramento, California, Jun. 6, 2005 (File name: pcarrigan060605.htm)
   
• Results of Investor Interviews to Test Oral Point of Sale Disclosure, June 1, 2005 (File name: supprpt060105.pdf)
   
• Results of Investor Interviews to Test and Refine Point of Sale Disclosure Forms, May 31, 2005 (File name: siegel053105.pdf)
   
• Memorandum from Commissioner Atkins’ Office regarding a meeting with representatives from NASD, dated May 26, 2005 (File name: hpmemo052605.pdf)
   
• Eric J. Neumann, President, Neumann Investment Services, Ashburn, Virginia, May 19, 2005 (File name: ejneumann3474.htm)
   
• Larry C. Clayton, CLU, Chartered Financial Consultant, CFH Financial Services, Inc., May 4, 2005 (File name: s70604-1729.pdf)
   
• Kenneth W. Stephan, registered financial consultant and author, Pittsburgh, Pennsylvania, May 4, 2005 (File name: kwstephan8239.htm)
   
• Memorandum from the Office of Commissioner Glassman regarding a meeting with representatives of the Investment Company Institute, Fidelity Management & Research Company, OppenheimerFunds, Legg Mason and T. Rowe Price Group, dated April 20, 2005 (File name: memo042005.pdf)
   
• Mary L. Cavanaugh, Executive Vice President and General Counsel, The Variable Annuity Life Insurance Company, Houston, Texas, April 29, 2005 (File name: mlcavanaugh8943.pdf)
   
• Christopher L. Wassink, April 28, 2005 (File name: clwassink8982.pdf)
   
• John Thornes, President, Thornes & Associates, Inc., Redlands, California, April 18, 2005 (File name: jthornes1633.htm)
   
• Michael J. Mungenast, President, ProEquities, Inc., April 15, 2005 (File name: s70604-1341.pdf)
   
• Timothy U. Morton, President, James Mitchell & Co., April 15, 2005 (File name: s70604-1487.pdf)
   
• David Certner, Director, Federal Affairs, AARP, April 15, 2005 (File name: s70604-1369.pdf)
   
• W. Thomas Boulter, Vice President & CCO, Jefferson Pilot Securities Corporation, April 13, 2005 (File name: wtboulter041305.pdf)
   
• Jeffrey C. Beadle, April 13, 2005 (File name: jcbeadle041305.htm)
   
• Carol W. White and John J. White, April 13, 2005 (File name: cjwhite041305.htm)
   
• Reed H. Moore, Federal Way, Washington, April 13, 2005 (File name: rhmoore9298.htm)
   
• Kevin B. Ballou, President, Clark Securities, Inc., April 13, 2005 (File name: s70604-1371.pdf)
   
• W. Robert Wilson, Advisory Services, LPL, April 12, 2005 (File name: s70604-1370.pdf)
   
• Art Vandalay, Professor, Manhattan, New York, April 12, 2005 (File name: avandalay3500.htm)
   
• Brad Hess, April 12, 2005 (File name: bhess041205.htm)
   
• Heidi Stam, Principal, Securities Regulation, The Vanguard Group, Inc., April 12, 2005 (File Name: hstam041205.pdf)
   
• Robert Norton, Norton Financial Services, LLC, April 11, 2005 (File name: s70604-1335.pdf)
   
• Cheryl E. Smith, April 11, 2005 (File name: cesmith0401105.htm)
   
• Mike Werkowski, Registered Representative, American Family Insurance, April 11, 2005 (File Name: mwerkowski041105.htm)
   
• Victoria I. Renne, San Dimas, California, April 11, 2005 (File name: virenne6063.htm)
   
• Robert C. Skelly, CLU, ChFC, Financial Representative, Northwestern Mutual Financial Network, Westport, Connecticut, April 11, 2005 (File name: rcskelly041105.htm)
   
• Michael T. Wahl, April 8, 2005 (File name: mtwahl040805.htm)
   
• Ronald C. Long, Regulatory Policy and Administration, and Ryan P. Smith, Regulatory and EDR Attorney; Wachovia Securities, LLC, April 8, 2005 (File name: rpsmith040805.pdf)
   
• Frank Dealy, April 7, 2005 (File name: fdealy040705.htm)
   
• Mark A. Malinski, April 7, 2005 (File name: mamalinski040705.htm)
   
• David R. Fulkerson, Troy, Michigan, April 7, 2005 (File name: drfulkerson7766.htm)
   
• Leonard Viscito, JD, Register Representative, Springfield, Massachusetts, April 7, 2005 (File name: lviscito9539.htm)
   
• William G. Gray III, LPL Investment Representative, Linsco/Private Ledger, Yucaipa, California, April 6, 2005 (File name: wggray040605.htm)
   
• Nancy S. Walls, CFP, Lansing, Michigan, April 6, 2005 (File name: nswalls7001.htm)
   
• Joan Hinchman, Executive Director, President and CEO, The National Society of Compliance Professionals, Inc., Cornwall Bridge, CT, April 6, 2005 (File name: nscp040605.pdf)
   
• Walter C. Cunningham, April 6, 2005 (File name: wccunningham040605.htm)
   
• Mercer Bullard, Founder and President, Fund Democracy, Inc.; Barbara Roper, Director of Investor Protection, Consumer Federation of America; Kenneth McEldowney, Executive Director, Consumer Action; Sally Greenberg, Senior Counsel, Consumers Union, April 6, 2005 (File name: fdcfacacu040605.pdf)
   
• David Bogle, Branch Manager, Tulsa Teachers Credit Union, April 6, 2005 (File name: s70604-1332.pdf)
   
• James J. Kropog, Jr., CFP, CDFA, LPL Financial Services, April 6, 2005 (File name: s70604-1333.pdf)
   
• Todd P. Adams, MBA, CFP, President, Mills-Price & Associates, Inc., April 6, 2005 (File name: s70604-1334.pdf)
   
• Mercer Bullard, Founder and President, Fund Democracy, Inc., Barbara Roper, Director of Investor Protection, Consumer Federation of America, Kenneth McEldowney, Executive Director, Consumer Action, and Sally Greenberg, Senior Counsel, Consumers Union, April 5, 2005 (File name: s70604-1331.pdf)
   
• Randal L. Nicholls, April 5, 2005 (File name: rlnicholls2717.htm)
   
• Shashin G. Shah, CFP, Financial Advisor, Financial Design Group, Addison, Texas, April 5, 2005 (File name: sgshah2279.htm)
   
• Marvin R. Souchek, CLU/ChFC/, Society of Financial Service Professionals, Member Certified Employee Benefits Specialist , Lincoln, Nebraska, April 5, 2005 (File name: mrsouchek9223.htm)
   
• Raymond H. Moran, April 5 2005 (File name: rhmoran040505.htm)
   
• Bernard A. Breton, Vice President and Chief Compliance Officer, Carillon Investments, Inc., Cincinnati, Ohio, April 5, 2005 (File Name: babreton9676.pdf)
   
• Dan T. Peacock, R.F.C., Tampa, Florida, April 5, 2005 (File name: dtpeacock7740.htm)
   
• Gilbert M. Sabatka, CFP, Manhattan, Kansas, April 5, 2005 (File name: gmsabatka4614.htm)
   
• Andrew J. Loehr, Indianapolis, Indiana, April 5, 2005 (File name: ajloehr8225.htm)
   
• Anthony Benvin, Ph.D, CFP, Certified Financial Planner, Pittsburgh, Pennsylvania, April 5, 2005 (File name: abenvin8275.htm)
   
• Jonathan D. LaCroix, Grandville, Michigan, April 5, 2005 (File name: jdlacroix1704.htm)
   
• Peter Apfelbach, Chicago, Illinois, April 5, 2005 (File name: papfelbach5041.htm)
   
• Roger J. David, Grand Rapids, Michigan, April 5, 2005 (File name: rjdavid6952.htm)
   
• William T. Webster, Connecticut, April 5, 2005 (File name: wtwebster7341.htm)
   
• Richard S. Whelpley, Duxbury, Massachusetts, April 5, 2005 (File name: rswhelpley6293.htm)
   
• Carol Y. Godsave, CFP, April 5, 2005 (File name: cygodsave040505.htm)
   
• Roger Craig, Vice President - Associate General Counsel, Nationwide Financial Services, Inc., Columbus, Ohio, April 5, 2005 (File name: rcraig7179.pdf)
   
• Graham C. Parsons, II, Erie, Pennsylvania, April 5, 2005 (File name: gparsons040505.htm)
   
• Mark Schoenbeck, April 5, 2005 (File name: mschoenbeck040505.htm)
   
• Jay Keener, Wichita, Kansas, April 5, 2005 (File name: jkeener040505.htm)
   
• David J. Lekich, Vice President and Senior Corporate Counsel, Charles Schwab & Co., Inc., San Francisco, California, April 4, 2005 (File name: djlekich6223.pdf)
   
• Richard M. Arceci, JD, CPA, Executive Vice President, ValMark Securities, April 4, 2005 (File name: rarceci040405.htm)
   
• Neil A. Simon, Esq., Director of Government Relations, Financial Planning Association, April 4, 2005 (File name: nasimon040405.pdf)
   
• Jeffrey M. Auld, President/CEO, NEXT Financial Group, Inc., Houston, Texas, April 4, 2005 (File name: jmauld8456.pdf)
   
• Peter L. Catalano, CLU, ChFC, Beverly Hills, California, April 4, 2005 (File name: pcatalano040405.pdf)
   
• Michael J. Ward, Certified Financial Planner, Registered Principal, Linsco/Private Ledger, April 4, 2005 (File name: mjward040405.pdf)
   
• Darrell N. Braman, Vice President & Associate Legal Counsel, T. Rowe Price Associates, Inc., Baltimore, Maryland, April 4, 2005 (File name: dnbraman040405.pdf)
   
• Gary B. Bjornson, Registered Principal, Linsco/Private Ledger Financial Services, April 4, 2005 (File name: gbjornson040405.pdf)
   
• Clark K. Nisbett, April 4, 2005 (File name: cnisbett040405.pdf)
   
• Emily J. Poriss, Second Vice President & Associate General Counsel, Massachusetts Mutual Life Insurance Company, April 4, 2005 (File name: massmutual040405.pdf)
   
• William J. Winter, Senior Vice President, Cashiers Department, A.G. Edwards & Sons, Inc., April 4, 2005 (File name: age040405.pdf)
   
• Barbara Gill, Compliance Officer; Lisa Bass, Operations Manager; Doug Noll, Director of Operations; Sharon Fleming, Mutual Fund Marketing Manager; Stifel Nicolaus & Company, Incorporated, April 4, 2005 (File name: stifel040405.pdf)
   
• Thomas P. Lemke, Senior Vice President and General Counsel, Legg Mason Wood Walker, Incorporated, April 4, 2005 (File name: tlemke040405.pdf)
   
• Gary A. Sanders, Senior Counsel, Law and Government Relations, NAIFA, and Thomas F. Korb, Director of Government Affairs, AALU, April 4, 2005 (File name: naifa040405.pdf)
   
• Dale E. Brown, CAE, Executive Director, and CEO, Financial Services Institute, April 4, 2005 (File name: debrown040405.pdf)
   
• Ira D. Hammerman, Senior Vice President and General Counsel, Securities Industry Association, April 4, 2005 (File name: ihammerman040405.pdf)
   
• Elizabeth Krentzman, General Counsel, Investment Company Institute, April 4, 2005 (File name: ekrentzman040405.pdf)
   
• John S. Simmers, CEO, IND Advisors Network, April 4, 2005 (File name: jssimmers040405.pdf)
   
• Michael P. DeGeorge, General Counsel, National Association for Variable Annuities, April 4, 2005 (File name: nava040405.pdf)
   
• Barry Augenbraun, Senior Vice President and Corporate Secretary, Raymond James Financial, Inc., April 4, 2005 (File name: s70604-1167.pdf)
   
• Michael J. Sharp, General Counsel, Smith Barney on behalf of Citigroup Global Markets Inc., April 4, 2005 (File name: s70604-1168.pdf)
   
• John S. Watts, Senior Vice President and Chief Counsel, PFS Investments Inc., April 4, 2005 (File name: pfsi040405.pdf)
   
• W. Thomas Comer and Eric A. Arnold, Sutherland Asbill & Brennan LLP for the Committee of Annuity Insurers, April 4, 2005 (File name: suther040405.pdf)
   
• William A. Bridy, First Vice President, Merrill Lynch, April 4, 2005 (File name: wabridy040405.pdf)
   
• Mark S. Shelton, General Counsel, USB Financial Services, April 4, 2005 (File name: msshelton040405.pdf)
   
• Mark S. Howard, Senior Vice President, Sectretary and Counsel, USAA Investment Management Company, April 4, 2005 (File name: mshoward040405.pdf)
   
• Henry H. Hopkins, Chief Legal Counsel, T. Rowe Price Investment Services, Inc., April 4, 2005 (File name: troweprice040405.pdf)
   
• Melanie L. Fein, Goodwin Procter LLP on behalf of Federated Investors, Inc., April 4, 2005 (File name: federatedinv040405.pdf)
   
• Clifford C. Hyatt, Partner and David L. Stanton, Senior Associate, Pillsbury Winthrop Shaw Pittman, LLP, April 4, 2005 (File name: pillsburywsp040405.pdf)
   
• Steven Sora, Branch Manager, LPL Financial Services, received April 4, 2005 (File Name: s70604-1156.pdf)
   
• Kathleen McInerney, CFP, April 4, 2005 (File name: kmcinerney040405.htm)
   
• Rodert D. Schlesinger, CLU, President, Retirement & Estate Plan Services, April 4, 2005 (File name: rdschlesinger040405.htm)
   
• Peter Mangan, President & CEO and Robert O. Reed, Executive Vice President, Shareholders Service Group, Inc., April 4, 2005 (File name: ssg040405.htm)
   
• Mark Reynolds, April 4, 2005 (File name: mreynolds040405.htm)
   
• Laurie Lennox, Vice President and Chief Compliance Officer, Commonwealth Financial Network, April 4, 2005 (File name: llennox040405.htm)
   
• Douglas K. Hollen, April 4, 2005 (File name: dkhollen040405.htm)
   
• Harry H. Branning, President & CEO, Branning Financial Group, LLC, April 4, 2005 (File name: hhbranning040405.htm)
   
• John M. Shartrand, AAMS, ChFC, Chief Investment Officer, CAPCOM Financial Services, April 4, 2005 (File name: jmshartrand040405.htm)
   
• Stephen A. Batman, CEO, 1st Global, April 4, 2005 (File name: sabatman040405.htm)
   
• Janice K. Hobbs, MBA, CFP, CFCA, April 4, 2005 (File name: jkhobbs040405.htm)
   
• Robert A. Pierce, Jill M. Pierce, Earl R. Pierce, Spencer R. Pierce, and Dirk F. Hicks, April 4, 2005 (File name: piercehicks040405.htm)
   
• Roger Whitaker, April 4, 2005 (File name: rwhitaker040405.htm)
   
• Michael G. Martin LUTCF FIC, April 4, 2005 (File name: mgmartin040405.htm)
   
• Gregory E. Smith, CFA, President, Sunset Financial Services, Inc., April 4, 2005 (File name: gesmith040405.pdf)
   
• Sandra Pohutsky, Oakland, California, April 4, 2005 (File name: spohutsky040405.pdf)
   
• Dana Morton, CLU, ChFC, Registered Principal, The Morton Capital Group, April 4, 2005 (File name: dmorton040405.pdf)
   
• Carl B. Wilkerson, Vice President and Chief Counsel, Securities and Litigation, American Council of Life Insurers, April 4, 2005 (File name: cbwilkerson040405.pdf)
   
• John A. Spangle, CFP, Registered Principal, Linsco Private Ledger, April 4, 2005 (File name: jspangle040405.pdf)
   
• Stephen M. Saxon, Groom Law Group, Chartered, Washington, District of Columbia, April 4, 2005 (File name: smsaxon5890.pdf)
   
• Joseph C. Merrill, April 4, 2005 (File name: jcmerrill040405.pdf)
   
• Timothy J. Lyle, Senior Vice President and CCO, Mutual Service Corporation, April 4, 2005 (File name: tjlyle040405.pdf)
   
• Denise A. Izatt, CFP, Oakbrook, Illinois, April 4, 2005 (File name: daizatt4326.htm)
   
• Edward S. Campbell, Registered Representative, Mutual Service Corp., Westerville, Ohio, April 4, 2005 (File name: escampbell2658.htm)
   
• David P. Damaska, CPA, CFP, Cincinnati, Ohio, April 4, 2005 (File name: dpdamaska9353.htm)
   
• Larry G. Catallo, Coral Springs, Florida, April 4, 2005 (File name: lgcatallo4641.htm)
   
• Anne N. Spinks, CLU, Independent Registered Representative with Mutual Service Corp., Richmond, Texas, April 4, 2005 (File name: anspinks3960.htm)
   
• Kelly L. Higgins, Sterling Heights, Michigan, April 4, 2005 (File name: klhiggins4493.htm)
   
• Andrew Wood, Jr., Charlotte, North Carolina, April 4, 2005 (File name: awood5574.htm)
   
• Joyce Swoyer, April 4, 2005 (File name: jswoyer1898.htm)
   
• David Warner, CFA, Vice President, Windsor Financial, LLC, Silver Spring, Maryland, April 4, 2005 (File name: dwarner9385.htm)
   
• John F. Robbins, Registered Representative, Trenton, Michigan, April 4, 2005 (File name: jfrobbins4735.htm)
   
• Louis W. Meyer, Jr., CFP, Cincinnati, Ohio, April 4, 2005 (File name: lwmeyer2534.htm)
   
• James F. Jurczak, Augusta, Maine, April 4, 2005 (File name: jfjurczak8294.htm)
   
• Andre Caubarreaux, Marksville, Louisiana, April 4, 2005 (File name: acaubarreaux2864.htm)
   
• Jeanne L. Montgomery, CSC, Pittsford, New York, April 4, 2005 (File name: jlmontgomery4731.htm)
   
• Gerald L. Raymond, Newport Beach, California, April 4, 2005 (File name: glraymond1217.htm)
   
• Robert Renner, COO, Inverness Securities LLC, Beachwood, Ohio, April 4, 2005 (File name: rrenner7468.htm)
   
• Patrick Sreenan, Broker, Deerfield Beach, Florida, April 4, 2005 (File name: psreenan4712.htm)
   
• Robert D. Cornell, Scottsdale, Arizona, April 4, 2005 (File name: rdcornell6938.htm)
   
• John Bill, CFP, Greendale, Wisconsin, April 4, 2005 (File name: jbill3420.htm)
   
• James G. Timpa, LUTCF, Clinton Twp., Michigan, April 4, 2005 (File name: jgtimpa3787.htm)
   
• Darryl G. Duerbusch, COO, Global Financial Planning Group, Troy, Michigan, April 4, 2005 (File name: dgduerbusch3494.htm)
   
• Jim Garrett, CFP, Financial Planner, San Antonio, Texas, April 4, 2005 (File name: jgarrett1131.htm)
   
• Doug Alden, CLU, CSA, AIFA, Asheville, North Carolina, April 4, 2005 (File name: dalden6765.htm)
   
• Lynn R. Goldney, Lake Havasu City, Arizona, April 4, 2005 (File name: lrgoldney3436.htm)
   
• Jules F. Bergman, CDFA, Plantation, Florida, April 4, 2005 (File name: jfbergman4739.htm)
   
• David B. Leszcynski, CFP, Global Financial Planning Group, Troy, Michigan, April 4, 2005 (File name: dbleszcynski9543.htm)
   
• Craig A. Johnson, Plymouth, Minnesota, April 4, 2005 (File name: cajohnson4682.htm)
   
• Ethan Bonar, April 4, 2005 (File name: ebonar9021.htm)
   
• Jules F. Bergman, Plantation, Florida, April 4, 2005 (File name: jfbergman6125.htm)
   
• Christopher L. Wells, Senior VP, Asset Management Inc., Greenville, South Carolina, April 4, 2005 (File name: clwells4241.htm)
   
• Brett A. Young, Olivet, Michigan, April 4, 2005 (File name: bayoung4034.htm)
   
• Brian E. Conway, April 4, 2005 (File name: beconway8998.htm)
   
• Richard Stone, President NAIFA Surburban Maryland, Alexandria, Virginia, April 4, 2005 (File name: rstone4151.htm)
   
• Fred O'Brien, April 4, 2005 (File name: fobrien6382.htm)
   
• Greg L. La Pierre, Financial Planner, Portsmouth, New Hampshire, April 4, 2005 (File name: gllapierre4807.htm)
   
• Kimberly Miller, Akron, Ohio, April 4, 2005 (File name: kmiller8207.htm)
   
• Martin J. Lombrano, Mutual Service, Corp., Irvine, California, April 4, 2005 (File name: mjlombrano8661.htm)
   
• Samuel Tenney, Castle Rock, Colorado, April 4, 2005 (File name: stenney4596.htm)
   
• Douglas K. Shannep, CFP, CIMA, Managing Director, San Diego, California, April 4, 2005 (File name: dkshannep9026.htm)
   
• Michael S. Gilman, CFO, Financial MAnagement Strategies, Plantation, Florida, April 4, 2005 (File name: msgilman6367.htm)
   
• Lorian K. Petry, CFP, Financial Advisor, Newport Beach, California, April 4, 2005 (File name: lkpetry5894.htm)
   
• George M. Gilchrist, Registered Representative, Great American Advisors, Inc., Orangeburg, South Carolina, April 4, 2005 (File name: gmgilchrist2114.htm)
   
• Charles K. Bankerd, April 4, 2005 (File name: ckbankerd9346.htm)
   
• Daniel W. Leveroni, CFP, Certified Financial Planner, Braintree, Massachusetts, April 4, 2005 (File name: dwleveroni9279.htm)
   
• Donna M. Wolf, CFP, Mequon, Wisconsin, April 4, 2005 (File name: dmwolf8376.htm)
   
• Timothy W. Leveroni, CFP, Braintree, Massachusetts, April 4, 2005 (File name: twleveroni2215.htm)
   
• Paul R. Hoffman, CFP, Appleton, Wisconsin, April 4, 2005 (File name: prhoffman1686.htm)
   
• Joseph J. Drzewiecki, CLU, ChFC, Appleton, Wisconsin, April 4, 2005 (File name: jjdrzewiecki7402.htm)
   
• Terry Mann, Decatur, Georgia, April 4, 2005 (File name: tmann2632.htm)
   
• John H. Grady, President, Constellation Investment Distributors Company Inc., Berwyn, Pennsylvania, April 4, 2005 (File name: jhgrady7634.htm)
   
• Christine Trapp, Itasca, Illinois, April 4, 2005 (File name: ctrapp9770.htm)
   
• Jeffrey W. Hendry, April 4, 2005 (File name: jwhendry9524.htm)
   
• Paul R. Kiehn, Chartered FinancialConsultant, Aledo, Texas, April 4, 2005 (File name: prkiehn1811.htm)
   
• Steve Lee, President of Employer Concepts, Irvine, California, April 4, 2005 (File name: slee4841.htm)
   
• Harlan D. Wenig, Coral Springs, Florida, April 4, 2005 (File name: hdwenig4352.htm)
   
• Weiler W. Weiler, CFP, FPA, FSI, MDRT, Stuart, Florida, April 4, 2005 (File name: wwweiler9680.htm)
   
• Jules F. Bergman, CDFA, Plantation, Florida, April 4, 2005 (File name: jfbergman6528.htm)
   
• Drewe L. Robinson, Saginaw, Michigan, April 4, 2005 (File name: dlrobinson4754.htm)
   
• Richard Von Luft, Registered Securities Principal, La Habra, California, April 4, 2005 (File name: rvonluft5395.htm)
   
• Keith R. Camacho, Honolulu, Hawaii, April 4, 2005 (File name: krcamacho6679.htm)
   
• Jeff A. Huff, Tacoma, Washington, April 4, 2005 (File name: jahuff6168.htm)
   
• Jack R. Anderson, CLU/CFP, Fishers, Indiana, April 4, 2005 (File name: jranderson8905.htm)
   
• Jacqueline M. Mauro, registered representative, Troy, Michigan, April 4, 2005 (File name: jmmauro7441.htm)
   
• Jack R. Fay, CFP, Senior Financial Planner, Dublin, Ohio, April 4, 2005 (File name: jrfay5646.htm)
   
• Raymond P. Bradley, Registered Representative, Chartered Financial Consultant, Ephrata, Pennsylvania, April 4, 2005 (File name: rpbradley2542.htm)
   
• Andrew C. Kupferberg C Kupferberg, CPA, Northbrook , Illinois, April 4, 2005 (File name: ackupferberg3633.htm)
   
• Paul E. Koller, CFP, CLU, ChFC, Lakewood, Colorado, April 4, 2005 (File name: pekoller6437.htm)
   
• Pamela L. Buffington, Securities Rep since 1976, Broker/Dealer Mutual Services Corp, Akron, Ohio, April 4, 2005 (File name: plbuffington2408.htm)
   
• Elinor Ho, Shelby Township, Michigan, April 4, 2005 (File name: eho3164.htm)
   
• Sterling F. Chappell, III, Compliance Officer, Amvest Securities, Inc, Columbus, Ohio, April 4, 2005 (File name: sfchappell8961.htm)
   
• Douglas D. White, Registered Rep. Douglas White Financial Services & Ins., North Dighton, Massachusetts, April 4, 2005 (File name: ddwhite8496.htm)
   
• Russell E. Montgomerie, CFP, Boca Raton, Florida, April 4, 2005 (File name: remontgomerie9215.htm)
   
• Rodney Brown, Mutual Service Corp., Ridgeland, Mississippi, April 4, 2005 (File name: rbrown4354.htm)
   
• Max C. Belcher, CLU, CHFC, Denver, Colorado, April 4, 2005 (File name: mcbelcher6571.htm)
   
• Christine L. Hagen, CFP, Irvine, California, April 4, 2005 (File name: clhagen2078.htm)
   
• Grace C. Wellwerts, MS, CFP, CLU , Avon, Colorado, April 4, 2005 (File name: gcwellwerts8305.htm)
   
• Elizabeth Brickman, CFP, Miami, Florida, April 4, 2005 (File name: ebrickman6520.htm)
   
• Armand Minasian, CFP, San Francisco, California, April 4, 2005 (File name: aminasian6415.htm)
   
• Robert C. Hinshon, Jr., CFP, Livonia, Michigan, April 4, 2005 (File name: rchinshon2110.htm)
   
• Mark R. Sprouse, Redlands, California, April 4, 2005 (File name: mrsprouse1316.htm)
   
• Timothy D. Gaarder, CFP, Edina, Minnesota, April 4, 2005 (File name: tdgaarder6239.htm)
   
• Rpbert Vigorita, CLU, ChFC, CFP, Providence, Rhode Island, April 4, 2005 (File name: rvigorita2637.htm)
   
• Diane R. Kotar, Villa Hills, Kentucky, April 4, 2005 (File name: drkotar6859.htm)
   
• William F. Thick, CFP,LIC, CEO, Total Planning Service, Marshall, Michigan, April 4, 2005 (File name: wfthick9540.htm)
   
• Mark A. Jones, CPA, President, Mark A. Jones & Assoc., PC, Richmond, Virginia, April 4, 2005 (File name: majones7422.htm)
   
• Jeffrey Andrews, April 4, 2005 (File name: jandrews8223.htm)
   
• Clark K. Nisbett,CLU, LPL Financial Consultant, April 3, 2005 (File name: s70604-1336.pdf)
   
• John Bruso, CFP, Phoenix, Arizona, April 3, 2005 (File name: jbruso7799.htm)
   
• John S. Beall, ChFC, CLU, LUTCF, LIC, Berrien Springs, Michigan, April 3, 2005 (File name: jsbeall2468.htm)
   
• William J. Romeo, Coconut Creek, Florida, April 3, 2005 (File name: wjromeo9251.htm)
   
• Dan W. Harris, Columbia, Maryland, April 3, 2005 (File name: dharris040305.htm)
   
• Virginia Harmon, Seattle, Washington, April 3, 2005 (File name: vharmon040305.htm)
   
• Gary J. Tribble, Bellevue, Washington, April 3, 2005 (File name: gtribble040305.htm)
   
• Matthew B. Bishop, Jacksonville, Florida, April 3, 2005 (File name: mbishop040305..htm)
   
• Willie J. Price, Arden Hills, Minnesota, April 3, 2005 (File name: wjprice1664.htm)
   
• Kevin S. Dodge, Clio, Michigan, April 3, 2005 (File name: ksdodge5791.htm)
   
• Mark D. Stenberg, Registered Principal, Mutual Service Corporation, Brownstown, Michigan, April 3, 2005 (File name: mdstenberg9374.htm)
   
• Sandra T. Masek Ray, CRCP, Exec Vice President/Chief Compliance Officer - Rhodes Securities, Inc., Fort Worth, Texas, April 3, 2005 (File name: stmasekray8501.htm)
   
• Ronald A. Guiler, CEO Executax Corp. & Executax Financial Corp., Miami, Florida, April 3, 2005 (File name: raguiler4143.htm)
   
• Michael S. Link, Registered Representative with Mutual Service Corporation, Woodland Hills, California, April 3, 2005 (File name: mslink5569.htm)
   
• Michael R. McKillip, CFP, Wauwatosa, Wisconsin, April 3, 2005 (File name: mrmckillip8570.htm)
   
• Jim Franceus, CFP, Lake Oswego, April 2, 2005 (File name: jfranceus7326.htm)
   
• Douglas J. Schuetter, Indianapolis, Indiana, April 2, 2005 (File name: djschuetter3645.htm)
   
• Sherri L. Davis, Esquire, Pittsburgh, Pennsylvania, April 2, 2005 (File name: sldavis3809.htm)
   
• Allen R. Lakner, Exline, Iowa, April 2, 2005 (File name: arlakner8742.htm)
   
• Terrence M. O'Rourke, CLU, CEO Certified Financial Consultants Ltd, St Clair Shores, Michigan, April 2, 2005 (File name: tmorourke6594.htm)
   
• Roark Young, President, Young, Stovall and Company, Miami, Florida, April 2, 2005 (File name: ryoung3202.htm)
   
• Glen Lutz, CFP r, Eugene, Oregon, April 2, 2005 (File name: glutz7224.htm)
   
• John J. Moynihan, St. Louis, Missouri, April 2, 2005 (File name: jjmoynihan3507.htm)
   
• Eric Botwinik, Boca Raton, Florida, April 2, 2005 (File name: ebotwinik5283.htm)
   
• Maria C. Wagner, Boca Raton, Florida, April 2, 2005 (File name: mcwagner3122.htm)
   
• Charles G. Simon, C.L.U., Covington, Louisiana, April 2, 2005 (File name: cgsimon6006.htm)
   
• Yvonne Rundell, Troy, Michigan, April 2, 2005 (File name: yrundell8657.htm)
   
• Nancy D. Breymeier, St. Paul, Minnesota, April 2, 2005 (File name: ndbreymeier4092.htm)
   
• Charles B. Milliken, CFP, Farmington Hills, Michigan, April 2, 2005 (File name: cbmilliken3362.htm)
   
• David L. Lee, BSME MBA CFP, Appleton, Wisconsin, April 2, 2005 (File name: dllee3558.htm)
   
• H. Parker Sharpe, Manitowish Waters, Wisconsin, April 2, 2005 (File name: hsharpe7028.htm)
   
• Jeremy Monte, JD, Fairport, New York, April 2, 2005 (File name: jmonte4637.htm)
   
• Gary D. Richmond, Sr., Clarkston, Michigan, April 2, 2005 (File name: gdrichmond8473.htm)
   
• John D. Fuller, Atlanta, Georgia, April 2, 2005 (File name: jdfuller6923.htm)
   
• Frank A. Monte, CLU, Fairport, New York, April 2, 2005 (File name: famonte5541.htm)
   
• Peter D. Fischel, CLU, Fremont, California, April 2, 2005 (File name: pdfischel9195.htm)
   
• Richard P. Glemann, CPA, RR, RIAR, MS Taxation, Jacksonville Beach, Florida, April 2, 2005 (File name: rpglemann9261.htm)
   
• Gregory T. Bond, April 2, 2005 (File name: gbond040205.htm)
   
• Jed Bandes, April 2, 2005 (File name: jbandes040205.htm)
   
• Dean J. Ripley, April 2, 2005 (File name: dripley040205.htm)
   
• Ryan M. Luke, April 2, 2005 (File name: rluke040205.htm)
   
• Mark F. Scribner, Branch Manager, Financial Consultant, April 1, 2005 (File name: s70604-1204.pdf)
   
• Douglas LaBar, President, Northstar Investment Management, April 1, 2005 (File name: s70604-1202.pdf)
   
• J. Derek Lewis, President, JDL Securities Corporation, April 1, 2005 (File name: jdlewis040105.htm)
   
• William C. Alsover, Centennial Securities Company, April 1, 2005 (File name: wcalsover040105.htm)
   
• Kevin J. Moree, CFP, Asheville, North Carolina, April 1, 2005 (File name: kjmoree6468.htm)
   
• Harold F. Wiksten, Newburyport, Massachusetts, April 1, 2005 (File name: hfwiksten4113.htm)
   
• Edward G. Knight, CLu, ChFC, Financial Planner, Registered Representative, Plantation, Florida, April 1, 2005 (File name: egknight8620.htm)
   
• Adam Gellis, Palm Beach Gardens, Florida, April 1, 2005 (File name: agellis9621.htm)
   
• Joyce E. Haniman, Stuart, Florida, April 1, 2005 (File name: jehaniman2328.htm)
   
• Eric J. Connors, CLU, ChFC, Allentown, Pennsylvania, April 1, 2005 (File name: ejconnors1869.htm)
   
• Ronald H. Roeser, CFP, Branch Manager, Mutual Service Corporation, Safety Harborf, Florida, April 1, 2005 (File name: rhroeser7475.htm)
   
• K. Larry Hastie, Ph.D, President, Pattern Recognition Management, Inc, Ann Arbor, Michigan, April 1, 2005 (File name: khastie7195.htm)
   
• Michael W. Wilson, Redmond, Washington, April 1, 2005 (File name: mwwilson7979.htm)
   
• Susan Sommer, Certified Financial Planning Practioner, Certified Fund Specialist, St. Charles, Missouri, April 1, 2005 (File name: ssommer4312.htm)
   
• Michael J. Kelley, CFP, Certified Financial Planner, Indianapolis, Indiana, April 1, 2005 (File name: mjkelley1373.htm)
   
• Julie A. Witthoff, CFP, Registered Representative Series 7, Urbandale, Iowa, April 1, 2005 (File name: jawitthoff8538.htm)
   
• Frank R. Carey, EA, NAEA, CSEA, San Dimas, District of Columbia, April 1, 2005 (File name: frcarey9370.htm)
   
• Gary L. Washburn, Cameron Park, California, April 1, 2005 (File name: glwashburn9114.htm)
   
• Charles L. Stanley, CFP, Registered Investment Advisor - The Compassionate Capitalist, Escondido, California, April 1, 2005 (File name: clstanley6300.htm)
   
• Edward C. Skelly, President, Sterling Financial Partners,Inc., Sterling, Virginia, April 1, 2005 (File name: ecskelly3319.htm)
   
• John R. Carter, CPA, Newport Beach, California, April 1, 2005 (File name: jrcarter3553.htm)
   
• Robert M. Wood, Chartered Financial Consultant and Chartered Life Underwriter, Lutz, Florida, April 1, 2005 (File name: rmwood9135.htm)
   
• Franz J. Hildebrand, Registered Represenatative, Mutual Service Corp, Seabrook, Texas, April 1, 2005 (File name: fjhildebrand7119.htm)
   
• Jay W. Cohen, AICPA, Atlanta, Georgia, April 1, 2005 (File name: jwcohen2594.htm)
   
• Karen Dobies, Certified Employee Benefits Consultant, Encino, California, April 1, 2005 (File name: kdobies3690.htm)
   
• Maralyn P. Henry, Maralyn Henry Financial Services- Owner, Aiken, South Carolina, April 1, 2005 (File name: mphenry9665.htm)
   
• Robert D. Abrams, CFP, independent financial planner, Mercer Island, Washington, April 1, 2005 (File name: rdabrams2205.htm)
   
• Joan M. Halstead, CLU,ChFC, Owner, Halstead Financial Resources since 1979, Rochester, New York, April 1, 2005 (File name: jmhalstead7474.htm)
   
• Richard Hanford, Pittsford, , April 1, 2005 (File name: rhanford8661.htm)
   
• Louis J. Macloskey, CFP, CLU, ChFC, West Palm Beach, Florida, April 1, 2005 (File name: ljmacloskey2957.htm)
   
• Neal D. Roberts, CPA/Registed Rep, Appleton, Wisconsin, April 1, 2005 (File name: ndroberts9347.htm)
   
• Douglas A. Becker, Branch Manager, Mutual Service Corp., Hanover, Pennsylvania, April 1, 2005 (File name: dabecker6946.htm)
   
• Armand C. Batocabe, West Palm Beach, Florida, April 1, 2005 (File name: acbatocabe4260.htm)
   
• Susan L. Coates, West Palm Beach, Florida, April 1, 2005 (File name: slcoates5772.htm)
   
• James B. Loehr, CFP, President, Loehr Financial Planning Services, Inc., Fishers, Indiana, April 1, 2005 (File name: jbloehr2525.htm)
   
• William A. Hill, Darlington, South Carolina, April 1, 2005 (File name: wahill2707.htm)
   
• John F. Tubridy, Rochester, New York, April 1, 2005 (File name: jftubridy7377.htm)
   
• Robert E. Och, NASD Registered Representative, Mutual service Corp., Wadsworth, Ohio, April 1, 2005 (File name: reoch6761.htm)
   
• Robert O. Troxell, Financial Services Representative, Hanover, Pennsylvania, April 1, 2005 (File name: rotroxell7590.htm)
   
• Sophocles C. Liapopoulos, CPA, Brockton, Massachusetts, April 1, 2005 (File name: scliapopoulos5105.htm)
   
• Thomas W. Whyte, Registered Rep, Falmouth, Maine, April 1, 2005 (File name: twwhyte1514.htm)
   
• Terry R. Altman, CLU, CFP, Practitioner Instructor, Oakland University Personal Financial Planning Program, Rochester, Michigan, April 1, 2005 (File name: traltman2366.htm)
   
• Adam J. Makkai, MBA, Registered rep, MSC and Finance Professor, Regis University, Greenwood Village, Colorado, April 1, 2005 (File name: ajmakkai8904.htm)
   
• Jack Gambetta, CFP, Terrace Park, Ohio, April 1, 2005 (File name: jgambetta6075.htm)
   
• Thomas J. Noel, Registered Representative, Mutual Service Corp, Fort Atkinson, Wisconsin, April 1, 2005 (File name: tjnoel7026.htm)
   
• Carl Cicatello, CPA, CFP, San Antonio, Texas, April 1, 2005 (File name: ccicatello9099.htm)
   
• Marilyn S. Steinmetz, CFP, Avon, Connecticut, April 1, 2005 (File name: mssteinmetz4401.htm)
   
• Michael P. Hartman, Stuart, Florida, April 1, 2005 (File name: mphartman5204.htm)
   
• Anna-Marie Smith, CFP, Registered Repesentative, Mutual Service Corporation, Bedford, New Hampshire, April 1, 2005 (File name: asmith8747.htm)
   
• Geoffrey L. London, Mutual Service Corp. financial advisor, Edina, Minnesota, April 1, 2005 (File name: gllondon5565.htm)
   
• Eric T. Nichols, ChFC, President-Financial Services Firm, Milford, Michigan, April 1, 2005 (File name: etnichols3585.htm)
   
• Randal L. Nicholls, Federal Way, Washington, April 1, 2005 (File name: rlnicholls4507.htm)
   
• Tye C. Williams, CFP, Austin, Mississippi, April 1, 2005 (File name: tcwilliams6580.htm)
   
• Lawrence W. Dunstan, Naples, Florida, April 1, 2005 (File name: lwdunstan5998.htm)
   
• Brian W. Heffernan, Salem, New Hampshire, April 1, 2005 (File name: bwheffernan7673.htm)
   
• George K. Slyman, Jr., Certified Financial Planner, Peterborough, New Hampshire, April 1, 2005 (File name: gkslyman9871.htm)
   
• Denise M. Roth, Vice President, West Palm Beach, Florida, April 1, 2005 (File name: dmroth5959.htm)
   
• Laura Leidigh, April 1, 2005 (File name: lleidigh040105.htm)
   
• Donald W. Martyn, April 1, 2005 (File name: dmartyn040105.htm)
   
• Kevin P. Takacs, April 1, 2005 (File name: ktakacs040105.htm)
   
• George R. Pierce, April 1, 2005 (File name: gpierce040105.htm)
   
• Randall Young, April 1, 2005 (File name: ryoung040105.htm)
   
• Nicholas A. Smith, April 1, 2005 (File name: nsmith040105.htm)
   
• Kevin Polheber, April 1, 2005 (File name: kpolheber040105.htm)
   
• Daniel P. Sweeney, April 1, 2005 (File name: dsweeney040105.htm)
   
• Peggy W. Lyon, April 1, 2005 (File name: plyon040105.htm)
   
• Ronald B. Lee, April 1, 2005 (File name: rlee040105.htm)
   
• Michael L. Kern, Jr, CFP, Registered Representative, Mutual Service Corporation, Clinton Twp, Michigan, April 1, 2005 (File name: mlkernjr9426.htm)
   
• Clark B. Jolley, CFP, Valencia, California, April 1, 2005 (File name: cbjolley6023.htm)
   
• Joseph B. Dixon, President, Dixon & Associates Investments, Grosse Ile, Michigan, April 1, 2005 (File name: jbdixon4284.htm)
   
• Irene M. Volona-Labonne, CFP, Delavan, Wisconsin, April 1, 2005 (File name: imvilona-labonne5526.htm)
   
• Lynn Bullock, Lake Orion, Michigan, April 1, 2005 (File name: lbullock7237.htm)
   
• Bruce Severeid, CFP, Washington, April 1, 2005 (File name: bsevereid7973.htm)
   
• David J. Romagosa, Sr., CFP, Financial Planning Association, Lafayette, Louisiana, April 1, 2005 (File name: djromagosa6488.htm)
   
• Kenneth R. Everett, Mishawaka, Indiana, April 1, 2005 (File name: kreverett5906.htm)
   
• Edward C. Hiers, CEO Northeast Planning Associates, Inc., Bedford, New Hampshire, April 1, 2005 (File name: echiers1535.htm)
   
• Robert A. Fedorchuk, Registered Representative Mutual Service Corporation, Daytona Beach, Florida, April 1, 2005 (File name: rafedorchuk8427.htm)
   
• R. John Badger, Jr., CEO Chartered Financial Services, Ltd, West Des Moines, Iowa, April 1, 2005 (File name: rbadgerjr9672.htm)
   
• Barney W. Konowski, Wayland, Massachusetts, April 1, 2005 (File name: bwkonowski8088.htm)
   
• Mark A. Reinert, CFP, Topeka, Kansas, April 1, 2005 (File name: mareinert9096.htm)
   
• John R. Ressler, Mason City, Iowa, April 1, 2005 (File name: jrressler2555.htm)
   
• D. Teets, Compliance Officer, Baltimore, Maryland, April 1, 2005 (File name: dteets6902.htm)
   
• Owen H. Ackerman, Reg Rep, Morton, Illinois, April 1, 2005 (File name: ohackerman6298.htm)
   
• John Zimmer, CFP, JD, Appleton, Wisconsin, April 1, 2005 (File name: jzimmer8931.htm)
   
• Paul E. Dillman, CPA, P&L Accouting & Tax Service, Oak Forest, Illinois, April 1, 2005 (File name: pedillman4635.htm)
   
• William Cone, Registered Representative, Mutual Service Corp., Crofton, Maryland, April 1, 2005 (File name: wcone9933.htm)
   
• Michael J. Carpenter, April 1, 2005 (File name: mjcarpenter1220.htm)
   
• Dale L. Anderson, CFP, Lakewood, Colorado, April 1, 2005 (File name: dlanderson7163.htm)
   
• Dianne E. Hoeldtke, Oxford, Michigan, April 1, 2005 (File name: dehoeldtke5416.htm)
   
• Thomas Zimmer, Kimberly, Wisconsin, April 1, 2005 (File name: tzimmer6784.htm)
   
• Peter A. Beronio, CFP, Registered Principal, Mutual Service Corp, Killeen, Texas, April 1, 2005 (File name: paberonio3928.htm)
   
• Stan W. Galler, April 1, 2005 (File name: swgaller5305.htm)
   
• Patricia B. Griswold, Grand Rapids, Michigan, April 1, 2005 (File name: pbgriswold3643.htm)
   
• Louis N. Broyles, Representative for Mutual Service Corporation, Tampa, Florida, April 1, 2005 (File name: lnbroyles3319.htm)
   
• Tim Brockmann, Fort Atkinson, Wisconsin, April 1, 2005 (File name: tbrockmann3058.htm)
   
• Albert L. Lock, Jr., CLU, ChFC, MSFS, CEO, Universal Financial Group, Inc., Registered Principal, Mutual Service Corp., St. Louis, Missouri, April 1, 2005 (File name: allockjr7657.htm)
   
• Matthew H. Eaton, CFP, Bedford, New Hampshire, April 1, 2005 (File name: mheaton4873.htm)
   
• Mary S. Romagosa, Esquire, Attorney, Lafayette, Louisiana, April 1, 2005 (File name: msromagosa5413.htm)
   
• Charles H. Fitzpatrick, Mutual Service Corporation financial advisor, Surfside Beach, South Carolina, April 1, 2005 (File name: chfitzpatrick5997.htm)
   
• Gene Lesser, CFP, Los Angeles, California, April 1, 2005 (File name: glesser8718.htm)
   
• Janice Milano, CPA, CFP, April 1, 2005 (File name: jmilano7839.htm)
   
• Thomas J. Marron, East Greenwich, Rhode Island, April 1, 2005 (File name: tjmarron3277.htm)
   
• David O'Block, CFP, RFC, Monroeville, Pennsylvania, April 1, 2005 (File name: doblock2099.htm)
   
• Steven M. Hollis, CPA, CFP, President, Premier Wealth Managment Group, St. Charles, Missouri, April 1, 2005 (File name: smhollis7429.htm)
   
• Cathey L. Williamson, Florissant, Missouri, April 1, 2005 (File name: clwilliamson2742.htm)
   
• Daniel T. Grnier, Registered Representative, Mutual Service Corporation, Bellevue, Washington, April 1, 2005 (File name: dtgrnier2537.htm)
   
• Ken W. Partch, Professional Financial Planner, Santa Barbara, California, April 1, 2005 (File name: kwpartch2400.htm)
   
• John W. Cobb, CFP, Brentwood, Tennessee, April 1, 2005 (File name: jwcobb9190.htm)
   
• C. Robert Kelly, ChFC, MEd, Barrington, Rhode Island, April 1, 2005 (File name: ckelly2620.htm)
   
• Mike Draska, Investment Advisor, Mutual Service Corp, Waterford, Michigan, April 1, 2005 (File name: mdraska5661.htm)
   
• Hugh E. Nichols, Registered Representative, St. Charles, New Brunswick, April 1, 2005 (File name: henichols7094.htm)
   
• David G. Edgerton, ChFC, Registered Representative, Galena, Ohio, April 1, 2005 (File name: dgedgerton3467.htm)
   
• Brian L. Lakner, Chartered Financial Consultant, Crystal Lake, Illinois, April 1, 2005 (File name: bllakner2333.htm)
   
• Michael R. Vitale, St. Louis Park, Minnesota, April 1, 2005 (File name: mrvitale1666.htm)
   
• Jule Butler, Appleton, Wisconsin, April 1, 2005 (File name: jbutler8307.htm)
   
• Chris A. Martelli, CFP, Seattle, Washington, April 1, 2005 (File name: camartelli9320.htm)
   
• Donald F. Codori, Johnston, Rhode Island, April 1, 2005 (File name: dfcodori5419.htm)
   
• Steven M. Weinstein, CFP, Proprietor, Middletown, Ohio, April 1, 2005 (File name: smweinstein8397.htm)
   
• J.V. Malkovich, April 1, 2005 (File name: jmalkovich5626.htm)
   
• Charles S. Stoll, CFP, CPA, Principal, Boca Raton, Florida, April 1, 2005 (File name: csstoll2220.htm)
   
• John F. Robbins, MBA, CFP, CSA, FPA, Trenton, Michigan, April 1, 2005 (File name: jfrobbins9757.htm)
   
• Jed A. Friedman, Oak Park, California, April 1, 2005 (File name: jafriedman1484.htm)
   
• Jo Anne C.R. Leveroni, Braintree, Massachusetts, April 1, 2005 (File name: jcleveroni1409.htm)
   
• Wilma Sheridan, Commack, New York, April 1, 2005 (File name: wsheridan1304.htm)
   
• Marianne S. Miller, Mutual Service Corporation, San Antonio, Texas, April 1, 2005 (File name: msmiller7731.htm)
   
• Leon R. Avila, Miami, Florida, April 1, 2005 (File name: lravila1601.htm)
   
• Anneliese M. Brown, Lakewood, Colorado, April 1, 2005 (File name: ambrown3384.htm)
   
• Michael J. Durkin, CFP, Registered Representative of Mutual Service Corporation, Cincinnati, Ohio, April 1, 2005 (File name: mjdurkin3740.htm)
   
• Dale C. Korpi, JD, Minneapolis, Minnesota, April 1, 2005 (File name: dckorpi9760.htm)
   
• HB Orr, Jr, Owner, Baybridge Financial Group, Tampa, Florida, April 1, 2005 (File name: horr5530.htm)
   
• Terence W. ODoherty, Vancouver, Washington, April 1, 2005 (File name: twodoherty2237.htm)
   
• Martha A. Seidl, CFP, Appleton, Wisconsin, April 1, 2005 (File name: maseidl7512.htm)
   
• Daniel S. Chabott, Sr., Aif, Keene, New Hampshire, April 1, 2005 (File name: dschabott5688.htm)
   
• Thomas G. Pailthorp, Registered Representative, Mutual Service Corporation, Crofton, Maryland, April 1, 2005 (File name: tgpailthorp7676.htm)
   
• Philip Johnson, Saint Joseph, Illinois, April 1, 2005 (File name: pjohnson5162.htm)
   
• Carol A. Holesha, Registered Representative, Chicago, Illinois, April 1, 2005 (File name: caholesha4216.htm)
   
• Gerald W. Parent, Sr., ChFC, Mutual Service Corporation, Assonet, Massachusetts, April 1, 2005 (File name: gwparent3161.htm)
   
• John S. Harvey, Jackson, Mississippi, April 1, 2005 (File name: jsharvey4206.htm)
   
• Jill Bernhardy, Greenwood Village, Colorado, April 1, 2005 (File name: jbernhardy7023.htm)
   
• Claudia Worth, AICPA, North Andover, Massachusetts, April 1, 2005 (File name: cworth4687.htm)
   
• Amy S. Traxler, registered representative, Elkhart, Indiana, April 1, 2005 (File name: astraxler6169.htm)
   
• Robert J. Gilmore, Converse, Texas, April 1, 2005 (File name: rjgilmore4895.htm)
   
• Mel Robert, April 1, 2005 (File name: mrobert040105.htm)
   
• Margaret K. O’Meara, CFP, AIFA, President, O'Meara Financial Group, April 1, 2005 (File name: momeara040105.pdf)
   
• Douglas J. LaBar, President, Northstar Investment Management, April 1, 2005 (File name: dlabar040105.htm)
   
• John W. Poff, President, Mutual Service Corporation, April 1, 2005 (File name: jwpoff3332.htm)
   
• Dennis Kaminski, Executive Vice President, Mutual Service Corporation, April 1, 2005 (File name: dkaminski040105.htm)
   
• David G. Brouwer, Executive Vice President, Community First Investments, April 1, 2005 (File name: dbrouwer040105.htm)
   
• Michael Philipp, Registered Representative, Linsco/Private Ledger, April 1, 2005 (File name: mphilipp040105.pdf)
   
• David C. Becker, Sr., Vice President/Chief Financial Officer, Mutual Service Corporation, April 1, 2005 (File name: dbecker040105.htm)
   
• Kenneth P. Werner, MBA, Financial Planner, Cleveland Financial Group, April 1, 2005 (File name: kwerner040105.htm)
   
• Jeffrey Clark, CPA, April 1, 2005 (File name: jclark3249.htm)
   
• David R. Butts, Registered Principal, Mutual Service Corporation, Saginaw, Michigan, April 1, 2005 (File name: drbutts1681.htm)
   
• Katherine D. Cannon, April 1, 2005 (File name: kdcannon4410.htm)
   
• Theresa G. Jackson, CFP, Alabama, April 1, 2005 (File name: tgjackson4022.htm)
   
• John F. Leonard, III, April 1, 2005 (File name: jfleonard4968.htm)
   
• Stephen E. Masula, CFP, EA, Carlsbad, California, April 1, 2005 (File name: semasula7157.htm)
   
• Christopher W. Collins, Gaylord, Michigan, April 1, 2005 (File name: cwcollins1646.htm)
   
• Kevin E. Rossdeutscher, Waukesha, Wisconsin, April 1, 2005 (File name: kerossdeutscher5648.htm)
   
• Robert Barr, April 1, 2005 (File name: rbarr8580.htm)
   
• Alan W. Takahashi, Sun Valley, California, April 1, 2005 (File name: awtakahashi7628.htm)
   
• William E. Hamm, Jr, Tampa, Florida, April 1, 2005 (File name: wehamm4741.htm)
   
• Kevin R. Cegelski, CPA & Registered Rep, Marinette, Wisconsin, April 1, 2005 (File name: krcegelski6056.htm)
   
• Thomas E. Watson, Financial Planning Association, Piney Flats, Tennessee, April 1, 2005 (File name: tewatson5775.htm)
   
• Lana L. Wagner, CFP, St. Petersburg, Florida, April 1, 2005 (File name: llwagner1700.htm)
   
• James A. Cox, III, Registered Rep, Mutual Service Corporation, colonial heights, Virginia, April 1, 2005 (File name: jacox8839.htm)
   
• Julie A. Gaittens, CFP, Gold River, California, April 1, 2005 (File name: jagaittens7456.htm)
   
• Steven Paris, Marco Island, Florida, April 1, 2005 (File name: sparis5953.htm)
   
• Michael Woods, LUTCF, CFS, Denton, Texas, April 1, 2005 (File name: mwoods7429.htm)
   
• David L. Gabay, CFP, Harrison, New York, April 1, 2005 (File name: dlgabay9093.htm)
   
• Christian A. Beliveau, Financial Planner, Dover, New Hampshire, April 1, 2005 (File name: cabeliveau6575.htm)
   
• Jeffery L. Smith, Darlington, South Carolina, April 1, 2005 (File name: jlsmith5182.htm)
   
• Thomas Forest, Alpine, Utah, April 1, 2005 (File name: tforest9880.htm)
   
• Neal G. Schulte, CPA/CFP, AICPA/OSCPA/FPA/FSI, cincinnati, Ohio, April 1, 2005 (File name: ngschulte2940.htm)
   
• Greg A. Franklin, Registered Rep, Cincinnati, Ohio, April 1, 2005 (File name: gafranklin5161.htm)
   
• Darron R. Bergstrom, Registered Representative, Corpus Christi, Texas, April 1, 2005 (File name: drbergstrom6888.htm)
   
• Sandip S. Sehmi, Irvine, California, April 1, 2005 (File name: sssehmi7869.htm)
   
• Kent D. Snyder, Northwood University, Professor of Economics, Clarkston, Michigan, April 1, 2005 (File name: kdsnyder7482.htm)
   
• Robert B. Johnson, EA, ASA, Centennial, Colorado, April 1, 2005 (File name: rbjohnson6471.htm)
   
• Philip J. Anderson, CFP, Financial Planner, Minneapolis, Minnesota, April 1, 2005 (File name: pjanderson3413.htm)
   
• Randal Poirier, John Hancock Financial Network, April 1, 2005 (File name: rpoirier040105.htm)
   
• Lisa Wicker, Woodville, Ohio, April 1, 2005 (File name: lwicker040105.htm)
   
• Thomas Grossi, Registered Representative, LPL Financial Services, April 1, 2005 (File name: s70604-1224.pdf)
   
• Todd Feltz, CFP®, CFS, President, Feltz WealthPlan, April 1, 2005 (File name: s70604-1222.pdf)
   
• F. Kneeland Chase, Jr., LPL Financial Advisor, President, Chase Wealth Management, April 1, 2005 (File name: s70604-1338.pdf)
   
• John A. DeSantis, ChFC, Investment Advisor Representative, April 1, 2005 (File name: s70604-1226.pdf)
   
• William C. Alsover, April 1, 2005 (File name: walsover033105.htm)
   
• Donald E. Hedrick, April 1, 2005 (File name: dhedrick033105.htm)
   
• Kristin Hunnibell Kennedy, April 1, 2005 (File name: kkennedy033105.htm)
   
• Robert L. Malmquist, CFP, Financial Consultant, LPL Financial Services, March 31, 2005 (File name: s70604-1339.pdf)
   
• Kevin D. Frost, CLU, ChFC, Financial Representative, Northwestern Mutual Financial Network®, March 31, 2005 (File name: s70604-1231.pdf)
   
• Chad A. Burkhalter, Capps Financial Services, March 31, 2005 (File name: s70604-1233.pdf)
   
• Janetta L. Graber, LPL Registered Principal, March 31, 2005 (File name: s70604-1223.pdf)
   
• Kevin B. Cowan, LPL Registered Representative, March 31, 2005 (File name: s70604-1227.pdf)
   
• Julie Missal, Registered Investment Adviser Representative, Kirkland, Washington, March 31, 2005 (File name: jmissal9231.htm)
   
• Robert L. Erkel, CLU, ChFC, CFP, March 31, 2005 (File name: berkel033105.htm)
   
• Brad Jenks, March 31, 2005 (File name: bjenks033105.pdf)
   
• Kathleen C. Buys, President, Buys and Company, Inc., March 31, 2005 (File name: kbuys033105.pdf)
   
• Mike Thompson, March 31, 2005 (File name: mthompson033105.htm)
   
• Robert Roth, CEO; Thaddeus Crass, COO; Clint Pogemiller, Marketing; and Pamela S. Fritz, CCO; MWA Financial Services, Inc.; March 31, 2005 (File name: mwafinancial033105.pdf)
   
• Bob Cleaveland, CLU, ChFC, LTCIS, CSA, March 31, 2005 (File name: bcleaveland033105.pdf)
   
• Donald R. Burkall, CLU, ChFC, March 31, 2005 (File name: dburkall033105.htm)
   
• Robert R. Glauber, Chairman and CEO, NASD, March 31, 2005 (File name: nasd033005.pdf)
   
• James R. Zivich, Registered Principal, LPL Financial Services, March 31, 2005 (File name: jzivich033105.pdf)
   
• Chris Adams, Financial Consultant, Adams Investment Services, LLC, March 31, 2005 (File name: cadams033105.pdf)
   
• Daniel R. Balch, CLU, ChFC, March 31, 2005 (File name: dbalch033105.pdf)
   
• Martin J. Smith, MBA, Capital Point Financial Group, March 31, 2005 (File name: msmith033105.pdf)
   
• Harrison S. Reed, ChFC, March 31, 2005 (File name: hreed033105.pdf)
   
• Richard W. L. Hall, RIA, CFP, ChFC, CDFA, March 31, 2005 (File name: rhall033105.htm)
   
• Kevin B. Cowan, March 31, 2005 (File name: kcowan033105.htm)
   
• Jerry Egermier, March 31, 2005 (File name: jegermier033105.htm)
   
• Steve Socha, March 31, 2005 (File name: ssocha033105.htm)
   
• Larry Wiens, March 31, 2005 (File name: lwiens033105.htm)
   
• James Budzyn, March 31, 2005 (File name: jbudzyn033105.htm)
   
• Jon Roth, March 31, 2005 (File name: jroth033105.htm)
   
• Lis Libengood, March 31, 2005 (File name: llibengood033105.htm)
   
• Dan White, March 31, 2005 (File name: dwhite033105.htm)
   
• David Harrington, March 31, 2005 (File name: dharrington033105.htm)
   
• James E. Hyland, March 31, 2005 (File name: jhyland033105.htm)
   
• Paul B. Wolf, March 31, 2005 (File name: pwolf033105.htm)
   
• Paul Dauber, March 31, 2005 (File name: pdauber033105.htm)
   
• Brenda Greegor, March 31, 2005 (File name: bgreegor033105.htm)
   
• David J. Graham, March 31, 2005 (File name: dgraham033105.htm)
   
• Lawrence J. Donna, March 31, 2005 (File name: ldonna033105.htm)
   
• Keith Deyo, March 31, 2005 (File name: kdeyo033105.htm)
   
• James B. Twining, March 31, 2005 (File name: jtwining033105.htm)
   
• Brian Hartman, March 31, 2005 (File name: bhartman033105.htm)
   
• Gary Samek, March 31, 2005 (File name: gsamek033105.htm)
   
• Gary L. Noecker, March 31, 2005 (File name: gnoecker033105.htm)
   
• Joan M. Valenti, March 31, 2005 (File name: jvalenti033105.htm)
   
• Steven W. Gaito, March 31, 2005 (File name: sgaito033105.htm)
   
• M. Brett Sutherland, March 31, 2005 (File name: msutherland033005.htm)
   
• James D. Finneran, March 31, 2005 (File name: jfinneran033105.htm)
   
• J. Cushco, March 31, 2005 (File name: jcushco033105.htm)
   
• William J. Irish, March 31, 2005 (File name: wirish033105.htm)
   
• Wayne Pietri, March 31, 2005 (File name: wpietri033105.htm)
   
• Francis A Kenia, March 31, 2005 (File name: fkenia033105.htm)
   
• Christopher Fusco, March 31, 2005 (File name: cfusco033105.htm)
   
• Joe Van Voast, March 31, 2005 (File name: jvoast033105.htm)
   
• Tom Stefaniak, March 31, 2005 (File name: tstefaniak033105.htm)
   
• Robert F. Entigar, March 31, 2005 (File name: rentigar033105.htm)
   
• Susan C. Fewell, March 31, 2005 (File name: sfewell033105.htm)
   
• Ellen K. Timberlake, March 31, 2005 (File name: etimberlake033105.htm)
   
• Sherry S. McGhee, March 31, 2005 (File name: smcghee033105.htm)
   
• Ronald L. Engstrom, March 31, 2005 (File name: rengstrom033105.htm)
   
• E Ray Ward, March 31, 2005 (File name: eward033105.htm)
   
• Stephen M. Rosiere, March 31, 2005 (File name: srosiere033105.htm)
   
• Payton Crossley, March 31, 2005 (File name: pcrossley033105.htm)
   
• Frank Prescott, March 31, 2005 (File name: fprescott033105.htm)
   
• Bryan Rex, March 31, 2005 (File name: brex033105.htm)
   
• Ken Smith, March 31, 2005 (File name: ksmith033105.htm)
   
• Paul Foley, CLU, ChFC, Springfield, Massachusetts, March 31, 2005 (File name: pfoley033105.htm)
   
• Michael Ruff, CPA/PFS, CFP, CFE, Pampa, Texas, March 31, 2005 (File name: mruff033105.htm)
   
• Anonymous reviewer, March 31, 2005 (File name: anon033105.htm)
   
• Lee Stanford, March 31, 2005 (File name: lstanford033105.htm)
   
• Jerome Pfeffer, Investment Solutions Wealth Management Group, March 31, 2005 (File name: jpfeffer033105.htm)
   
• Steve Hofer, CFP, March 31, 2005 (File name: shofer033105.htm)
   
• W.H. Richardson, Registered Representative, March 31, 2005 (File name: whrichardson033105.htm)
   
• Jeff W. Bird, CLU, March 31, 2005 (File name: jbird033105.htm)
   
• G. Wilson, March 31, 2005 (File name: gwilson033105.htm)
   
• Michael J. Marion, CLU, ChFC, CSPG, March 31, 2005 (File name: mmarion033105.htm)
   
• Peter M. Viliesis, CLU, ChFC, March 31, 2005 (File name: pviliesis033105.htm)
   
• Richard F. Curcio, Chairman & President, Integrity Investments, Inc., March 31, 2005 (File name: rcurcio033105.htm)
   
• Scott Thuleen, March 31, 2005 (File name: sthuleen033105.htm)
   
• Dale S. Cook, March 31, 2005 (File name: dcook033105.htm)
   
• Larry G. Stark, LPL Registered Representative, LPL Financial Services, March 31, 2005 (File Name: s70604-1160.pdf)
   
• Robert A. Young, Branch Manager, LPL Financial Services, March 31, 2005 (File Name: s70604-1161.pdf)
   
• Terry B. Wells, CFP, ChFC, CLU, President, Wells Financial Advisors, March 31, 2005 (File Name: s70604-1141.pdf)
   
• R. Les Terrill, CFP, Certified Financial Planner, The Terrill Group LLC, March 31, 2005 (File Name: s70604-1155.pdf)
   
• Craig Junkins, President and Chief Executive Officer, FFP Securities Inc., March 31, 2005 (File Name: s70604-1145.pdf)
   
• Arlyn P. Nelson, CFP, March 31, 2005 (File name: apnelson033105.pdf)
   
• Robert G. Cleaveland, CLU, ChFC, LTCIS, CSA®, LPL Financial Planner, March 31, 2005 (File name: s70604-1203.pdf)
   
• Christen L. Sanchez, CFP^TM, Certified Financial Planner, Branch Manager, LPL Financial Services, March 31, 2005 (File name: s70604-1201.pdf)
   
• Mark Leibman, Branch Manager and Registered Representative, Linsco/Private Ledger, March 31, 2005 (File name: s70604-1205.pdf)
   
• Walter W. Ince, Branch Manager, LPL Financial Services, March 31, 2005 (File name: s70604-1206.pdf)
   
• John P. Davis, President, JPDavis, Inc., March 31, 2005 (File name: s70604-1208.pdf)
   
• Waymon Moore, CFP, CEC, CSA, President, Integrity Financial Planners, LLC, March 31, 2005 (File name: s70604-1209.pdf)
   
• Jon David Smith, March 31, 2005 (File name: s70604-1210.pdf)
   
• Harriett A. Pinsker, Registered Representative, LPL Financial Services, March 31, 2005 (File name: s70604-1166.pdf)
   
• Michael R. Hompesch, E.A. Boniakowski Agency, Inc., March 31, 2005 (File name: s70604-1213.pdf)
   
• Carole K. Morgan, CFP^TM, Branch Manager, LPL Financial Services, March 31, 2005 (File name: s70604-1214.pdf)
   
• Christine M. Tarr, Black Elk Management, Inc., March 31, 2005 (File name: s70604-1215.pdf)
   
• John A. Galnes, CLU, LPL Branch Manager, March 31, 2005 (File name: s70604-1221.pdf)
   
• Chad A. Burkhalter, Capps Firrancial Services, March 31, 2005 (File name: s70604-1233.pdf)
   
• Keith A. Tyner, CFP, Financial Consultant, LPL Financial Services, March 30, 2005 (File name: s70604-1340.pdf)
   
• Frank Giaccio, MBA, CFP, Keystone Financial Advisors, March 30, 2005 (File name: s70604-1337.pdf)
   
• Kevin D. Frost, CLU, ChFC, Financial Representative, Northwestern Mutual Financial Network, March 30, 2005 (File name: s70604-1231.pdf)
   
• Jeffrey W. Day, CLU, ChFC, New England Financial, March 30, 2005 (File name: s70604-1230.pdf)
   
• Dennis A. Lair, Investment Executive, Linsco/Private Ledger, March 30, 2005 (File name: s70604-1229.pdf)
   
• Arlyn P. Nelson, CFP, LPL Financial Services, March 30, 2005 (File name: s70604-1228.pdf)
   
• Jean Hughes Voss, LPL Registered Principal, March 30, 2005 (File name: s70604-1225.pdf)
   
• Dennis A. Lair, Investment Executive, LinscolPrivate Ledger, March 30, 2005 (File name: s70604-1229.pdf)
   
• Jeffrey W. Day, CLU, ChFC, New England Financial, March 30, 2005 (File name: s70604-1230.pdf)
   
• Daniel E. Maul, Registered Investment Adviser, Retirement Planning Associates, March 30, 2005 (File name: s70604-1211.pdf)
   
• Brian Nelson, LPL Financial Advisor, March 30, 2005 (File name: s70604-1220.pdf)
   
• Shawn D. Palmer, CFS, Advocate for the Goal-oriented Investor, LPL Financial Advisor, March 30, 2005 (File name: s70604-1207.pdf)
   
• Thomas R. Berry, The Berry Group, March 30, 2005 (File Name: s70604-1142.pdf)
   
• David Schaper, March 30, 2005 (File Name: s70604-1143.pdf)
   
• Dan G. Dillard, LPL Financial Planner, March 30, 2005 (File Name: s70604-1146.pdf)
   
• Terrence D. Wittman, MBA, Financial Consultant; Kirkby, Phelan and Associates; March 30, 2005 (File Name: s70604-1147.pdf)
   
• Tad M. Weiss, MBA, CFP, Certified Financial Planner, Olson Weiss, LLC, March 30, 2005 (File Name: s70604-1148.pdf)
   
• Chuck Bracht, President, Apogee, March 30, 2005 (File Name: s70604-1149.pdf)
   
• Dave Oakley, CFP, Carlsbad, New Mexico, March 30, 2005 (File Name: s70604-1159.pdf)
   
• Richmond B. Galbreath, Jr., CLU, ChFC, Registered Investment Advisor, March 30, 2005 (File Name: s70604-1166.pdf)
   
• Memorandum from Susan Nash regarding a March 23, 2005 meeting the NASD Variable Insurance Products Committee, dated March 30, 2005 (File name: memonasd033005.pdf)
   
• Lydia Bellamy-Palma, Park Forest, Illinois, March 30, 2005 (File name: bellamypalma033005.htm)
   
• C. Robert Brown, CLU, LUTCF, NAIFA President and NAIFA Government Affairs, March 30, 2005 (File name: cbrown033005.htm)
   
• Jeffrey A. Bogart, March 30, 2005 (File name: jbogart033005.htm)
   
• Seth J. Diener, March 30, 2005 (File name: sdiener033005.htm)
   
• B. Michael Muirhead, Financial Partners, Wichita Falls, Texas, March 30, 2005 (File name: bmuirhead033005.htm)
   
• Paul D. Christ, MBA, CLU, March 30, 2005 (File name: pchrist033005.htm)
   
• Paul E. Banko, financial advisor, March 30, 2005 (File name: pbanko033005.htm)
   
• Larry Hesse, March 30, 2005 (File name: lhesse033005.htm)
   
• Richard Gibbs, CLU, ChFC, March 30, 2005 (File name: rgibbs033005.htm)
   
• Steven R. Gleason, New Horizons Asset Management Group, LLC, March 30, 2005 (File name: sgleason033005.htm)
   
• Wilson Clary, March 30, 2005 (File name: wclary033005.htm)
   
• John G. O'Malley, March 30, 2005 (File name: jomalley033005.htm)
   
• Mark D. Kinney, CFP, March 30, 2005 (File name: mkinney033005.htm)
   
• George S. Slusher, March 30, 2005 (File name: gslusher033005.htm)
   
• David H. Wood, March 30, 2005 (File name: dwood033005.htm)
   
• R. Scott Bradley, Hurricane, West Virginia, March 30, 2005 (File name: rbradley033005.htm)
   
• Gary S. Cohen, Investment Advisory Representative, Berlin, New Jersey, March 30, 2005 (File name: gscohen1355.htm)
   
• Peter Crotty, Cincinnati, Ohio, March 30, 2005 (File name: pcrotty1408.htm)
   
• David Warren, M.A., CFP, ChFC, Matthews, North Carolina, March 30, 2005 (File name: dwarren4102.htm)
   
• John Elbare, CFP, Principal, Florida Philanthropic Advisors, LLC, Lutz, Florida, March 30, 2005 (File name: jelbare6928.htm)
   
• M.K. Bertelson, Professor of Family, Succum, New Jersey, March 30, 2005 (File name: mbertelson9387.htm)
   
• Joe O. Luby III, CFP, President, Financial Solutions, Inc., March 30, 2005 (File name: joluby033005.pdf)
   
• Bradley Bliss, March 30, 2005 (File name: bbliss033005.pdf)
   
• Dorothy Antwiler, General Agent/Registered Rep, Brokerage Associates, Inc., March 30, 2005 (File name: dantwiler033005.htm)
   
• Thomas J. Tingey, March 30, 2005 (File name: tjtingey033005.htm)
   
• Jo Bowen, March 30, 2005 (File name: jobowen033005.htm)
   
• Stephen L. Roberts, CFP, Roberts Financial Group, March 30, 2005 (File name: slroberts033005.htm)
   
• Paul A Koeniguer, Financial Advisor, American Express Financial Advisors, Inc., IDS Life Insurance Company, March 30, 2005 (File name: pakoeniguer033005.htm)
   
• David W. Shepherd, ChFC, CFP, March 30, 2005 (File name: dwshepherd033005.htm)
   
• Tom Scallon, March 30, 2005 (File name: tscallon033005.htm)
   
• Eric B. Soik, LUTCF, Licensed Agent, New York Life Insurance Company, March 30, 2005 (File name: ebsoik033005.htm)
   
• R. Steve Preston, Registered Representative and Financial Advisor, The Financial Design Group, March 30, 2005 (File name: rspreston033005.htm)
   
• Rich Menze, March 30, 2005 (File name: rmenze033005.htm)
   
• Jason Gollhofer, Financial Strategies for Northern Colorado Educators, March 30, 2005 (File name: jgollhofer033005.htm)
   
• Guy Swain CFP, CLU, ChFC, CLTC, LifeTime Asset Management, March 30, 2005 (File name: gswain033005.pdf)
   
• Steven R. Coon, March 30, 2005 (File name: srcoon033005.pdf)
   
• Jeff Biggs, LUTCF, Brier Payne Meade Insurance, March 30, 2005 (File name: jbiggs033005.htm)
   
• Maria C. Desmarais, Financial Services Consultant, Financial Services Center at Chicopee Savings, March 30, 2005 (File name: mdesmarais033005.htm)
   
• Robert A. DiCola, CLU, ChFC, Registered Representative, Sentra Securities Corporation, March 30, 2005 (File name: rdicola033005.htm)
   
• John Grover, Financial Consultant, March 30, 2005 (File name: jgrover033005.htm)
   
• Bryan Rex, March 30, 2005 (File name: brex033005.htm)
   
• Susan C. Fewell, March 30, 2005 (File name: sfewell033005.htm)
   
• Sherry S McGhee, March 30, 2005 (File name: smcghee033005.htm)
   
• Tom Stefaniak, March 30, 2005 (File name: tstefaniak033005.htm)
   
• James D. Finneran, March 30, 2005 (File name: jfinneran033005.htm)
   
• Steven W. Gaito, March 30, 2005 (File name: sgaito033005.htm)
   
• Glenn W. Seibel, March 30, 2005 (File name: gseibel033005.htm)
   
• William Alan Rock, March 30, 2005 (File name: wrock033005.htm)
   
• Kenneth L. Kust, March 30, 2005 (File name: kkust033005.htm)
   
• James Bierschbach, March 30, 2005 (File name: jbierschbach033005.htm)
   
• Hershel S. Meriwether II, March 30, 2005 (File name: hmeriwether033005.htm)
   
• Joseph M. Letson, March 30, 2005 (File name: jletson033005.htm)
   
• Roy Holtz, March 30, 2005 (File name: rholtz033005.htm)
   
• Robert Starckovich, March 30, 2005 (File name: rstarckovich033005.htm)
   
• Gary Haibach, March 30, 2005 (File name: ghaibach033005.htm)
   
• Michael Frailey, March 30, 2005 (File name: mfrailey033005.htm)
   
• Kirk M. Perry, March 30, 2005 (File name: kperry033005.htm)
   
• Paul Zietlow, March 30, 2005 (File name: pzietlow033005.htm)
   
• Brian Horne, March 30, 2005 (File name: bhorne033005.htm)
   
• Beverly Barr, March 30, 2005 (File name: bbarr033005.htm)
   
• Lesley Pinckard, March 30, 2005 (File name: lpinckard033005.htm)
   
• Jim Mabbutt, March 30, 2005 (File name: jmabbutt033005.htm)
   
• Linda Enterline, March 30, 2005 (File name: lenterline033005.htm)
   
• Melissa Shaw, March 30, 2005 (File name: mshaw033005.htm)
   
• Manny Um, March 30, 2005 (File name: mum033005.htm)
   
• Gerald J. O'Bee, March 30, 2005 (File name: gobee033005.htm)
   
• Mark H. McCormick, March 30, 2005 (File name: mhmccormick033005.pdf)
   
• Thomas Wuertz, Austin, Minnesota, March 30, 2005 (File name: twuertz6576.htm)
   
• Michael J. Trohimczyk, Owner, MJT Investments, Dearborn Heights, Michigan, March 30, 2005 (File name: mjtrohimczyk4811.htm)
   
• Richard J. Carlesco Jr., LUTCF, Independent Broker Network, Inc., March 30, 2005 (File name: rjcarlesco033005.pdf)
   
• Sanjay Arora, MBA, CLU with The Holter Group, March 30, 2005 (File name: sarora033005.pdf)
   
• Max L. Erickson, CLU, ChFC, General Partner and E.J. "Bud" Baldwin, CIC, General Partner, Erickson - Baldwin Insurance Associates, March 30, 2005 (File name: mlerickson033005.pdf)
   
• Rachelle L. Nelko, CSA, Minneapolis, Minnesota, March 30, 2005 (File name: rlnelko7921.htm)
   
• Daniel E. Maul, Registered Representative and Registered Investment Advisor, Kirkland, Washington, March 30, 2005 (File name: demaul4195.pdf)
   
• Malka Naggar, March 30, 2005 (File name: mnaggar033005.pdf)
   
• David Daughters, Chillicothe, Ohio, March 30, 2005 (File name: ddaughters3018.htm)
   
• Larry M. Schmitt, President, Southwest Insurance Agency, March 30, 2005 (File name: lmschmitt033005.htm)
   
• John (Jack) Schoen, MBA, CLU, True North Financial Services, March 30, 2005 (File name: jschoen033005.htm)
   
• Roman Lopatynski, Investment Advisor Representative, March 30, 2005 (File name: rlopatynski033005.htm)
   
• Gary Hammer, Principal, American Family Insurance, March 30, 2005 (File name: ghammer033005.htm)
   
• Larry R. Long, March 30, 2005 (File name: lrlong033005.htm)
   
• Connie S. Walenta CIC, LUTCF, Kastl-Powell Agency, March 30, 2005 (File name: cswalenta033005.htm)
   
• Joe Seed, March 30, 2005 (File name: joeseed033005.htm)
   
• Julie Shickel, March 30, 2005 (File name: jshickel033005.htm)
   
• Ryan W. Auge, March 30, 2005 (File name: rwauge033005.htm)
   
• Kathy Sasser, March 30, 2005 (File name: ksasser033005.htm)
   
• Mark Sorlie, March 30, 2005 (File name: msorlie033005.htm)
   
• Mark C. Mathias, Regional Vice President - Great American Advisors, Inc., Cincinnati, Ohio, March 30, 2005 (File name: mcmathias5260.htm)
   
• Carl Thoenen, Financial Advisor, ST Charles, Missouri, March 30, 2005 (File name: cthoenen6145.htm)
   
• M. Michael Reilly, March 30, 2005 (File name: mmreilly033005.htm)
   
• Steve P. Hagan, March 30, 2005 (File name: sphagan033005.htm)
   
• Gordon Jones, DHA, March 30, 2005 (File name: gjones033005.htm)
   
• Dan Allen, March 30, 2005 (File name: dallen033005.htm)
   
• Wally Schmieder, CLU, ChFC, March 30, 2005 (File name: wschmieder033005.htm)
   
• Shelley M. Parson, March 30, 2005 (File name: smparson033005.htm)
   
• Jon M. Black, CLU, March 30, 2005 (File name: jmblack033005.htm)
   
• Adam D. Weeman, March 30, 2005 (File name: adweeman033005.htm)
   
• M. Chad Stockett, CPA, March 30, 2005 (File name: mcstockett033005.htm)
   
• Joe D. Crawford, March 30, 2005 (File name: jdcrawford033005.htm)
   
• Karen McFall, March 30, 2005 (File name: kmcfall033005.htm)
   
• Tom Walsh, March 30, 2005 (File name: twalsh033005.htm)
   
• Gary G. Wierzbicki, Agent, State Farm Insurance, March 30, 2005 (File name: ggwierzbicki033005.htm)
   
• Sherry Rothering, March 30, 2005 (File name: srothering033005.htm)
   
• Elisse B. Walter, Executive Vice President, NASD, March 29, 2005 (File name: nasd032905.pdf)
   
• Aaron J. Marberg, Bellingham, Washington, March 29, 2005 (File name: ajmarberg9072.htm)
   
• Charles R. Zloch, LUTCF, March 29, 2005 (File name: crzloch032905.pdf)
   
• David T. Wilson, March 29, 2005 (File name: dtwilson032905.pdf)
   
• Karen I. Schwenk, Oakland, California, March 29, 2005 (File name: kischwenk1846.htm)
   
• Tom Moore, March 29, 2005 (File name: tmoore032905.htm)
   
• Thomas H. Cripps, March 29, 2005 (File name: tcripps032905.htm)
   
• Mark A. Reed, March 29, 2005 (File name:mreed032905.htm)
   
• Kent E. Schroeder, March 29, 2005 (File name: kschroeder032905.htm)
   
• K. C. Lam, March 29, 2005 (File name: klam032905.htm)
   
• David M. Edwards, March 29, 2005 (File name: dedwards032905.htm)
   
• Michael H. Bergman, March 29, 2005 (File name: mbergman032905.htm)
   
• Robert Dibley, March 29, 2005 (File name: rdibley032905.htm)
   
• Torrey Holmquist, March 29, 2005 (File name: tholmquist032905.htm)
   
• Tamsey Hilsabeck, March 29, 2005 (File name: thilsabeck032905.htm)
   
• Diana Strahl, March 29, 2005 (File name: dstrahl032905.htm)
   
• Gordon W.S.Yee, March 29, 2005 (File name: gyee032905.htm)
   
• Michael L. Kleen, March 29, 2005 (File name: mkleen032905.htm)
   
• Mary Gruenberg, March 29, 2005 (File name: mgruenberg032905.htm)
   
• Glenn Parsons, March 29, 2005 (File name: gparsons032905.htm)
   
• Nathaniel Lawver, March 29, 2005 (File name: nlawver032905.htm)
   
• Jeff Hoover, March 29, 2005 (File name: jhoover032905.htm)
   
• Max Davenport, March 29, 2005 (File name: mdavenport032905.htm)
   
• W. Robert McVitty Jr., March 29, 2005 (File name: rmcvitty032905.htm)
   
• James McPartland, March 29, 2005 (File name: jmcpartland032905.htm)
   
• Michael Conway, March 29, 2005 (File name: mconway032905.htm)
   
• D'Cater Joseph, March 29, 2005 (File name: djoseph032905.htm)
   
• Paul Walker, March 29, 2005 (File name: pwalker032905.htm)
   
• Jeff Layne, March 29, 2005 (File name:jlayne032905.htm)
   
• Jeffrey A. Meyer, March 29, 2005 (File name: jmeyer032905.htm)
   
• James H. Duren, March 29, 2005 (File name: jduren032905.htm)
   
• Elwood Syverson, March 29, 2005 (File name: esyverson032905.htm)
   
• Robert Tedoldi, March 29, 2005 (File name: rtedoldi032905.htm)
   
• Jeff Shamis, March 29, 2005 (File name: jshamis032905.htm)
   
• Charles Roe, March 29, 2005 (File name: croe032905.htm)
   
• John Root, March 29, 2005 (File name: jroot032905.htm)
   
• Jean Digrande, March 29, 2005 (File name: jdigrande032905.htm)
   
• Wayne McCullough, March 29, 2005 (File name: wmccullough032905.htm)
   
• Dennis F. Kratohwil, March 29, 2005 (File name: dkratohwil032905.htm)
   
• Randy Blackwood, March 29, 2005 (File name: rblackwood032905.htm)
   
• Troy DeLair, March 29, 2005 (File name: tdelair032905.htm)
   
• Michael P. DeGeorge, General Counsel, National Association for Variable Annuities, March 24, 2005 (File name: mpdegeorge032405.pdf)
   
• Carlos Forcione, Esquire, Medford, Massachusetts, March 22, 2005 (File name: cforcione4265.htm)
   
• S. Kendrick Dunn, Assistant Vice President, Pacific Select Distributors, March 21, 2005(File name: s70604-1136.pdf)
   
• Stephen F. Anderson, CLU, ChFC, CFP, President, Waterstone Financial Group, March 21, 2005 (File name: s70604-1133.pdf)
   
• Carl B. Wilkerson, Vice President & Chief Counsel, Securities & Litigation, American Council of Life Insurers, March 21, 2005 (File name: acli032105.pdf)
   
• Carlos Forcione, Esquire, Medford, Massachusetts, March 18, 2005 (File name: cforcione3516.htm)
   
• Michael J. Mungenast, President, ProEquities, Inc., March 17, 2005 (File name: s70604-1134.pdf)
   
• Neal A. Thomas CLU ChFC, NAIFA SPFP, Lincoln, Nebraska, March 14, 2005 (File name: nathomascluchfc2783.htm)
   
• Carol Olson, ML Stern & Co., LLC, March 10, 2005 (File name: s70604-1128.pdf)
   
• Frank Twardowski, Tobyhanna Army Depot, March 10, 2005 (File name: ftwardowski031005.htm)
   
• Dale E. Brown, Executive Director and CEO, Financial Services Institute, March 8, 2005 (File name: s70604fsi.pdf)
   
• Ira D. Hammerman, Senior Vice President and General Counsel, Securities Industry Association, March 7, 2005 (File name: s70604-1123.pdf)
   
• Seth E. Lipner, Professor of Law, Zicklin School of Business, Baruch College, CUNY, New York, New York, March 6, 2005 (File name: selipner8432.htm)
   
• John A. McCrary III, Houston, Texas, March 5, 2005 (File name: jamccraryiii6830.htm)
   
• Cathy Bataille, January 7, 2005 (File name: cbataille010705.htm)
   
• Dorsey Stebbins, January 7, 2005 (File name: dstebbins010705.htm)
   
• V. Garcia-Bunuel, January 4, 2005 (File name: vgarcia-bunue010405.htm)
   
• Cathy Kleinsmith, December 18, 2004 (File name: ckleinsmith121804.htm)
   
• Andrew Bairnsfather, December 16, 2004 (File name: abairnsfather121604.htm)
   
• Tom Felt, December 15, 2004 (File name: tfelt121504.htm)
   
• Tamara K. Salmon, Senior Associate Counsel, Investment Company Institute, December 9, 2004 (File name: s70604-1116.pdf)
   
• Melanie L. Fein, on behalf of Federated Investors, Inc., November 23, 2004 (File name: mlfein112304.pdf)
   
• Nori Muster, Mesa, Arizona, November 21, 2004 (File name: nmuster112104.pdf)
   
• Christopher LaCroix, November 15, 2004 (File name: lacroix111504.pdf)
   
• Wayne J. Kohout, November 15, 2004 (File name: kohout111504.pdf)
   
• Ana Salinas, November 15, 2004 (File name: salinas111304.pdf)
   
• David Hodghead, November 13, 2004 (File name: hodghead111504.pdf)
   
• Richard Meltzer, Southfield, Michigan, November 11, 2004 (File name: rmeltzer111104.htm)
   
• Gary Thurston, Fairfax, Virginia, November 11, 2004 (File name: gthurston11104.htm)
   
• P. Brown, Flagler Beach, Florida, November 11, 2004 (File name: pbrown111104.pdf)
   
• Results of In-Depth Investor Interviews Regarding Proposed Mutual Fund Sales Fee and Conflict of Interest Disclosure Forms, November 4, 2004 (File name: rep110404.pdf)
  •  See Additional Information
   
• Memorandum from the Division of Investment Management regarding a November 1, 2004 telephone conference with representatives of the Investment Company Institute, dated November 2, 2004 (File name: icimemo110204.pdf)
   
• Memorandum from the Division of Market Regulation regarding a September 29, 2004 meeting with representatives of the Investment Company Institute, dated October 26, 2004 (File name: ici102604.pdf)
   
• Memorandum from the Division of Market Regulation regarding a September 14, 2004 meeting with representatives of the Securities Industry Association, dated October 26, 2004 (File name: siamemo102604.pdf)
   
• Andrew H. Dral, investment Officer, Sacramento, California, October 12, 2004 (File name: ahdral4476.htm)
   
• Memorandum from the Division of Investment Management regarding an August 4, 2004 meeting with the Investment Company Institute, dated August 27, 2004 (File name: ici080404.pdf)
   
• Mary L. Schapiro, Vice Chairman, NASD, August 20, 2004 (File name: s70604-1101.pdf)
   
• JReni Storm, Santa Fe, New Mexico, August 18, 2004 (File name: jstorm7756.htm)
   
• Mitch Stanley, Portland, Oregon, August 3, 2004 (File name: mstanley7405.htm)
   
• W. Thomas Comer and Eric A. Arnold, Sutherland Asbill & Brennan LLP, July 30, 2004 (File name: s70604-1098.pdf)
   
• Memorandum from Patrick Von Bargen regarding a meeting with Chairman Donaldson and staff members and Marc Lackritz and other representatives of the Securities Industry Association, July 21, 2004 (File name: sia070604.pdf)
   
• William T. Moxham, investor, Baghdad, Iraq, June 21, 2004 (File name: wtmoxham5489.htm)
   
• Edward W. Greninger, Los Angeles, California, June 20, 2004 (File name: ewgreninger3245.htm)
   
• Bruce E. Brown, corporate credit manager, Plano, Texas, June 20, 2004 (File name: bebrown6448.htm)
   
• Douglas J. Haberman, Waynesville, Missouri, June 11, 2004 (File name: djhaberman9973.htm)
   
• William A. Charlebois, accountant, Glendale, Colorado, June 11, 2004 (File name: wacharlebois8893.htm)
   
• John C. Carter, San Dimas, California, June 10, 2004 (File name: jccarter1984.htm)
   
• Thomas Kennett, San Francisco, California, June 9, 2004 (File name: tkennett9099.htm)
   
• Gary C. Sanson, CFP, CFS, ChFC, RFC, AEP, President of Financial Voyages LLC, June 9, 2004 (File name: gcsanson5884.htm)
   
• Christopher R. Johnson, M.B.A, financial advisor, Paulding, Ohio, June 6, 2004 (File name: crjohnson6210.htm)
   
• Staretta Moffatt, law student/paralegal, Lancaster, California, May 28, 2004 (File name: s70604-1068.pdf)
   
• Rebecca Beard Junker, Registered Representative, 1st Global Capital Corp., May 27, 2004 (File name: rjunker052704.pdf)
   
• Sarah L. Smithey, Registered Representative, 1st Global Capital Corp., May 27, 2004 (File name: ssmithey052704.pdf)
   
• Pat McConnell, concerned investor, May 27, 2004 (File name: pmcconnell052704.pdf)
   
• Jack E. Kent, CFE, Boise, Idaho, May 27, 2004 (File name: jekent7805.htm)
   
• Rita C. DeFloreo, Principal Compliance Manager/CCO, Paradigm Equities, Inc., East Lansing, Michigan, May 27, 2004 (File name: rcdefloreo2354.htm)
   
• Kenneth A Edwards, Naperville, Illinois, May 27, 2004 (File name: kaedwards9806.htm)
   
• Eda B. Bloch, Durham, North Carolina, May 26, 2004 (File name: ebbloch4145.htm)
   
• Nick P Christenson, Las Vegas, Nevada, May 26, 2004 (File name: npchristenson6901.htm)
   
• Paul W Purdom, III, accounting, Bloomington, Indiana, May 26, 2004 (File name: pwpurdom9022.htm)
   
• Barb Nelson, NAIC Minneapolis/ St. Paul Chapter, received May 26, 2004 (File name: s70604-1077.pdf)
   
• Richard Marple, NAIC Minneapolis/ St. Paul Chapter, May 27, 2004 (File name: s70604-1076.pdf)
   
• Dawn Bauer, NAIC Minneapolis/ St. Paul Chapter, received May 25, 2004 (File name: s70604-1078.pdf)
   
• David Certner, Director, Federal Affairs, AARP, May 21, 2004 (File name: s70604-988.pdf)
  • Additional information
   
  
• Chris A. Behringer, NAlC Minneapolis/St. Paul Chapter, May 20, 2004 (File name: s70604-1079.pdf)
   
• Jake Johnson, NAIC Minneapolis/ St. Paul Chapter, received May 17, 2004 (File name: s70604-937.pdf)
   
• Eric D. Roiter, Senior Vice President and General Counsel, Fidelity Management & Research Company, May 17, 2004 (File name: fidelity051704.pdf)
   
• John A. T. Cory, CFP, BlackDog Financial, LLC, Denver, Colorado, May 14, 2004 (File name: jacory7121.htm)
   
• Raejean Overholtzer, NAIC Kansas City Area Chapter, received May 13, 2004 (File name: s70604-895.pdf)
   
• Marc R Gardner, P.E., May 13, 2004 (File name: mrgardner6880.htm)
   
• Ross C. Fogle, Harbor Springs, Michigan, May 11, 2004 (File name: rcfogle9941.htm)
   
• L. Skinner, NAIC Kansas City Area Chapter, received May 10, 2004 (File name: s70604-896.pdf)
   
• Fred Bracilano, Sr, Hilliard, Ohio, May 9, 2004 (File name: fbracilano3057.htm)
   
• James T. Caldwell, student, Bellefonte, Pennsylvania, May 9, 2004 (File name: jtcaldwell5677.htm)
   
• Gilbert M. Chinitz, attorney and librarian, Farmington Hills, Michigan, May 8, 2004 (File name: gmchinitz6886.htm)
   
• Daniel S. Chabott , Sr., investment advisor representative, Keene, New Hampshire, May 5, 2004 (File name: dschabott6271.htm)
   
• Lawrence A. Silver, retired marketing director for a financial services firm, Oldsmar, Florida, May 4, 2004 (File name: lasilver4805.htm)
   
• Mary L. Shapiro, Vice Chairman, NASD, and President, Regulatory Policy and Oversight, NASD, May 4, 2004 (File name: s70604-749.pdf)
   
• Louis C. Broering, Hope, Indiana, May 3, 2004 (File name: lcbroering9492.htm)
   
• Results of Focus Groups with Individual Investors to Test Proposed Rules 15c2-2 and 15c2-3, April 2004 (File name: focusgroups0404.pdf)
   
• Kathleen E Severin, Saint Paul, Minnesota, April 27, 2004 (File name: kseverin042704.htm)
   
• Marv Redman, April 27, 2004 (File name: mredman042704.htm)
   
• Barrett L Trimble, Centreville, Virginia, April 26, 2004 (File name: btrimble042604.htm)
   
• Mike Maiden, April 25, 2004 (File name: mmaiden042504.htm)
   
• David H. Winkle, Granville, Ohio, April 24, 2004 (File name: s70604-723.pdf)
   
• Thomas M. Herman, Katy, Texas, April 22, 2004 (File name: tmherman6327.htm)
   
• Nancy M. Smith, Falls Church, Virginia, April 22, 2004 (File name: s70604-720.pdf)
   
• Mark Lubeck, April 21, 2004 (File name: s70604-722.pdf)
   
• Mercer Bullard, Founder and President, Fund Democracy, Inc., Barbara Roper, Director of Investor Protection, Consumer Federation of America, Kenneth McEldowney, Executive Director, Consumer Action, and Sally Greenberg, Senior Counsel, Consumers Union, April 21, 2004 (File name: s70604-702.pdf)
   
• Christopher Peterson, American Bankers Association, Watertown, South Dakota, April 20, 2004 (File name: cpeterson6076.htm)
   
• Eldon Kinley, received April 20, 2004 (File name: s70604-727.pdf)
   
• Barbara Johnson, received April 19, 2004 (File name: s70604-721.pdf)
   
• Robert Geiler, April 19, 2004 (File name: rgeiler9672.htm)
   
• Donna M. Hardeman, Hardeman & Simon, P.A., April 18, 2004 (File name: s70604-719.pdf)
   
• Fred Walker Jr., Currie, North Carolina, April 17, 2004 (File name: fwalker041704.txt)
   
• Timothy C. Scheve, Chief Executive Officer, Legg Mason Wood Walker, Incorporated, April 15, 2004 (File name: s70604-630.pdf)
   
• Christopher A. Taylor, Executive Director, Municipal Securities Rulemaking Board, April 14, 2004 (File name: s70604-629.pdf)
   
• John W. Hearn III, CPA, CFP, Registered Representative, 1st Global Capital Corp., April 14, 2004 (File name: jhearn041404.htm)
   
• James E. Grant, CPA, Author, national public speaker on mutual fund investing, Carbondale, Colorado, April 14, 2004 (File name: jegrant4301.htm)
   
• Wayne A. Harkleroad, CLU, ChFC, President, Financial Integrity Group, Inc., Chicago, Illinois, April 13, 2004 (File name: waharkleroad04132004.pdf)
   
• James M. Odland, Vice President and Chief Legal Officer, Woodbury Financial Services, Inc., April 13, 2004 (File name: jodland041304.htm)
   
• Peter M. Farnam, Senior Vice President, Boston, Massachusetts, April 13, 2004 (File name: pmfarnam2407.htm)
   
• Dean W. Wharton, Registered Representative, April 13, 2004 (File name: dwwharton041304.txt)
   
• Phyllis Adler, received April 13, 2004 (File name: s70604-725.pdf)
   
• Yvonne B. Weber, AAII Portland Chapter, received April 12, 2004 (File name: s70604-724.pdf)
   
• Frederick C. Tedeschi, Vice President and Associate General Counsel, Jefferson Pilot Financial Insurance Company, April 12, 2004 (File name: s70604-701.pdf)
   
• Nancy M. Smith, April 12, 2004 (File name: s70604-638.pdf)
   
• David O. Spinar, Vice President and Chief Compliance Officer, Securities America, Inc., April 12, 2004 (File name: s70604-637.pdf)
   
• William F. Galvin, Secretary of the Commonwealth, Commonwealth of Massachusetts, April 12, 2004 (File name: s70604-641.pdf)
   
• William Lutz, Ph.D., J.D., Professor of English, Rutgers University, April 12, 2004 (File name: wlutz04122004.pdf)
   
• David A. Hebner, Secretary, Senior Vice President and Assistant General Counsel for First Clearing, LLC and Patricia A. Jamison, Chief Operating Officer, Wexford Clearing Services, LLC, April 12, 2004 (File name: dhebnerpjamison041204.pdf)
   
• Bridget Gaughan, Executive Vice President, Chief Legal and Regulatory Counsel, April 12, 2004 (File name: bgaughan041204.pdf)
   
• Joanne B. Mack, President, Park Avenue Securities LLC, April 12, 2004 (File name: jmack041204.pdf)
   
• Frederick C. Tedeschi, Vice President and Associate General Counsel, Jefferson Pilot Financial Insurance Company, April 12, 2004 (File name: ftedeschi041204.pdf)
   
• R. Bredt Norwood, General Counsel, NFP Securities, Inc., April 12, 2004 (File name: rbnorwood041204.pdf)
   
• Kenneth B. Roberts, Partner, Hawkins Delafield & Wood LLP, April 12, 2004 (File name: kroberts041204.pdf)
   
• Sutherland Asbill & Brennan LLP, on behalf of the Committee of Annuity Insurers, April 12, 2004 (File name: s70604-626.pdf)
   
• Jim G. Rhodes, President/CEO; and Sandra T. Masek, EVP/Compliance Officer, Rhodes Securities, Inc., April 12, 2004 (File name: rhodessec041204.pdf)
   
• C. Dirk Peterson, Kirkpatrick & Lockhart LLP, on behalf of Metropolitan Life Insurance Company, April 12, 2004 (File name: metrolife041204.pdf)
   
• David den Boer, Senior Vice President, Chief Compliance Officer, The Variable Annuity Life Insurance Company, April 12, 2004 (File name: variable041204.pdf)
   
• William A. Bridy, First Vice President; and William J. Rittling, First Vice President, Merrill Lynch, Pierce, Fenner & Smith Incorporated, April 12, 2004 (File name: merrilllynch041204.pdf)
   
• Richard M. Whiting, Executive Director and General Counsel, The Financial Services Roundtable, April 12, 2004 (File name: fsrt041204.pdf)
   
• Elizabeth G. Monsell, President, Carillon Investments Inc., April 12, 2004 (File name: carillon041204.pdf)
   
• Thomas A. Franko, Managing Director and General Counsel, Pershing LLC, April 12, 2004 (File name: pershing041204.pdf)
   
• Niels Holch, Executive Director, Coalition of Mutual Fund Investors, April 12, 2004 (File name: cmfi041204.pdf)
   
• Mike Scafati, Senior Vice President, A.G. Edwards & Sons, Inc., April 12, 2004 (File name: agedwards041204.pdf)
   
• David O. Spinar, Vice President and Chief Compliance Officer, Securities America, Inc., April 12, 2004 (File name: secamerica041204.pdf)
   
• Dan Jamieson, April 12, 2004 (File name: djamieson041204.pdf)
   
• Dale E. Brown, CAE, Executive Director & CEO, Financial Services Institute, April 12, 2004 (File name: fsi041204.pdf)
   
• Amy B.R. Lancellotta, Acting General Counsel, Investment Company Institute, April 12, 2004 (File name: ici041204.pdf)
   
• George R. Kramer, Vice President and Acting General Counsel, Securities Industry Association, April 12, 2004 (File name: sia041204.pdf)
   
• NYLIFE Securities Inc., April 12, 2004 (File name: nylifesec041204.pdf)
   
• Mark S. Shelton, General Counsel, UBS Financial Services Inc., April 12, 2004 (File name: ubsfinserv041204.pdf)
   
• John S. Simmers, CEO, ING Advisors Network, April 12, 2004 (File name: ingadvisors041204.pdf)
   
• Robert D. Tamblyn, Tamblyn & Associates, Inc., April 12, 2004 (File name: tamblyn041204.pdf)
   
• Ronald C. Long, Regulatory Counsel, Wachovia Securities, LLC, April 12, 2004 (File name: wachoviasec041204.pdf)
   
• Joan Hinchman, Executive Director, President and CEO, The National Society of Compliance Professionals, Inc., April 12, 2004 (File name: nscp041204.pdf)
   
• Laura Boothroyd, Director, Communications Division, DALBAR, April 12, 2004 (File name: dalbar041204.pdf)
   
• David J. Lekich, Vice President and Senior Corporate Counsel, Charles Schwab & Co., Inc., April 12, 2004 (File name: charlesschwab041204.pdf)
   
• Michael C. Herndon, Director, Public & Government Affairs, Certified Financial Planner Board of Standards, Inc., April 12, 2004 (File name: cfpbos041204.pdf)
   
• William L. Sabol, Chairman, Mutual Securities Inc., April 12, 2004 (File name: mutualsec041204.pdf)
   
• Michael P. DeGeorge, General Counsel, National Association for Variable Annuities, April 12, 2004 (File name: nava041204.pdf)
   
• Michael L. Kerley, Vice President & Associate General Counsel, Massachusetts Mutual Life Insurance Company on behalf of Massachusetts Mutual Life Insurance Company and MML Investors Services, Inc., April 12, 2004 (File name: mmlic041204.pdf)
   
• W. Leo McBlain, Chairman, and Thomas J. Jordan, Executive Director, Financial Information Forum, April 12, 2004 (File name: fif041204.pdf)
   
• Lisa Roth, President, Keystone Capital Corporation, April 12, 2004 (File name: keystonecc041204.pdf)
   
• Christine A. Smith, Bena, Virginia, April 12, 2004 (File name: casmith041204.pdf)
   
• John L. Dixon, President, Pacific Select Distributors, Inc., April 12, 2004 (File name: jldixon041204.pdf)
   
• S. Kendrick Dunn, Assistant Vice President, Pacific Select Distributors, Inc., April 12, 2004 (File name: skdunn041204.pdf)
   
• Chester M. Slyk, New Smyrna Beach, Florida, April 12, 2004 (File name: cmslyk9516.htm)
   
• Lloyd A. Daniels, Livermore, California, April 12, 2004 (File name: ladaniels6913.htm)
   
• James E. Lodge, Registered Investment Advisor, Registered Representative NASD, Boise, Idaho, April 12, 2004 (File name: jelodge9095.htm)
   
• Elizabeth L. Bordowitz, Esq., General Counsel, Finance Authority of Maine, Augusta, Maine, April 12, 2004 (File name: elbordowitz9721.htm)
   
• Patrick Leader, CPA, retired, San Rafael, California, April 12, 2004 (File name: pleader9925.htm)
   
• Tina M. Nofzinger, Director of Compliance, Oberlin Financial Corp., April 12, 2004 (File name: oberlin041204.txt)
   
• Tim Warren, April 12, 2004 (File name: timwarren041204.htm)
   
• John W. Goodwin, President, and David R. Browning, Vice-President, Goodwin Browning & Luna Securities, Inc., Albuquerque, New Mexico, April 12, 2004 (File name: goodwinbrowning041204.txt)
   
• Joanne M. Brown, Concord, California, April 12, 2004 (File name: jmbrown2497.htm)
   
• Samuel E. Harrison, Architect, municipal government S.F., Oakland, California, April 12, 2004 (File name: seharrison2027.htm)
   
• John R. Ressler, Jr., Registered Represenative, Mutual Service Corporation, Waukegan, Illinois, April 12, 2004 (File name: jrressler3067.htm)
   
• Mark Jacobs, Oakland, California, April 12, 2004 (File name: mjacobs7924.htm)
   
• W. Thomas Boulter, Vice President and Chief Compliance Officer, Jefferson Pilot Securities Corporation, Concord, New Hampshire, April 12, 2004 (File name: wboulter3625.htm)
   
• Miles Harkleroad, Independent Financial Planner, Chicago, Illinois, April 12, 2004 (File name: mharkleroad8209.htm)
   
• Neal E. Nakagiri, President and CEO, Associated Securities Corp., April 12, 2004 (File name: nenakagiri041204.txt)
   
• R. T. Rowe, retired, Green Valley, California, April 12, 2004 (File name: rrowe8510.htm)
   
• Dave Massen, April 12, 2004 (File name: dmassen2295.htm)
   
• Jermaine R. Case, Stockton, California, April 12, 2004 (File name: jrcase2954.htm)
   
• Linda M. Perryman, The Perryman Group, Hallowell, Maine, April 12, 2004 (File name: lmperryman041204.txt)
   
• William Jouris, investor, Danville, California, April 12, 2004 (File name: wjouris3548.htm)
   
• David W. Demming, CFP, Registered Representative, Coordinated Capital Securites, Inc., April 12, 2004 (File name: dwdemming041204.pdf)
   
• Susan S. Krawczyk, Sutherland, Asbill & Brennan, LLP, April 12, 2004 (File name: s70604-614.pdf)
   
• Michael L. Kerley, Vice President & Associate General Counsel, Massachusetts Mutual Life Insurance Company, April 12, 2004 (File name: s70604-615.pdf)
   
• Rita Murphy, April 11, 2004 (File name: rmurphy6840.htm)
   
• Thomas R. Reeves, JD, CPA retired, retired status: State Bar of Texas, AICPA, CPA State of TX, CPA State of MS, Jonesboro, Arkansas, April 11, 2004 (File name: trreeves9267.htm)
   
• William Tronolone, Jr., April 11, 2004 (File name: wtronolone8355.htm)
   
• Mahdee F. Raieesdana, Mt. Pleasant, Arkansas, April 11, 2004 (File name: mfraieesdana2657.htm)
   
• G. M. Yue, April 11, 2004 (File name: gmyue7573.htm)
   
• Steven W. Schindel, Senior Network Systems Engineer, Lockheed Martin, Rockville, Maryland, April 10, 2004 (File name: swschindel6292.htm)
   
• Fred M. Deutsch, retired, Santa Monica, California, April 10, 2004 (File name: fmdeutsch8139.htm)
   
• Julie Gebert, Chief Compliance Officer, United Planners' Financial Services of America, April 9, 2004 (File name: s70604-608.pdf)
   
• S. Kendrick Dunn, Assistant Vice President, Pacific Select Distributors, Inc., April 9, 2004 (File name: s70604-610.pdf)
   
• Mark D. Stenberg, Certified Financial Planner, Brownstown, Michigan, April 9, 2004 (File name: mdstenberg2896.htm)
   
• Stephen A. Batman, CEO, 1st Global Capital Corp., April 9, 2004 (File name: 1stglobal040904.pdf)
   
• Thomas A. Hopkins, Chairman, and Stephen F. Anderson, President, Waterstone Financial Group, April 9, 2004 (File name: s70604-613.pdf)
   
• Roger A. Swanberg, Bensenville, Illinois, April 9, 2004 (File name: raswanberg8410.htm)
   
• Gary Hall, received April 8, 2004 (File name: s70604-623.pdf)
   
• Teresa Finn, received April 8, 2004 (File name: s70604-622.pdf)
   
• Craig Junkins, CEO and President, FFP Securities, Inc., Chesterfield, Missouri, April 8, 2004 (File name: s70604-621.pdf)
   
• John O'Connor, President, USI Securities, Inc., Glastonbury, Connecticut, April 8, 2004 (File name: usisi040804.txt)
   
• Merrie J. Leighton, April 8, 2004 (File name: mjleighton040804.txt)
   
• Andrew M. Young, Software Vendor, Mutual Fund Processing, Venetia, Pennsylvania, April 8, 2004 (File name: amyoung3133.htm)
   
• Dennis S. Kaminski, Executive Vice President, Chief Admininstrative Officer, Mutual Service Corporation, April 8, 2004 (File name: s70604-616.pdf)
   
• Jeff Levering, April 8, 2004 (File name: jlevering040804.txt)
   
• John J. Carroll, John J. Carroll & Company, April 7, 2004 (File name: s70604-611.pdf)
   
• James L. Henderson, President, Great American Advisors, Inc., April 7, 2004 (File name: s70604-612.pdf)
   
• Allen T. Hopper, Ph.D., retired mathematician, Columbus, Ohio, April 7, 2004 (File name: athopper9736.htm)
   
• Mark Baca, Registered Representative, Sacramento, California, April 7, 2004 (File name: mbaca9276.htm)
   
• Philip M. Grimley, MD, Professor of Medicine, Bethesda, Maryland, April 7, 2004 (File name: pmgrimley4808.htm)
   
• Deborah Castiglioni, CEO, Cutter & Company, Inc., April 6, 2004 (File name: cutter040604.txt)
   
• Joseph I. Rooney, Santa Clara, California, April 6, 2004 (File name: jirooney2108.htm)
   
• Edwin L. Moir, Member, American Assoc. of Individual Investors, Tallahassee, Florida, April 6, 2004 (File name: elmoir5232.htm)
   
• Susan Crabtree, April 6, 2004 (File name: scrabtree1574.htm)
   
• John DeVol, CLU, Broker Resource Center, Paoli, Pennsylvania, April 6, 2004 (File name: jdevol040604.txt)
   
• Doreen Setigsa, received April 5, 2004 (File name: s70604-618.pdf)
   
• Michael F. Audet, investor, Silver Spring, Maryland, April 5, 2004 (File name: mfaudet1574.htm)
   
• David French, April 5, 2004 (File name: dfrench040504.txt)
   
• Rev. Chester F. Watson, Concord, California, April 4, 2004 (File name: cfwatson040404.txt)
   
• Ingrid U. Nelson, retired, former analyst in the divisions of MR and Enforcement, Alexandria, Virginia, April 4, 2004 (File name: iunelson2244.htm)
   
• Lado Muhlstein, Jr., Cupertino, California, April 4, 2004 (File name: lmuhlstein1569.htm)
   
• Jim Banks, April 4, 2004 (File name: jbanks9441.htm)
   
• Jim Banks, April 4, 2004 (File name: jbanks7751.htm)
   
• Jeff Oler, April 4, 2004 (File name: joler4768.htm)
   
• Michele Harris, April 4, 2004 (File name: mharris5519.htm)
   
• Stephen W. Howells, Houston, Texas, April 3, 2004 (File name: swhowells9605.htm)
   
• Michael J. Timlin, III, Redwood City, California, April 3, 2004 (File name: mjtimlin4592.htm)
   
• Scott Pacheco, April 3, 2004 (File name: spacheco040304.txt)
   
• Scott Pacheco, April 2, 2004 (File name: spacheco040204.txt)
   
• Robert D. Miller, Roseville, California, April 2, 2004 (File name: rdmiller8562.htm)
   
• Tom Matthews, April 2, 2004 (File name: tmatthews1633.htm)
   
• Nan Fuchs, Sebastopol, California, April 2, 2004 (File name: nfuchs8689.htm)
   
• Eileen J. Di Ruocco, April 2, 2004 (File name: ejdiruocco4484.htm)
   
• Sidney Goldstein, April 1, 2004 (File name: s70604-493.pdf)
   
• Roland L. Laing, CPA, DeBary, Florida, April 1, 2004 (File name: rllaing3909.htm)
   
• Eileen Evans, La Crosse, Wisconsin, April 1, 2004 (File name: eevans040104.txt)
   
• Miriam Matranga, received April 1, 2004 (File name: s70604-484.pdf)
   
• Sharri Marcin, CFA Charterholder with AIMR Association for Investment Management and Research, April 1, 2004 (File name: smarcin2280.htm)
   
• Barry S. Augenbraun, Senior Vice President and Corporate Secretary, Raymond James Financial, Inc., April 1, 2004 (File name: s70604-607.pdf)
   
• Richard A. Bobb, Hendersonville, North Carolina, April 1, 2004 (File name: rabobb2532.htm)
   
• Rita C. DeFloreo, Principal Compliance Manager/CCO, Paradigm Equities, Inc., March 31, 2004 (File name: paradigm033104.pdf)
   
• David T. Phelps, Scottsdale, Arizona, March 31, 2004 (File name: dtphelps7306.htm)
   
• John A. Tonkinson, retired, Torrance, California, March 31, 2004 (File name: jatonkinson5316.htm)
   
• Don J. Neri, Barrington, Illinois, March 31, 2004 (File name: djneri9575.htm)
   
• Bruce K.L. Willard, CMA, Institute of Management Accountants, Concord, Massachusetts, March 31, 2004 (File name: bkwillard3619.htm)
   
• Roland S. Phelps, Pennsauken, New Jersey, March 31, 2004 (File name: rsphelps9733.htm)
   
• Glen W. Belden, American Association of Individual Investors, Member, Arlington Heights, Illinois, March 31, 2004 (File name: gwbelden1902.htm)
   
• Patrick L. Carlton, Vancouver, Washington, March 31, 2004 (File name: plcarlton2851.htm)
   
• James E. Greenebaum, Highland Park, Illinois, March 30, 2004 (File name: jegreenebaum033004.txt)
   
• Dave G. Dobrowski, Sr., Westlake Village, California, March 30, 2004 (File name: dgdobrowski2196.htm)
   
• James Christopher, Andover, Massachusetts, March 30, 2004 (File name: jchristopher1420.htm)
   
• Peter J. Simic, Jr., MD, Burbank, California, March 30, 2004 (File name: pjsimic6954.htm)
   
• Walter J. Heddesheimer, Ph.D., Supervisory Archivist, The National Archives, Washington, District of Columbia, March 30, 2004 (File name: wjheddesheimer4933.htm)
   
• C. Daniel Roth, Alexandria, Virginia, March 30, 2004 (File name: cdroth7673.htm)
   
• Bruce A. Thale, Austin, Texas, March 30, 2004 (File name: bathale7700.htm)
   
• Pat LaMarca, New York, March 30, 2004 (File name: plamarca9259.htm)
   
• Joseph Emerson, retired, March 30, 2004 (File name: jemerson4927.htm)
   
• Joseph A. Dolben, Hampden, Massachusetts, March 30, 2004 (File name: jadolben2553.htm)
   
• Robert Jones, March 30, 2004 (File name: rjones5988.htm)
   
• Richard K. Carnwath, Birmingham, Alabama, March 30, 2004 (File name: rkcarnwath4289.htm)
   
• Marie Shank, received March 30, 2004 (File name: s70604-480.pdf)
   
• Tom Roberts and Sigrid Roberts, received March 30, 2004 (File name: s70604-481.pdf)
   
• Richard Green, received March 30, 2004 (File name: s70604-452.pdf)
   
• Richard Billington, received March 30, 2004 (File name: s70604-453.pdf)
   
• Al Rice, AAII Eastern Michigan Chapter, received March 30, 2004 (File name: s70604-454.pdf)
   
• Andrew Frye, AAII Eastern Michigan Chapter, received March 30, 2004 (File name: s70604-455.pdf)
   
• Thomas R. Reeves, Jonesboro, Arkansas, March 29, 2004 (File name: s70604-491.pdf)
   
• Mavis R. Harrison, received March 29, 2004 (File name: s70604-479.pdf)
   
• Patricia Wells, received March 29, 2004 (File name: s70604-483.pdf)
   
• Florence Cassano, received March 29, 2004 (File name: s70604-476.pdf)
   
• Dorthy Ferrara, received March 29, 2004 (File name: s70604-477.pdf)
   
• David Luckens, Covington, Kentucky, March 29, 2004 (File name: dluckens032904.txt)
   
• Allan R. Martin, Individual Investor, Rahway, New Jersey, March 29, 2004 (File name: armartin5362.htm)
   
• David J. Dahl, Investment Advisor, Dahl Financial Services, Inc., Polo, Illinois, March 29, 2004 (File name: djdahl3470.htm)
   
• Albert J. Thompson, AAII, Arlington Heights, Illinois, March 29, 2004 (File name: ajthompson5924.htm)
   
• James C. Liskovec, Jr., Los Altos, California, March 29, 2004 (File name: jcliskovec7345.htm)
   
• Mel S. Stern, March 29, 2004 (File name: msstern7226.htm)
   
• Clair S. Weenig, MD, Investor, Walnut Creek, California, March 29, 2004 (File name: csweenig7537.htm)
   
• Karla Butler, Ph.D., EA, Professor Emeritus, California State University, Northridge, Sherman Oaks, California, March 29, 2004 (File name: kbutler3391.htm)
   
• Brad Langmaid, federal government retired, Alexandria, Virginia, March 29, 2004 (File name: blangmaid7762.htm)
   
• Joseph Colligan, MD, Chicago, Illinois, March 29, 2004 (File name: jcolligan7687.htm)
   
• Mike Heller, Danville, California, March 29, 2004 (File name: mheller032904.txt)
   
• Matt Stollery, March 28, 2004 (File name: mstollery8704.htm)
   
• Ron Bowman, March 28, 2004 (File name: rbowman6529.htm)
   
• Joseph Schunk, American Canyon, California, March 28, 2004 (File name: jschunk5666.htm)
   
• Loretta F. Cochran, Ph.D., Assistant Professor of Management, Arkansas Tech University, Russellville, Arkansas, March 28, 2004 (File name: lfcochran5479.htm)
   
• Paul L. Schutt, CEO, Helix Camera Video, Chicago, Illinois, March 28, 2004 (File name: plschutt4297.htm)
   
• Tin Y. Tai, Falls Church, Virginia, March 28, 2004 (File name: tytai7543.htm)
   
• Peter R. Spool, Software Quality Engineer, Siemens Corporate Research, Princeton, New Jersey, March 28, 2004 (File name: prspool5434.htm)
   
• Clint S. Siegner, Sacramento, California, March 28, 2004 (File name: cssiegner7227.htm)
   
• John E. Heath, Retired, Milwaukee, Wisconsin, March 28, 2004 (File name: jeheath5995.htm)
   
• Douglas M. Sherburne, US Navy retired, Springfield, Virginia, March 28, 2004 (File name: dmsherburne2350.htm)
   
• Arne J. Bang, Arlington, Virginia, March 27, 2004 (File name: ajbang1388.htm)
   
• Bryan Keyt, attorney, Lake Forest, Illinois, March 27, 2004 (File name: bkeyt3403.htm)
   
• Bruce E. Winter, Esquire, Boca Raton, Florida, March 27, 2004 (File name: bewinter5752.htm)
   
• Daniel C. Dooley, President; Cynthia E. Besek, Senior Vice President; Jack Brown, Vice President; Ken Brown, Vice President; and Bruce Robinson, Vice President, Maplewood Investment Advisors, Inc., March 26, 2004 (File name: s70604-490.pdf)
   
• Richard C. deAngelis, Ph.D., retired professor of Asian history, Fairfield, Connecticut, March 26, 2004 (File name: rcdeangelis4495.htm)
   
• Robert D. Miller, American Association of Individual Investors, West Linn, Oregon, March 26, 2004 (File name: rdmiller6467.htm)
   
• Charles G. Boysen, Ph.D., retired , Chicago, Illinois, March 26, 2004 (File name: cgboysen3694.htm)
   
• Douglas G. Crawford, Arlington, Virginia, March 26, 2004 (File name: dgcrawford3907.htm)
   
• Joseph Gal, PMP, Project Management Professional, Rancho Santa Margarita, California, March 26, 2004 (File name: jgal9076.htm)
   
• Anonymous review, March 26, 2004 (File name: dandee032604.txt)
   
• Obie Hunt, Bronx, New York, March 26, 2004 (File name: ohunt3480.htm)
   
• Darlene L. Mozina, Crest Hill, Illinois, March 26, 2004 (File name: dlmozina4581.htm)
   
• Carl A. Wagner, Staff Engineer, United Technologies Corp., Beloit, Wisconsin, March 26, 2004 (File name: cawagner1980.htm)
   
• Michael Gaffney, Prinicpal, Allied Capital, Washington, District of Columbia, March 26, 2004 (File name: mgaffney4200.htm)
   
• Todd D. Carlson, Registered Representative, Mutual Service Corporation, Muskegon, Michigan, March 26, 2004 (File name: tdcarlson7659.htm)
   
• Antoinette D. Sims, Evanston, Illinois, March 26, 2004 (File name: adsims1564.htm)
   
• Lee T. Hayes, Candidate for Charter Financial Analayst, Financial Planner/Wealth Advisor, Crystal Lake, Illinois, March 26, 2004 (File name: lthayes7732.htm)
   
• M. Baran, Broadview, Illinois, March 25, 2004 (File name: s70604-492.pdf)
   
• Irvin Pollack, March 25, 2004 (File name: ipollack031504.txt)
   
• John R. Baber, retired FBI, Naperville, Illinois, March 25, 2004 (File name: jrbaber9886.htm)
   
• Paul L. Mariahazy, March 25, 2004 (File name: plmariahazy6555.htm)
   
• Henry C. Baxter, Bel Air, Maryland, March 25, 2004 (File name: hcbaxter9127.htm)
   
• Erryl E. Mendenhall, Thomson, Illinois, March 25, 2004 (File name: eemendenhall6648.htm)
   
• Duane E. Young, Mount Prospect, Illinois, March 25, 2004 (File name: deyoung5332.htm)
   
• Jack W. Hannah, Houston, Texas, March 25, 2004 (File name: jwhannah2073.htm)
   
• Thomas A. Morrison, CPA, CFP, Principal, 1 Person NASD BD, Wheaton, Illinois, March 25, 2004 (File name: tamorrison6589.htm)
   
• Louis Pollack, Rockville, Maryland, March 25, 2004 (File name: lpollack6256.htm)
   
• Tom Dresser, Professional Engineer, Raleigh, North Carolina, March 25, 2004 (File name: tdresser3699.htm)
   
• Rick Brooks, CFA, CFP, Association for Investment Management and Research, Financial Analysts Society of San Diego, San Diego, California, March 25, 2004 (File name: rbrooks5964.htm)
   
• Walter J. Oakley, Libertyville, Illinois, March 25, 2004 (File name: wjoakley5536.htm)
   
• Scott A. Woods, Retired Community Banker, Colorado Springs, Colorado, March 25, 2004 (File name: sawoods7408.htm)
   
• Robert J. Albers, Ph.D., Retired Individual Investor, Metamora, Illinois, March 25, 2004 (File name: rjalbers8705.htm)
   
• Dave Kasper, Small Business Owner, March 25, 2004 (File name: dkasper7652.htm)
   
• Darren P. Cooper, Lafayette, Indiana, March 25, 2004 (File name: dpcooper5799.htm)
   
• David A. Lieberman, March 25, 2004 (File name: dalieberman7919.htm)
   
• Thomas F. Hintz, Bel Air, Maryland, March 25, 2004 (File name: tfhintz2077.htm)
   
• John T. James, MCSE, Palatine, Illinois, March 25, 2004 (File name: jtjames4308.htm)
   
• Mark DeVaun, Chicago, Illinois, March 25, 2004 (File name: mdevaun3905.htm)
   
• Arthur R. Gonzales, Potomac, Maryland, March 25, 2004 (File name: argonzales9113.htm)
   
• Gregory J. Calvin, Milford, Connecticut, March 25, 2004 (File name: gjcalvin4309.htm)
   
• James G. Potter, Ph.D., Member, American Association of Independent Investors, Alexandria, Virginia, March 25, 2004 (File name: jgpotter4453.htm)
   
• John J. Michalski, Jr., Annapolis, Maryland, March 25, 2004 (File name: jjmichalski4769.htm)
   
• Tom Powers, Naperville, Illinois, March 25, 2004 (File name: tpowers5433.htm)
   
• E. Joseph West, CFA, Financial Consultant, Smith Barney, Washington, District of Columbia, March 25, 2004 (File name: ewest9718.htm)
   
• Memorandum from Tara L. Royal regarding Jane Bryant Quinn of Newsweek magazine dated March 25, 2004 (File name: s70604-428.pdf)
   
• Walter J. Foster, Annapolis, Maryland, March 25, 2004 (File name: s70604-432.pdf)
   
• Laura Benecarrere, received March 25, 2004 (File name: s70604-474.pdf)
   
• Olga E. Callender, received March 24, 2004 (File name: s70604-472.pdf)
   
• David Singh, Pueblo, Colorado, March 24, 2004 (File name: s70604-431.pdf)
   
• Ted M. Temkin, Ph.D., Hospital administrator, Oak Park, Illinois, March 24, 2004 (File name: tmtemkin1834.htm)
   
• Justin M. Wilson, Ed.D, MBA, Lemont, Illinois, March 24, 2004 (File name: jmwilson7862.htm)
   
• Gary Short, CLU, ChFC, Springfield, Illinois, March 24, 2004 (File name: gshort5596.htm)
   
• Bonnie Jozsi, Dundee, Illinois, March 24, 2004 (File name: bjozsi5422.htm)
   
• William J. McNally, Chicago, Illinois, March 24, 2004 (File name: wjmcnally2261.htm)
   
• Jeffrey E. Feinberg, Ph.D., President, FLAME Foundation, Lake Forest, Illinois, March 24, 2004 (File name: jefeinberg2909.htm)
   
• Wayne Stogner, Fairfax, Virginia, March 24, 2004 (File name: wstogner4174.htm)
   
• Gerson B. Kramer, Silver Spring , Maryland, March 24, 2004 (File name: gbkramer6290.htm)
   
• John Dixon, Statistician, Kensington, Maryland, March 24, 2004 (File name: jdixon8545.htm)
   
• Frank J. Cogdell, Centreville, Virginia, March 24, 2004 (File name: fjcogdell1640.htm)
   
• James F. Cunningham, CPA, MST, Business Owner, CPA Firm, Geneva, Illinois, March 24, 2004 (File name: jfcunningham7370.htm)
   
• Felten R. Marshall, Retired, Cedar Lake, Indiana, March 24, 2004 (File name: frmarshall5380.htm)
   
• James J. Willmott, Columbia, Maryland, March 24, 2004 (File name: jjwillmott1129.htm)
   
• Merrill D. Kirshenbaum, Active Investor, Springfield, Virginia, March 24, 2004 (File name: mdkirshenbaum6298.htm)
   
• John Dodge, retired, Illinois, March 24, 2004 (File name: jdodge4611.htm)
   
• Harry Letaw, Jr., Retired CEO, small public company, Severna Park, Maryland, March 24, 2004 (File name: hletaw5320.htm)
   
• John S. Davis, CFP, President, Mentor Capital Management Inc., Elmhurst, Illinois, March 24, 2004 (File name: jsdavis3378.htm)
   
• James K. Kenton, CPA, Preston, Maryland, March 24, 2004 (File name: jkkenton6961.htm)
   
• Davie A. Williams, March 24, 2004 (File name: dawilliams3722.htm)
   
• Herbert A. Brandwein, Chicago, Illinois, March 24, 2004 (File name: habrandwein4327.htm)
   
• James E. Huitema, University Park, Maryland, March 24, 2004 (File name: jehuitema5973.htm)
   
• Dale Siligmueller, March 24, 2004 (File name: dsiligmueller5729.htm)
   
• Scott R. Johnson, CRNA, McHenry, Illinois, March 24, 2004 (File name: srjohnson7285.htm)
   
• Tim J. Pitterle, Geneva, Illinois, March 24, 2004 (File name: tjpitterle1623.htm)
   
• James A. Sagerholm, Timonium, Maryland, March 24, 2004 (File name: jasagerholm2952.htm)
   
• Dr. Darrel A. Nash, Bowie, Maryland, March 24, 2004 (File name: danash1577.htm)
   
• Sophie Kaluziak, CPA, Oak Park, Illinois, March 24, 2004 (File name: skaluziak4835.htm)
   
• Peter Rose, March 24, 2004 (File name: prose5256.htm)
   
• Jerome F. Trautschold, Jr., Jupiter, Florida, March 24, 2004 (File name: jftrautscholdjr9990.htm)
   
• Michael D. Lyman, Dulles, Virginia, March 24, 2004 (File name: mdlyman9492.htm)
   
• Bob Brewer, Chicago, Illinois, March 24, 2004 (File name: bbrewer9098.htm)
   
• Douglas Donnan, St. Charles, Illinois, March 24, 2004 (File name: ddonnan032404.txt)
   
• Richard F. Reiff, Crystal Lake, Illinois, March 24, 2004 (File name: rfreiff030404.txt)
   
• John S. Simmers, CEO, ING Advisors Network, March 24, 2004 (File name: ingadvisors032404.htm)
   
• Edwin H. Moot, Retired, Bethesda, Maryland, March 24, 2004 (File name: ehmoot7445.htm)
   
• Peter L. Brett, Leesburg, Virginia, March 24, 2004 (File name: plbrett5123.htm)
   
• John B. Smith, CFP, CRPC , MBA, FPA, Alexandria, Virginia, March 24, 2004 (File name: jbsmith8843.htm)
   
• Bart E. Levy, Series 7, JD candidate, Conshohocken, Pennsylvania, March 24, 2004 (File name: belevy9251.htm)
   
• David A. Whittaker, North Hollywood, California, March 24, 2004 (File name: dawhittaker9057.htm)
   
• Paul P. Vangellow, Falls Church, Virginia, March 24, 2004 (File name: ppvangellow1569.htm)
   
• John H. Alvis, Vienna, Virginia, March 24, 2004 (File name: jhalvis5212.htm)
   
• Phil Comstock, Annapolis, Maryland, March 24, 2004 (File name: pcomstock6166.htm)
   
• David F. Hadden, Middletown, Maryland, March 24, 2004 (File name: dfhadden6312.htm)
   
• Jim Conant, March 24, 2004 (File name: jconant5166.htm)
   
• Joel D. Foshee, Pell City, Alabama, March 24, 2004 (File name: jdfoshee3216.htm)
   
• John S. Simmers, CEO, ING Advisors Network , March 24, 2004 (File name: ing032404.pdf)
   
• Bob Gardner, Sacramento, California, March 23, 2004 (File name: bgardner9096.htm)
   
• Ray Rauth, Weston, Connecticut, March 23, 2004 (File name: rrauth6142.htm)
   
• Joseph L. Cannava, ChFC, Financial Advisor, Newport Beach, California, March 23, 2004 (File name: jlcannava1401.htm)
   
• Kent Hamill, CFS, March 23, 2004 (File name: khamill7373.htm)
   
• Thomas Guerriero, Wakefield, Massachusetts, March 23, 2004 (File name: tguerriero5618.htm)
   
• David L. Gabay, CFP, Tarrytown, New York, March 23, 2004 (File name: dlgabay9350.htm)
   
• David Stevens, March 23, 2004 (File name: dstevens032304.txt)
   
• Robert Huxley, March 23, 2004 (File name: rhuxley9619.htm)
   
• Clare M. Handcock, Roseville, California, March 23, 2004 (File name: cmhandcock5956.htm)
   
• Samuel R. Snodgrass, physician, Pasadena,, California, March 23, 2004 (File name: srsnodgrass9454.htm)
   
• Troy M. Smith, CFP, Navigon Financial Group, Inc., March 23, 2004 (File name: s70604-427.pdf)
   
• Anonymous reviewer, received March 23, 2004 (File name: s70604-445.pdf)
   
• Glenda Patrick, received March 23, 2004 (File name: s70604-446.pdf)
   
• Valerie N. Oliver, received March 23, 2004 (File name: s70604-451.pdf)
   
• Joyce Brandl, Tempe, Arizona, March 23, 2004 (File name: s70604-482.pdf)
   
• D. E. Chandler, received March 22, 2004 (File name: s70604-485.pdf)
   
• Kenneth W. Hoyal, CFE, Ogden, Utah, March 22, 2004 (File name: s70604-478.pdf)
   
• Shaz Kahng, received March 22, 2004 (File name: s70604-473.pdf)
   
• Louise Romanow, received March 22, 2004 (File name: s70604-449.pdf)
   
• John Seaborough, received March 22, 2004 (File name: s70604-450.pdf)
   
• Nancy J. Smith, received March 22, 2004 (File name: s70604-447.pdf)
   
• Carl H. Urist, General Counsel, Omgeo LLC, March 22, 2004 (File name: s70604-383.pdf)
   
• Rod Sato, March 22, 2004 (File name: rsato5118.htm)
   
• John M. Wallace, March 22, 2004 (File name: jmwallace7427.htm)
   
• Camille Kiegel, March 22, 2004 (File name: ckiegel032204.txt)
   
• Jugnu J. Ojha, March 22, 2004 (File name: jjojha5534.htm)
   
• Stanley Marcus, March 22, 2004 (File name: smarcus032204.txt)
   
• Thomas Butler, M.D., retired, former Assistant Professor of Psychiatry, Cornell Medical College, Larchmont, New York, March 22, 2004 (File name: tbutler6605.htm)
   
• Paul Ranaldo, Westfield, New Jersey, March 22, 2004 (File name: pranaldo8347.htm)
   
• Dennis Berthold, March 22, 2004 (File name: dberthold5561.htm)
   
• Edward T. Duffy, March 22, 2004 (File name: etduffy8457.htm)
   
• Helen Antinoro, March 22, 2004 (File name: hantinoro9994.htm)
   
• David L. Rainwater, San Antonio, Texas, March 22, 2004 (File name: dlrainwater4641.htm)
   
• Anthony C. Webster, New York, New York, March 22, 2004 (File name: acwebster3442.htm)
   
• Dean D. Duncan, College Station, Texas, March 21, 2004 (File name: ddduncan3708.htm)
   
• John T. Smith, M.D., Beaumont, Texas, March 21, 2004 (File name: jtsmith6369.htm)
   
• Ronald Engelsman, Secretary of the Orange County Chapter of AAII, Anaheim, California, March 21, 2004 (File name: rengelsman032104.txt)
   
• Phyllis Brown, realtor, salesperson at Carlson GMAC Real Estate, Derry, New Hampshire, March 21, 2004 (File name: pbrown7473.htm)
   
• John D. Lee, Eaton, Ohio, March 21, 2004 (File name: jdlee7091.htm)
   
• Ruth H. Koehler, retired air quality consultant, Portola Valley, California, March 21, 2004 (File name: rhkoehler3251.htm)
   
• Robert H. Swee, dentist, New York, New York, March 21, 2004 (File name: rhswee4288.htm)
   
• Jill J. Todd, retired educator, Shoreview, March 21, 2004 (File name: jjtodd7803.htm)
   
• John Peacock, Birmingham, Alabama, March 21, 2004 (File name: jpeacock1734.htm)
   
• John Deinken, IP Counsel, Rockwell Scientific Company, Thousand Oaks, California, March 20, 2004 (File name: jdeinken4687.htm)
   
• Karen S. Morgan, Rocklin, California, March 20, 2004 (File name: ksmorgan3665.htm)
   
• David Worthington, Sacramento, California, March 20, 2004 (File name: dworthington6345.htm)
   
• Roger E. Burnside, President, Alaska Chapter, National Association of Investors Corp., Anchorage, Alaska, March 20, 2004 (File name: reburnside4377.htm)
   
• Whitni Baker, Chandler, Arizona, March 20, 2004 (File name: wbaker3509.htm)
   
• Thomas Walborn, California, March 20, 2004 (File name: twalborn1256.htm)
   
• Lyle W. Lampshire, Pharmacist, Folsom, California, March 20, 2004 (File name: lwlampshire5693.htm)
   
• Paul Cleek, Houston, Texas, March 20, 2004 (File name: pcleek2216.htm)
   
• George G. Goss, Tacoma, Washington, March 20, 2004 (File name: gggoss4683.htm)
   
• William C. Johnson, San Mateo County, California, March 19, 2004 (File name: wcjohnson031204.txt)
   
• Seaver T. Page, M.D., AAII, Healdsburg, California, March 19, 2004 (File name: stpage6500.htm)
   
• Alan M. Holzberg, retired, Houston, Texas, March 19, 2004 (File name: amholzberg6244.htm)
   
• Ravindra C. Vasavada, Ph.D., Gualala, California, March 19, 2004 (File name: rcvasavada2921.htm)
   
• Eugene T. LaCroix , Jr., CLU CHFC, Grandville, Michigan, March 19, 2004 (File name: etlacroix5075.htm)
   
• Joel Golden, March 19, 2004 (File name: jgolden8571.htm)
   
• Creed C. Coffee, Jr., retired, Corpus Christi, Texas, March 19, 2004 (File name: cccoffeejr.2742.htm)
   
• Edward C. Jonson, Hudson, New Hampshire, March 19, 2004 (File name: ecjonson5183.htm)
   
• John S. Foster, Portland, Oregon, March 19, 2004 (File name: jsfoster2526.htm)
   
• Barry B. Wrenn, San Clemente, California, March 19, 2004 (File name: bbwrenn8243.htm)
   
• Gary T. Jermain, Houston, Texas, March 19, 2004 (File name: gtjermain031904.txt)
   
• Dale R. Moburg, March 19, 2004 (File name: drmoburg8135.htm)
   
• John W. Townsend, Kingwood, Texas, March 19, 2004 (File name: jwtownsend5547.htm)
   
• Linda Raven, organizational development consultant, real estate agent, Sonoma, California, March 19, 2004 (File name: lraven4672.htm)
   
• Bobby H. Wong, investor, San Francisco, California, March 19, 2004 (File name: bhwong3015.htm)
   
• Albertus J. Ekelmans, project manager, retired, Houston, Texas, March 19, 2004 (File name: ajekelmans3648.htm)
   
• Wayne R. Phillips, Jr., retired chemical engineer, Houston, Texas, March 19, 2004 (File name: wrphillips4882.htm)
   
• Douglas J. Fleming, Member, AAII, Westwood, Massachusetts, March 19, 2004 (File name: djfleming3174.htm)
   
• James R. Weedon, D.V.M., AAII, San Antonio, Texas, March 19, 2004 (File name: jrweedon2505.htm)
   
• Donald R. Chambers, independent investor, Menlo Park, California, March 19, 2004 (File name: drchambers5291.htm)
   
• Clayton C. Cates, Corpus Christi, Texas, March 19, 2004 (File name: cccates8034.htm)
   
• Kenneth Scribner, Registered Investment Advisor, Trumbull, Connecticut, March 19, 2004 (File name: kscribner8844.htm)
   
• John A. McCrary, III, M.D., Houston, Texas, March 19, 2004 (File name: jamccraryiii4842.htm)
   
• Arnold J. Seidule, AAII, Lake Jackson, Texas, March 19, 2004 (File name: ajseidule4783.htm)
   
• Mike Pankey, The Woodlands, Texas, March 19, 2004 (File name: mpankey1245.htm)
   
• Thomas P. Kidwell, M.D., Fair Oaks, March 19, 2004 (File name: tpkidwell8701.htm)
   
• Jeffrey R. Lamm, Atlanta, Georgia, March 19, 2004 (File name: jrlamm3807.htm)
   
• Win Alme, Casa Grande, Arizona, March 19, 2004 (File name: walme6961.htm)
   
• W. Irving Anthony, CFP, March 19, 2004 (File name: wanthony5236.htm)
   
• William C. Baker, AAII, Houston, Texas, March 19, 2004 (File name: wcbaker8716.htm)
   
• Russell T. Enis, Sun City, Arizona, March 19, 2004 (File name: rtenis9763.htm)
   
• Jeffrey R. Foster, Vancouver, Washington, March 19, 2004 (File name: jrfoster6054.htm)
   
• B. Hooberry, received March 19, 2004 (File name: s70604-443.pdf)
   
• J. C. Sweeney, received March 19, 2004 (File name: s70604-444.pdf)
   
• Patrick S. Baldy, received March 18, 2004 (File name: s70604-448.pdf)
   
• J.O. Harris, March 18, 2004 (File name: joharris031804.txt)
   
• Tom J. Gilhuley, New York, March 18, 2004 (File name: tjgilhuley4544.htm)
   
• Pamela S. Lanyon, Bridgeport, Connecticut, March 18, 2004 (File name: pslanyon3592.htm)
   
• Robert B. Alderfer, J.D., Northwestern Mutual Financial Network, Manchester, New Hampshire, March 18, 2004 (File name: rbalderfer4957.htm)
   
• Hosea M. Alexander Sr., Los Angeles, California, March 18, 2004 (File name: hmalexandersr1522.htm)
   
• Robert L. Baker, Newberg, Oregon, March 18, 2004 (File name: rlbaker9509.htm)
   
• Sally D. Choong, Boring, Oregon, March 18, 2004 (File name: sdchoong9455.htm)
   
• Dale T. Derby, Nehalem, Oregon, March 18, 2004 (File name: dtderby1580.htm)
   
• Robert G. Dugre, Bohemia, New York, March 18, 2004 (File name: rgdugre8316.htm)
   
• Derek Hindigian, Saugus, California, March 18, 2004 (File name: dhindigian8509.htm)
   
• Kevin T. Hughes, Esq., Pt. Lookout, New York, March 18, 2004 (File name: kthughes7567.htm)
   
• Beverlie Langton, March 18, 2004 (File name: blangton1351.htm)
   
• Christopher James, Silver Spring, Maryland, March 18, 2004 (File name: cjames9587.htm)
   
• Leon H. Liebman, Fairfield, Connecticut, March 18, 2004 (File name: lhliebman2710.htm)
   
• William S. Marrs, Chatsworth, California, March 18, 2004 (File name: wsmarrs6341.htm)
   
• Ashim Mehra, Equity Analyst, New York, New York, March 18, 2004 (File name: amehra4063.htm)
   
• Janet Naganheim, March 18, 2004 (File name: jnaganheim9126.htm)
   
• Mike Neely, Windsor, California, March 18, 2004 (File name: mneely1670.htm)
   
• Peter M.V. Nelson, Member AAII and NAIC, Aloha, Oregon, March 18, 2004 (File name: pmnelson4311.htm)
   
• V.J.L. Nemana, American Association of Individual Investors, Carmichael, California, March 18, 2004 (File name: vlnemana2516.htm)
   
• Kathy O'Shaughnessy, March 18, 2004 (File name: koshaughnessy4004.htm)
   
• John H. Piper, Contract Manufacturing Manager, Clorox Company, Roswell, Georgia, March 18, 2004 (File name: jhpiper4651.htm)
   
• Geraldine F. Quisenberry, Mrs., Fountain Hills, Arizona, March 18, 2004 (File name: gfquisenberry4641.htm)
   
• Morgan Rowzan, Investor, Great Neck, New York, March 18, 2004 (File name: mrowzan9224.htm)
   
• Stanley Runyon, East Brunswick, New Jersey, March 18, 2004 (File name: srunyon5043.htm)
   
• Steven Segall, Brooklyn, New York, March 18, 2004 (File name: ssegall2206.htm)
   
• John E. Soraghan, Dover, Massachusetts, March 18, 2004 (File name: jesoraghan2522.htm)
   
• Ruth Stafford, Ph.D., Psychologist, Laguna Beach, California, March 18, 2004 (File name: rstafford7265.htm)
   
• Richard D. Thompson, Financial Consultant - TIAA -CREF, Atlanta, Georgia, March 18, 2004 (File name: rdthompson2315.htm)
   
• Richard I. Ulman, New York, March 18, 2004 (File name: riulman8258.htm)
   
• William T. Walton, Gaston, Oregon, March 18, 2004 (File name: wtwalton1320.htm)
   
• Nathan Wexler, received March 17, 2004 (File name: s70604-327.pdf)
   
• Ernest Beyer, received March 17, 2004 (File name: s70604-328.pdf)
   
• Robert P. Burney, Jr., received March 17, 2004 (File name: s70604-329.pdf)
   
• James A. McAllister, received March 17, 2004 (File name: s70604-330.pdf)
   
• Marie DeCaprio, March 17, 2004 (File name: mdecaprio031704.txt)
   
• Robert Miller, March 17, 2004 (File name: rmiller031704.txt)
   
• Carroll B. Cox, Dana Point, California, March 17, 2004 (File name: cbcox7237.htm)
   
• Michael F. Dailey, Joppa, Maryland, March 17, 2004 (File name: mfdailey9875.htm)
   
• Clyde Ewalt, Prescott, Arizona, March 17, 2004 (File name: cewalt6882.htm)
   
• Robert D. Flori, Phoenix, Arizona, March 17, 2004 (File name: rdflori4175.htm)
   
• Robert Hammerle, March 17, 2004 (File name: rhammerle9141.htm)
   
• John A. Jacobs, Manchester, New Jersey, March 17, 2004 (File name: jajacobs4722.htm)
   
• Joel Bendar, MBA, American Association of Individual Investors, Woodbridge, New Jersey, March 17, 2004 (File name: jbendar3014.htm)
   
• Reginald W. Burroughs, Investment Specialist, New England Securities, Neptune, New Jersey, March 17, 2004 (File name: rwburroughs8683.htm)
   
• Dominic Cantello , Jr., Somerset, New Jersey, March 17, 2004 (File name: dcantello8007.htm)
   
• Robert Carlisle, Carmel, California, March 17, 2004 (File name: rcarlisle3760.htm)
   
• Frank P. Kromer, Ridgefield, Connecticut, March 17, 2004 (File name: fpkromer1460.htm)
   
• Donald J. Levy, Mountain View, California, March 17, 2004 (File name: djlevy1978.htm)
   
• Scott K. Lewis, Member MJSA, Sonoran Arts League, AAII, Cave Creek, Arizona, March 17, 2004 (File name: sklewis4416.htm)
   
• Monte R. Littell, Ed. D. , Senior Vice President, TPI, Phoenix, Arizona, March 17, 2004 (File name: mrlittell3252.htm)
   
• Darrell B. Lynch, Milford, Connecticut, March 17, 2004 (File name: dblynch7915.htm)
   
• William P. Aldrich, West Newton, Massachusetts, March 17, 2004 (File name: wpaldrich7242.htm)
   
• Madhukar P. Rau, Randolph, New Jersey, March 17, 2004 (File name: mprau1769.htm)
   
• Kenneth H. Resnik, County Judge, Rockland County, New York, Chestnut Ridge, New York, March 17, 2004 (File name: khresnik5792.htm)
   
• Howard Scheffner, March 17, 2004 (File name: hscheffner1176.htm)
   
• Ronald S. Sommer, Associate Director for Finance Administration, State University of New York, Brooklyn Educational Opportunity Center, New York, New York, March 17, 2004 (File name: rssommer7215.htm)
   
• William H. Steese, Mesa, Arizona, March 17, 2004 (File name: whsteese4159.htm)
   
• Mark I. Varnadoe, Jr., Los Angeles, California, March 17, 2004 (File name: mivarnadoe6328.htm)
   
• Pamela Gilbert, Co-Founder, RestoreTheTrust.com, March 17, 2004 (File name: pgilbert031704.txt)
   
• Jack Park, BSC Securities, Longview, Texas, March 17, 2004 (File name: jpark031704.txt)
   
• Paul A. Zimmerman, Milpitas, California, March 17, 2004 (File name: pazimmerman1501.htm)
   
• Marilyn M. Wilson, Petaluma, California, March 17, 2004 (File name: mmwilson4448.htm)
   
• Bruce B. Stoler, MD, American Association of Individual Investors, Springfield, Massachusetts, March 17, 2004 (File name: bbstoler1591.htm)
   
• R. Ronald Rau, Ph.D., Senior Physicist , Brookhaven National Laboratory --retired, Upton, New York, March 17, 2004 (File name: rrau9572.htm)
   
• Paul Price, South Salem, New York, March 17, 2004 (File name: pprice1468.htm)
   
• Edward A. Picciuti, Toms River, New Jersey, March 17, 2004 (File name: eapicciuti4215.htm)
   
• Daniel M. Philbin, Sherborn, Massachusetts, March 17, 2004 (File name: dmphilbin3350.htm)
   
• Sally Pezza, Brookhaven, New York, March 17, 2004 (File name: spezza3890.htm)
   
• Jeffrey Pasquinelli, Chino Hills, California, March 17, 2004 (File name: jpasquinelli1567.htm)
   
• Henry N. Oppenheimer, Larchmont, New York, March 17, 2004 (File name: hnoppenheimer2530.htm)
   
• Dennis O'Brien, Farmingdale, New Jersey, March 17, 2004 (File name: dobrien4227.htm)
   
• Steven P. Mickley, MD, Greenwich, Connecticut, March 17, 2004 (File name: spmickley5912.htm)
   
• Diane Mark, Port Jefferson, New York, March 17, 2004 (File name: dmark3479.htm)
   
• Dennis J. Leary, CEO and Chairman, Leary Engineering LLC., Kinnelon, New Jersey, March 17, 2004 (File name: djleary2145.htm)
   
• Myron Koltuv, Ph.D, Clinical Psychologist, New York, New York, March 17, 2004 (File name: mkoltuv9000.htm)
   
• Dan Keppel, CEO, Insurance Advisors Network, LLC, Montclair, New Jersey, March 17, 2004 (File name: dkeppel5068.htm)
   
• Michael Keenan, CFA, Professor of Finance (retired), New York University, New York, New York, March 17, 2004 (File name: mkeenan6734.htm)
   
• Keith D. Jewell, formerly holder of Series 7 and 63 licenses., New York, New York, March 17, 2004 (File name: kdjewell7676.htm)
   
• Terry A. Hurlbut, managing member, Law-Med Consultants LLC, Short Hills, New Jersey, March 17, 2004 (File name: tahurlbut6026.htm)
   
• Jean P. Huberman, MD, AAII, Settauket, New York, March 17, 2004 (File name: jphuberman9737.htm)
   
• Rolf H. Henel, board director, Wayne, New Jersey, March 17, 2004 (File name: rhhenel8238.htm)
   
• Nat Gutmacher, Scotch Plains, New Jersey, March 17, 2004 (File name: ngutmacher1154.htm)
   
• Robert L. Gover, Orange, California, March 17, 2004 (File name: rlgover8379.htm)
   
• David Ginsberg, Skokie, Illinois, March 17, 2004 (File name: dginsberg9723.htm)
   
• Piotr J. Enzinger, Lake Ronkonkoma, New York, March 17, 2004 (File name: pjenzinger8179.htm)
   
• August DiVito, CLU, ChFC, MSFS, MDRT, NASD, American College, Westlake, Ohio, March 17, 2004 (File name: adivito5498.htm)
   
• Peter G. Dearing, New York, New York, March 17, 2004 (File name: pgdearing1937.htm)
   
• Jack Dannel, March 17, 2004 (File name: jdannel5016.htm)
   
• Richard J. Cohen, Stamford, Connecticut, March 17, 2004 (File name: rjcohen8503.htm)
   
• Hal Childs, Vallejo, California, March 17, 2004 (File name: hchilds4088.htm)
   
• Thomas J. Capel, Long Beach, California, March 17, 2004 (File name: tjcapel4051.htm)
   
• Rich Bremenour, Reno, Nevada, March 17, 2004 (File name: rbremenour2159.htm)
   
• Michael N. Becci, Esq., retired, Stone Harbor, New Jersey, March 17, 2004 (File name: mnbecci8084.htm)
   
• Dennis Barnes, Irvine, California, March 17, 2004 (File name: dbarnes1129.htm)
   
• Larry Cohen, March 16, 2004 (File name: lcohen031604.txt)
   
• Ronald G. Harper, M.D., March 16, 2004 (File name: rgharper031604.txt)
   
• Arnold V. Gilbert, March 16, 2004 (File name: avgilbert031604.txt)
   
• Rick Carlson, Illinois, March 16, 2004 (File name: rcarlson4175.htm)
   
• David Lee, March 16, 2004 (File name: dlee1407.htm)
   
• Keith Merson, Cool, California, March 16, 2004 (File name: kmerson1892.htm)
   
• Joel J. Lifter, La Quinta, California, March 16, 2004 (File name: jjlifter4685.htm)
   
• Louise N. Trygstad, AAII member, San Francisco, California, March 16, 2004 (File name: lntrygstad3298.htm)
   
• Wesley Witten, Reno, Nevada, March 16, 2004 (File name: wwitten8559.htm)
   
• Jack Cumming, Mar Vista, California, March 16, 2004 (File name: jcumming7769.htm)
   
• Lyndon J. Taylor, San Marino, California, March 16, 2004 (File name: ljtaylor5310.htm)
   
• Elsa Nervik, Clinical Application Specialist, Nursing Informatics, El Dorado Hills, California, March 16, 2004 (File name: enervik2084.htm)
   
• Terrence T. Holleran, March 16, 2004 (File name: ttholleran8828.htm)
   
• Ronald D. Rubach, Clarksville, Michigan, March 16, 2004 (File name: rdrubach4182.htm)
   
• Sunil Prajapati, March 16, 2004 (File name: sprajapati8620.htm)
   
• Edgar A. Kraut, Ph.D., research physicist, Thousand Oaks, California, March 16, 2004 (File name: eakraut1240.htm)
   
• Scott E. Holstein, CPA, PFS, AICPA, PSBA, Feasterville, Pennsylvania, March 16, 2004 (File name: seholstein9532.htm)
   
• Denis N. Calvert, retired aerospace management, La Habra, California, March 16, 2004 (File name: dncalvert6649.htm)
   
• Paul T. Maser, Carson City, Nevada, March 16, 2004 (File name: ptmaser6009.htm)
   
• Jeff Larimore, registered representative, Hobart, Indiana, March 16, 2004 (File name: jlarimore9520.htm)
   
• Waldo C. Preble, Raymond, Maine, March 16, 2004 (File name: wcpreble4348.htm)
   
• David L. Singer, retiree, Lexington, Massachusetts, March 16, 2004 (File name: dlsinger5930.htm)
   
• David F. Childs, Penn Valley, Florida, March 16, 2004 (File name: dfchilds3073.htm)
   
• David Wolf, Flagstaff, Arizona, March 16, 2004 (File name: dwolf8180.htm)
   
• Lowell Hill, March 16, 2004 (File name: lhill1544.htm)
   
• Andrew Kempiak, Glendale, California, March 16, 2004 (File name: akempiak1665.htm)
   
• Sonna Bell, Member, AAII, La Canada, California, March 16, 2004 (File name: sbell4014.htm)
   
• Jacquelyn Landreth, CPA, AICPA, California Society of CPAs, Anaheim, California, March 16, 2004 (File name: jlandreth8591.htm)
   
• Joe W. Janick, Member of the Financial Planning Association, Phoenix, Arizona, March 16, 2004 (File name: jwjanick4725.htm)
   
• Jeffrey R. Latts, MD, Tiburon, California, March 16, 2004 (File name: jrlatts1600.htm)
   
• Harold D. Foster, investor, Casa Grande, Arizona, March 16, 2004 (File name: hdfoster2323.htm)
   
• Charles Erickson, fee-only financial retirement advisor, Phoenix, Arizona, March 16, 2004 (File name: cerickson1845.htm)
   
• J. Craig Bell, San Ramon, California, March 16, 2004 (File name: jbell8130.htm)
   
• David D. Porter, MD, retired, Santa Monica, California, March 16, 2004 (File name: ddporter5124.htm)
   
• Alice McCarley, Los Gatos, California, March 16, 2004 (File name: amccarley8958.htm)
   
• Sheila Goldshine, Los Altos, California, March 16, 2004 (File name: sgoldshine5767.htm)
   
• Harry Sondheim, Esquire, March 16, 2004 (File name: hsondheim9343.htm)
   
• Dr. Richard J. Frink, retired doctor, Sacramento , California, March 16, 2004 (File name: rjfrink1682.htm)
   
• Thomas Booy, Cerritos, California, March 16, 2004 (File name: tbooy8100.htm)
   
• George W. Baylis, member of AAII, East Brunswick, New Jersey, March 16, 2004 (File name: gwbaylis3336.htm)
   
• Gwen W. Brewer, Ph.D., Professor Emeritus, California Stater University, Northridge, Los Angeles, California, March 16, 2004 (File name: gwbrewer5496.htm)
   
• Emmett Rogers, Andalusia, Alaska, March 16, 2004 (File name: erogers1704.htm)
   
• Ronald G. Pouliot, Little Compton, Rhode Island, March 16, 2004 (File name: rgpouliot7014.htm)
   
• Melvyn B. Schupack, MD, retired physician - Associate Clinical Professor of Psychiatry (UCSF), Walpole, New Hampshire, March 16, 2004 (File name: mbschupack9073.htm)
   
• Gordon Muir, March 16, 2004 (File name: gmuir8237.htm)
   
• Mary Jo Bott, March 16, 2004 (File name: mbott2314.htm)
   
• Richard Berwanger, Cypress, California, March 16, 2004 (File name: rberwanger3146.htm)
   
• Whitney S. Wilson, Rancho Palos Verdes, California, March 16, 2004 (File name: wswilson7058.htm)
   
• Irene M. Vilona-Labonne, CFP, Delavan, Wisconsin, March 16, 2004 (File name: imvilona-labonne2631.htm)
   
• Donald Gjesdal, MD, March 16, 2004 (File name: dgjesdal8354.htm)
   
• Norman R. Cohen, Esq., Beverly Hills, California, March 16, 2004 (File name: nrcohen4049.htm)
   
• William L. Hartrick, March 16, 2004 (File name: wlhartrick7237.htm)
   
• Harold H. Warkentin, Hughson, California, March 16, 2004 (File name: hhwarkentin8649.htm)
   
• Howard Hoffman, Esq., Granite Bay, California, March 16, 2004 (File name: hhoffman1666.htm)
   
• Richard M. Thalhammer, Sacramento, California, March 16, 2004 (File name: rmthalhammer2070.htm)
   
• Thomas L. Pruitt, retired, Manhattan Beach, California, March 16, 2004 (File name: tlpruitt4582.htm)
   
• Jack M. Maxfield, American Association of Individual Investors, Past Chair, Silicon Valley Chapter, Saratoga, California, March 16, 2004 (File name: jmmaxfield2670.htm)
   
• Greg C. Jacobus, Campbell, California, March 16, 2004 (File name: gcjacobus3860.htm)
   
• William D. Armes, AAII member, Financial Planning Association member, Long Beach, California, March 16, 2004 (File name: wdarmes6680.htm)
   
• Maurice F. Murphey, Half Moon Bay, California, March 16, 2004 (File name: mfmurphey7537.htm)
   
• Robert E. Learned, Ph.D., retired U.S. Geological Survey geologist, Tucson, Arizona, March 16, 2004 (File name: relearned7002.htm)
   
• Nat Gutmacher, Scotch Plains, New Jersey, March 16, 2004 (File name: ngutmacher2105.htm)
   
• Duncan Scott, Tucson, Arizona, March 16, 2004 (File name: dscott6399.htm)
   
• Kathleen Littlefield, March 16, 2004 (File name: klittlefield2266.htm)
   
• John Kazik, March 16, 2004 (File name: jkazik1641.htm)
   
• Rod Burk, CFA, Medford, New Jersey, March 16, 2004 (File name: rburk8587.htm)
   
• Edmond G. Rousseau, Chelmsford, Massachusetts, March 16, 2004 (File name: egrousseau8141.htm)
   
• Robert Plumer, Glen Rock, New Jersey, March 16, 2004 (File name: rplumer9642.htm)
   
• Ruth-Ellen Post, J.D., undergraduate law instructor, Daniel Webster College , Nashua, New Hampshire, March 16, 2004 (File name: rpost5300.htm)
   
• Richard L. Estes, Jr., Tucson, Arizona, March 16, 2004 (File name: rlestes8178.htm)
   
• Carl E. Gallagher, San Francisco, California, March 15, 2004 (File name: cegallagher9544.htm)
   
• Grant K. Hendrick, Ph.D., San Carlos, California, March 15, 2004 (File name: gkhendrick2526.htm)
   
• Chas J. Richardson, March 15, 2004 (File name: cjrichardson8170.htm)
   
• David E. Ulmer, M.D., Sebastopol, California, March 15, 2004 (File name: deulmer5023.htm)
   
• Robert F. Andrews, retired from Shell Oil Company, March 15, 2004 (File name: rfandrews7802.htm)
   
• John Teasley, March 15, 2004 (File name: jteasley7469.htm)
   
• Martin Vanderlaan, San Francisco, California, March 15, 2004 (File name: mvanderlaan2380.htm)
   
• Patrick Curtin, Phoenix, Arizona, March 15, 2004 (File name: pcurtin8621.htm)
   
• William Braden, Providence, Rhode Island, March 15, 2004 (File name: wbraden6464.htm)
   
• Dean D. Almer, Mesa, Arizona, March 15, 2004 (File name: ddalmer1796.htm)
   
• Paul Vadopalas, AAII, Palo Alto , California, March 15, 2004 (File name: pvadopalas1838.htm)
   
• Howard R. Schaefer, East Longmeadow, Massachusetts, March 15, 2004 (File name: hrschaefer2989.htm)
   
• Donald R. Berger, Blue Bell, Pennsylvania, March 15, 2004 (File name: drberger6154.htm)
   
• Charles S. Phelan, Millington, New Jersey, March 15, 2004 (File name: csphelan2326.htm)
   
• Renee Schweber, Edison, New Jersey, March 15, 2004 (File name: rschweber4369.htm)
   
• Rodney Hazen, March 15, 2004 (File name: rhazen5814.htm)
   
• James F. Hurley, Ph.D., Professor Emeritus of Mathematics, University of Connecticut, Storrs, Connecticut, March 15, 2004 (File name: jfhurley9878.htm)
   
• Surendra Adodra, San Jose, California, March 15, 2004 (File name: sadodra7850.htm)
   
• Doug Rice, March 15, 2004 (File name: drice8470.htm)
   
• Norman M. Boone, President, Boone Financial Advisors, San Francisco, California, March 15, 2004 (File name: nmboone7734.htm)
   
• Kenneth Peacock, physician, Haddonfield, New Jersey, March 15, 2004 (File name: kpeacock7474.htm)
   
• George E. Davidson, retired, former television broadcasting executive, Larkspur, California, March 15, 2004 (File name: gedavidson6585.htm)
   
• Yale Goldman, South Pasadena, Florida, March 15, 2004 (File name: ygoldman2316.htm)
   
• William R. Morse, retired military/civil service, Union City, California, March 15, 2004 (File name: wrmorse3181.htm)
   
• Leonard J. Kaplan, Foster City, California, March 15, 2004 (File name: ljkaplan9645.htm)
   
• William H. Blankertz, Red Bank, New Jersey, March 15, 2004 (File name: whblankertz1593.htm)
   
• Nicholas A. Cappello, retired, computer engineer information specialist, Tucson, Arizona, March 15, 2004 (File name: nacappello9439.htm)
   
• Kevin Sullivan, CPA, CMA, Cranford, New Jersey, March 15, 2004 (File name: ksullivan6754.htm)
   
• Dennis Heinzig, CEO, San Francisco, California, March 15, 2004 (File name: dheinzig1684.htm)
   
• Steve Toll, Los Altos, California, March 15, 2004 (File name: stoll2704.htm)
   
• David Clinehens, March 15, 2004 (File name: dclinehens1421.htm)
   
• Lawrence Keyes, AAII , Colchester, Vermont, March 15, 2004 (File name: lkeyes2034.htm)
   
• John E. Shanks, Reno, Nevada, March 15, 2004 (File name: jeshanks2839.htm)
   
• Daryl L. Johnson, Peoria, Arizona, March 15, 2004 (File name: dljohnson2089.htm)
   
• Erik Anderlind, investor, Providence, Rhode Island, March 15, 2004 (File name: eanderlind5654.htm)
   
• Richard J. Panelli, AAII member, Redwood City, California, March 15, 2004 (File name: rjpanelli7043.htm)
   
• Alida C. Field, Burlingame, California, March 15, 2004 (File name: acfield7845.htm)
   
• Fred J. Sotcher, retired, San Jose, California, March 15, 2004 (File name: fjsotcher6564.htm)
   
• John Walter, Tucson, Arizona, March 15, 2004 (File name: jwalter1463.htm)
   
• David Kneapler, Hillsborough, California, March 15, 2004 (File name: dkneapler3847.htm)
   
• Lawrence C. Carr, Gilbert, Arizona, March 15, 2004 (File name: lccarr2659.htm)
   
• Joseph M. McVaugh, Mesa, Arizona, March 15, 2004 (File name: jmmcvaugh4043.htm)
   
• Michael P. Baker, Chandler, Arizona, March 15, 2004 (File name: mpbaker4681.htm)
   
• David M. Hinman, J.D., investment manager, Sacramento, California, March 15, 2004 (File name: dmhinman8827.htm)
   
• Gordon B. Clark, Basking Ridge, New Jersey, March 15, 2004 (File name: gbclark2402.htm)
   
• Stefan Williams, March 15, 2004 (File name: swilliams1183.htm)
   
• Ralph V. Barndt, Harleysville, Pennsylvania, March 15, 2004 (File name: rvbarndt8733.htm)
   
• Arturo Maimoni, Ph.D., Orinda, California, March 15, 2004 (File name: amaimoni8992.htm)
   
• George F. Sprott, Ph.D., Concord, Massachusetts, March 15, 2004 (File name: gfsprott9550.htm)
   
• Harold D. Thompson, Sun City, Arizona, March 15, 2004 (File name: hdthompson9421.htm)
   
• Rev. Mr. John E. Croy, Middletown, Rhode Island, March 15, 2004 (File name: recroy1515.htm)
   
• Lee M. Alexander, Hebron, New Hampshire, March 15, 2004 (File name: lmalexander3823.htm)
   
• Allen J. Tozier, Green Valley, Arizona, March 15, 2004 (File name: ajtozier9657.htm)
   
• Nancy Sullivan, Hudson, Massachusetts, March 15, 2004 (File name: nsullivan5010.htm)
   
• Judith R. Garfunkel, retired nurse administrator, Boston, Massachusetts, March 15, 2004 (File name: jrgarfunkel5333.htm)
   
• Lyle R. Bartz, Walpole, New Hampshire, March 15, 2004 (File name: lrbartz3382.htm)
   
• John A. Castellano, Jr., retired, Haddonfield, New Jersey, March 15, 2004 (File name: jacastellano8349.htm)
   
• Edward J. Gifford, Tewksbury, Massachusetts, March 15, 2004 (File name: ejgifford9304.htm)
   
• Charles G. Simon, CLU, Covington, Louisiana, March 15, 2004 (File name: cgsimon4460.htm)
   
• Michael Greenspon, Denver, Colorado, March 15, 2004 (File name: mgreenspon1978.htm)
   
• Robert E. Kaim, Brookline, Massachusetts, March 15, 2004 (File name: rekaim3715.htm)
   
• Hollister B. Sykes, retired corporate executive, Dranford, New Jersey, March 15, 2004 (File name: hbsykes4208.htm)
   
• Dan Ottenheimer, Rockport, Massachusetts, March 15, 2004 (File name: dottenheimer7799.htm)
   
• Robert W. Fretz, Lansdale, Pennsylvania, March 15, 2004 (File name: rwfretz2367.htm)
   
• Rob Wyder, Mahwah, New Jersey, March 15, 2004 (File name: rwyder1572.htm)
   
• Peter Bye, Livingston, New Jersey, March 15, 2004 (File name: pbye4957.htm)
   
• Ciro Malleo, Newark, New Jersey, March 15, 2004 (File name: cmalleo7872.htm)
   
• Edward J. Heldman, Cliffside Park, New Jersey, March 15, 2004 (File name: ejheldman8458.htm)
   
• Steven Pollock, March 15, 2004 (File name: spollock3621.htm)
   
• Paul J. Holveck, Denville, New Jersey, March 15, 2004 (File name: pjholveck7752.htm)
   
• Irwin Kaplan, Monroe Township, New Jersey, March 15, 2004 (File name: ikaplan4529.htm)
   
• Edward J. McCarthy, Marlton, New Jersey, March 15, 2004 (File name: ejmccarthy5573.htm)
   
• Judith A. Kubliski, logistics manager, Army RD , March 15, 2004 (File name: jakubliski6426.htm)
   
• Henry W. Marks, III, Montclair, New Jersey, March 15, 2004 (File name: hwmarks5099.htm)
   
• Robert A. Ulrich, Prescott, Arizona, March 15, 2004 (File name: s70604-380.pdf)
   
• J. Shepard, received March 15, 2004 (File name: s70604-433.pdf)
   
• Richard Redmann, received March 15, 2004 (File name: s70604-434.pdf)
   
• Sally Chaffee Maron, received March 15, 2004 (File name: s70604-435.pdf)
   
• Steve Prudhomme, received March 15, 2004 (File name: s70604-436.pdf)
   
• Barbara S. Stewart, Boca Raton, Florida, received March 15, 2004 (File name: s70604-437.pdf)
   
• Ronald D. Kistler, received March 15, 2004 (File name: s70604-438.pdf)
   
• Elaine Devens, received March 15, 2004 (File name: s70604-439.pdf)
   
• Caroleann Toronto, received March 15, 2004 (File name: s70604-440.pdf)
   
• Anonymous reviewer, received March 15,2004 (File name: s70604-441.pdf)
   
• Joseph R. Spenner, Fenton, Missouri, received March 15, 2004 (File name: s70604-442.pdf)
   
• F. Walter Savage, The Savage Group, March 14, 2004 (File name: s70604-426.pdf)
   
• Harry F. Hughes, MD, Evans, Georgia, March 14, 2004 (File name: hfhughes4091.htm)
   
• Ivan J. Gibbs, BSEE, Reno, Nevada, March 14, 2004 (File name: ijgibbs3885.htm)
   
• Elisabeth C. Galea, CFP, Plymouth, Michigan, March 14, 2004 (File name: ecgalea2837.htm)
   
• Mary Clor, Rising Fawn, Georgia, March 14, 2004 (File name: mclor4003.htm)
   
• Wheeler J. Lalonde, Belle Chasse, Louisiana, March 14, 2004 (File name: wjlalonde8026.htm)
   
• Gerald J. Duffy, Palos Park, Illinois, March 14, 2004 (File name: gjduffy6498.htm)
   
• Elliot S. Lipson, Ph.D., CFP, ChFC, CLU, President, New Horizons Financial Advisors, Inc., Alpharetta, Georgia, March 14, 2004 (File name: eslipson4469.htm)
   
• Donald C. Friedmann, Owings Mills , Maryland, March 14, 2004 (File name: dcfriedmann5068.htm)
   
• Elisabeth Frye, regular person, Mount Airy, Maryland, March 14, 2004 (File name: efrye2084.htm)
   
• Albert D. Leaach, IEEE, Suwanee, Georgia, March 13, 2004 (File name: adleaach7069.htm)
   
• Robert T. Gagnard, realtor, semi-retired, Metairie, Louisiana, March 13, 2004 (File name: rtgagnard5801.htm)
   
• Errol Roberts, March 13, 2004 (File name: eroberts2171.htm)
   
• Robert L. Adams, private investor, associated with the National Association of Investors Corp. (NAIC), Royal Oak, Michigan, March 13, 2004 (File name: rladams7324.htm)
   
• Cecil P. Eschete, retired, Houma, Louisiana, March 12, 2004 (File name: cpeschete1564.htm)
   
• Kathleen Browning Ceicys, MBA, Financial advisor, Cleveland, Ohio, March 12, 2004 (File name: kceicys1988.htm)
   
• Boidn A. Hugger, Kenner, Louisiana, March 12, 2004 (File name: bahugger8533.htm)
   
• Charles R. Baugh, Watkinsville, Georgia, March 12, 2004 (File name: crbaugh031204.txt)
   
• Paul B. Francis, Atlanta, Georgia, March 12, 2004 (File name: pbfrancis4791.htm)
   
• Durwood Hatch, received March 11, 2004 (File name: s70604-306.pdf)
   
• Theodore Luciani, Wanaque, New Jersey, March 11, 2004 (File name: mluciani2582.htm)
   
• Elizabeth F. Howell, M.D., Atlanta, Georgia, March 11, 2004 (File name: efhowell2888.htm)
   
• William J. Rochelle, Ph.D., Lithia Springs, Georgia, March 11, 2004 (File name: wjrochelle3198.htm)
   
• Daniel W. Leveroni, CFP, Braintree, Massachusetts, March 11, 2004 (File name: dwleveroni3071.htm)
   
• Timothy W. Leveroni, CFP, financial planner, Leveroni Financial Management Corp., Braintree, Massachusetts, March 11, 2004 (File name: twleveroni1232.htm)
   
• James W. Berutti, Roswell, Georgia, March 11, 2004 (File name: jwberutti1509.htm)
   
• JoAnne C.R. Leveroni, financial planner, Leveroni Financial Management Corp., Braintree, Massachusetts, March 11, 2004 (File name: jcleveroni1961.htm)
   
• Ivan E. Mock, retired, Kyles Ford, Tennessee, March 11, 2004 (File name: iemock7913.htm)
   
• Shannon S. Audley, RN, Bow, New Hampshire, March 11, 2004 (File name: ssaudley6813.htm)
   
• William H. Wages, Jr., retired, Lawrenceville, Georgia, March 11, 2004 (File name: whwages1418.htm)
   
• Eddie Heath, III, IT professional, Atlanta, Georgia, March 11, 2004 (File name: eheath3724.htm)
   
• Paul J. Nadel, M.S.F.S., Parkland, Florida, March 11, 2004 (File name: pjnadel1801.htm)
   
• David Phillips, Trussville, Alabama, March 11, 2004 (File name: dphillips1111.htm)
   
• Thomas J. Clark, Atlanta, Georgia, March 11, 2004 (File name: tjclark3374.htm)
   
• Anne W. Townsley, Atlanta, Georgia, March 11, 2004 (File name: awtownsley6324.htm)
   
• Z. Jane Riley, Compliance Officer, The Leaders Group, Inc., March 11, 2004 (File name: leadersgroup031104.txt)
   
• Gordon B. Nicholson, president and owner of a business brokerage firm, Atlanta, Georgia, March 11, 2004 (File name: gbnicholson3682.htm)
   
• Scott E. Johnson, Roswell, Georgia, March 11, 2004 (File name: sejohnson5976.htm)
   
• Dennis Baker, retired, March 11, 2004 (File name: dbaker1228.htm)
   
• Frederick Levitt, Pittsboro, North Carolina, March 11, 2004 (File name: flevitt2315.htm)
   
• Barry L. Fields, MD, Birmingham, Alabama, March 11, 2004 (File name: blfields9796.htm)
   
• George A.Traeger, received March 10, 2004 (File name: s70604-305.pdf)
   
• Joseph E. Hachey, received March 10, 2004 (File name: s70604-307.pdf)
   
• Judy Parks, received March 10, 2004 (File name: s70604-308.pdf)
   
• Marcia Blackman, San Rafael, California, received March 10, 2004 (File name: s70604-309.pdf)
   
• Janet P. Corcoran, Davenport, Iowa, March 10, 2004 (File name: jpcorcoran7625.htm)
   
• John T. Wigington , III, VP, Business Development, Huntsville, Alabama, March 10, 2004 (File name: jtwigington5007.htm)
   
• Kenneth J. Warras, Birmingham, Alabama, March 10, 2004 (File name: kjwarras2529.htm)
   
• Carvel C. Hase, March 10, 2004 (File name: cchase031004.txt)
   
• Donna J. Matheney, Joe Becks & Associates, Inc., General Contractors, received March 9, 2004 (File name: s70604-318.pdf)
   
• Ralph E. Gott, received March 9, 2004 (File name: s70604-319.pdf)
   
• Donald E. Foster, received March 9, 2004 (File name: s70604-320.pdf)
   
• Ronald L. Lingle, received March 9, 2004 (File name: s70604-321.pdf)
   
• Eric L. Williams, Zachary, Louisiana, received March 9, 2004 (File name: s70604-322.pdf)
   
• Richie Herink, received March 9, 2004 (File name: s70604-323.pdf)
   
• Robert H. Aldridge, Weldon Spring, Missouri, March 9, 2004 (File name: rhaldridge5651.htm)
   
• Charles B. Milliken, CFP, Registered Principal, Mutual Service Corporation, Farmington Hills, Michigan, March 9, 2004 (File name: cbmilliken6595.htm)
   
• Dorothy W. Stringer, received March 8, 2004 (File name: s70604-312.pdf)
   
• David D. Johnson, Newcastle, California, received March 8, 2004 (File name: s70604-313.pdf)
   
• Peter H. Seckel, received March 8, 2004 (File name: s70604-314.pdf)
   
• Lynn E. Alexander, received March 8, 2004 (File name: s70604-315.pdf)
   
• Victoria C. Morgan, received March 8, 2004 (File name: s70604-316.pdf)
   
• Walford A. Campbell, received March 8, 2004 (File name: s70604-317.pdf)
   
• Donna M. Wolf, CFP, Mequon, Wisconsin, March 8, 2004 (File name: dmwolf4439.htm)
   
• Chris J. DiVito, CLU, CHFC, Mutual Service Corp, Westlake, Ohio, March 8, 2004 (File name: cjdivito4768.htm)
   
• David Shutvet, Palatine, Illinois, March 8, 2004 (File name: dshutvet6972.htm)
   
• Kwame Kwakye, Beltsville, Maryland, March 8, 2004 (File name: kkwakye3713.htm)
   
• Douglas E. Prescott, Orlando, Florida, March 8, 2004 (File name: deprescott8451.htm)
   
• Tony T. Lou, Chicago, Illinois, March 7, 2004 (File name: ttlou3496.htm)
   
• Elizabeth Harper, March 7, 2004 (File name: eharper2946.htm)
   
• Robert P. Fahey, CPA, Delavan, Wisconsin, March 7, 2004 (File name: rpfahey4693.htm)
   
• Anthony Luzzi, Sterling, Massachusetts, March 7, 2004 (File name: aluzzi8153.htm)
   
• Jessie Havens, Belle Mead, New Jersey, March 6, 2004 (File name: s70604-475.pdf)
   
• Bruce D. Giese, Edwards, Colorado, March 6, 2004 (File name: bdgiese2619.htm)
   
• Kenneth Sablik, retired, Novato, California, March 6, 2004 (File name: ksablik3272.htm)
   
• C.S. Gaillard, AAII Financial Planner AFP , March 6, 2004 (File name: cgaillard3105.htm)
   
• George H. Gardner, CLU, CHFC, Portland, Oregon, March 6, 2004 (File name: ghgardner7518.htm)
   
• Sol Demel, received March 5, 2004 (File name: s70604-310.pdf)
   
• James E. Wann, March 5, 2004 (File name: jewann9651.htm)
   
• 38 Students of Prof. Jeffrey Sonnenfeld, Yale University, March 5, 2004 (File name: 38students030504.htm)
   
• Raj Kumar, March 5, 2004 (File name: rkumar9325.htm)
   
• Hugh E. Nichols, financial consultant, St. Charles, Missouri, March 5, 2004 (File name: henichols1287.htm)
   
• Doctor Amazing, March 5, 2004 (File name: damazing4101.htm)
   
• Randy Nicholls, Registered Principal, Mutual Service Corporation, Auburn, Washington, March 5, 2004 (File name: rnicholls9947.htm)
   
• Gregory P. Fasig, Investment Officer, Reliance Financial Services, N.A., Defiance, Ohio, March 5, 2004 (File name: gpfasig2437.htm)
   
• Darron R. Bergstrom, Mutual Service Corporation, Corpus Christi, Texas, March 5, 2004 (File name: drbergstrom2816.htm)
   
• Kevin B. McGrath, Southborough, Massachusetts, March 5, 2004 (File name: kbmcgrath1419.htm)
   
• Archie Woodworth, March 4, 2004 (File name: s70604-324.pdf)
   
• Brodie Landry, Certified Fund Specialist, Lafayette, Louisiana, March 4, 2004 (File name: blandry5818.htm)
   
• Lloyd D. Lowe, Sr., Frisco, Texas, March 4, 2004 (File name: ldlowe7344.htm)
   
• Deena K. Dean, Fort Pierce, Florida, March 4, 2004 (File name: dkdean2069.htm)
   
• Marvin M. Smyth, Dearborn, Michigan, March 3, 2004 (File name: s70604-304.pdf)
   
• John Bill, CFP, Greendale, Wisconsin, March 3, 2004 (File name: jbill8090.htm)
   
• Marianne Wisner, Westlake, Ohio, March 3, 2004 (File name: mwisner5127.htm)
   
• James P. Ruth, CFP, Member, Financial Planning Association, Gaithersburg, Maryland, March 3, 2004 (File name: jpruth8993.htm)
   
• Daniel T. Griner, Registered Representative, Mutual Service Corporation, Bellevue, Washington, March 3, 2004 (File name: dtgriner9599.htm)
   
• Reed Moore, Registered Representative, Registered Principal, Federal Way , Washington, March 3, 2004 (File name: rmoore1207.htm)
   
• Kevin Bankerd, Owner, Bankerd Financial Services, Tomball, Texas, March 3, 2004 (File name: kbankerd9225.htm)
   
• Denise A. Izatt, Oak Brook, Illinois, March 3, 2004 (File name: daizatt6438.htm)
   
• Mark R. Sprouse, Redlands, California, March 3, 2004 (File name: mrsprouse3164.htm)
   
• John P. Andrew, CRS, Plymouth, Minnesota, March 3, 2004 (File name: jpandrew2761.htm)
   
• Patrick M. Stenson, Plymouth, Minnesota, March 3, 2004 (File name: pmstenson3559.htm)
   
• William M. Hay, Registered Representative, Polar Investment Counsel, Inc., New Richmond, Wisconsin, March 3, 2004 (File name: wmhay7247.htm)
   
• Eliezer Kapuya, received March 3, 2004 (File name: s70604-297.pdf)
   
• Joan Gast, received March 3, 2004 (File name: s70604-296.pdf)
   
• John Woodward, received March 3, 2004 (File name: s70604-295.pdf)
   
• J.F. Armstrong, received March 3, 2004 (File name: s70604-292.pdf)
   
• Merwyn Grace, received March 3 (File name: s70604-291.pdf)
   
• David K. Booth, President, Jefferson Pilot Securities Corporation, March 2, 2004 (File name: s70604-269.pdf)
   
• David J. Romagosa, CFP, MSFS, Adjunct Faculty, University of Louisiana at Lafayette and CFP, Lafayette, Louisiana, March 2, 2004 (File name: djromagosa4244.htm)
   
• Joseph T. Mann, CEO, MBA Financial Advisors, Atlanta, Georgia, March 2, 2004 (File name: jtmann5897.htm)
   
• Alan W. Takahashi, Sun Valley, California, March 2, 2004 (File name: awtakahashi4418.htm)
   
• Reed H. Moore, registered Representative, Registered Principal, Federal Way , Washington, March 2, 2004 (File name: rhmoore2636.htm)
   
• Joseph P. Trybula, CFP, Town Country, Missouri, March 2, 2004 (File name: jptrybula6329.htm)
   
• Steven G. Van Scoik, CIC, Elkhart, Indiana, March 2, 2004 (File name: sgvanscoik5186.htm)
   
• Julie Gebert, Vice President, United Planners Financial Services of America, March 3, 2004 (File name: upfsa030304.txt)
   
• Gerald L. Raymond, Orange, California, March 2, 2004 (File name: glraymond3889.htm)
   
• Mason Flake, Sr., Evansville, Indiana, March 2, 2004 (File name: mflake7790.htm)
   
• Barb J. Bendler, Independence, Oregon, March 2, 2004 (File name: bjbendler3282.htm)
   
• Christine Bucko, received March 1, 2004 (File name: s70604-726.pdf)
   
• Stephen E. Silver, March 1, 2004 (File name: s70604-333.pdf)
   
• Stephen F. Anderson, CLU, ChFC, CFP, Waterstone Financial Group, Itasca, Illinois, March 1, 2004 (File name: s70604-289.pdf)
   
• Mark Smith, Registered Principal and Associate Advisor, Quest Securities - NASD Member, Newport Beach, California, March 1, 2004 (File name: msmith4878.htm)
   
• Kathryn Huber, East Petersburg, Pennsylvania, March 1, 2004 (File name: khuber6922.htm)
   
• Dennis Kaminski, Executive Vice President/CAO, Mutual Service Corporation, March 1, 2004 (File name: mutualserv030104.txt)
   
• Marilyn S. Steinmetz, CFP, West Hartford, Connecticut, March 1, 2004 (File name: mssteinmetz5451.htm)
   
• David J. McBride, CPA, CFP, Mesa, Arizona, March 1, 2004 (File name: djmcbride2950.htm)
   
• Craig A. Johnson, Plymouth, Minnesota, March 1, 2004 (File name: cajohnson6114.htm)
   
• Dawn Hollerith, Healdsburg, California, March 1, 2004 (File name: dhollerith2741.htm)
   
• Mary B. Robinson , Vancouver, Washington, March 1, 2004 (File name: mbrobinson7814.htm)
   
• David R. Butts, CFP, CMFC, Saginaw, Michigan, March 1, 2004 (File name: drbutts1685.htm)
   
• Eric B. Landers, Registered Representative, Romeo, Michigan, March 1, 2004 (File name: eblanders4664.htm)
   
• Jeffery L. Smith, Darlington, South Carolina, March 1, 2004 (File name: jlsmith3956.htm)
   
• Richard W. Budman, CLU, ChFC, Allentown, Pennsylvania, March 1, 2004 (File name: rwbudman2193.htm)
   
• Brett A. Young, Olivet, Michigan, March 1, 2004 (File name: bayoung5525.htm)
   
• Eric Jahnke, Branch Office Manager/ MSC Corp, Grand Junction, Colorado, March 1, 2004 (File name: ejahnke1822.htm)
   
• Bart L. McGonnigal, Loudonville , New York, March 1, 2004 (File name: blmcgonnigal6677.htm)
   
• Robert M. Wood, Chartered Financial Consultant with American College, Lutz, Florida, March 1, 2004 (File name: rmwood1827.htm)
   
• David W. Boyer, Puyallup, Washington, March 1, 2004 (File name: dwboyer5236.htm)
   
• Richard Von Luft, Registered Securities Principal, La Habra, California, March 1, 2004 (File name: rvonluft5815.htm)
   
• Jack Gambetta, CFP, Past member, Board of Directors, Financial Planning Assoc. Cincinnati Chapter, Cincinnati, Ohio, March 1, 2004 (File name: jgambetta6544.htm)
   
• Geoffrey L. London, Financial Advisor with New Era Financial Advisors Mutual Service Corp, Mpls, Minnesota, March 1, 2004 (File name: gllondon9427.htm)
   
• J. Mitchell, March 1, 2004 (File name: jmitchell1672.htm)
   
• Michael T. Shuttlesworth, Tuscaloosa, Alabama, March 1, 2004 (File name: mtshuttlesworth6718.htm)
   
• John S. Beall, ChFC,CLU,LUTCF, LIC, Berrien Springs, Michigan, March 1, 2004 (File name: jsbeall5855.htm)
   
• Michael J. Durkin, CFP, Cincinnati, Ohio, March 1, 2004 (File name: mjdurkin4994.htm)
   
• Tim R. Guthrie, CFP, Bullseye Investment Strategies, Russellville, Ohio, March 1, 2004 (File name: trguthrie2961.htm)
   
• Ronald J. Bickford, CFP, Minneaoplis, Minnesota, March 1, 2004 (File name: rjbickford4978.htm)
   
• Gloria Vonderheide, ChFC, Registered Representative, Mutual Service Corp, Grand Rapids, Michigan, March 1, 2004 (File name: gvonderheide5502.htm)
   
• Lynn M. Vance, CFP, March 1, 2004 (File name: lmvance2936.htm)
   
• Joseph F. Dillman, Thousand Oaks, California, March 1, 2004 (File name: jfdillman2619.htm)
   
• Ronald A. Guiler, President, Executax Corp and Executax Financial, Miami, Florida, March 1, 2004 (File name: raguiler2537.htm)
   
• Marvin R. Souchek, Society of Financial Service Professionals, Member; Certified Employee Benefits Specialist, Lincoln, Nebraska, March 1, 2004 (File name: mrsouchek3467.htm)
   
• Charles T. Bush, II, March 1, 2004 (File name: ctbush9112.htm)
   
• John J. Moynihan, St. Louis , Missouri, March 1, 2004 (File name: jjmoynihan8543.htm)
   
• William Cone, March 1, 2004 (File name: wcone8317.htm)
   
• Robert A. Catton, CFP, member, Financial Planning Association, Federal Way, Washington, March 1, 2004 (File name: racatton2527.htm)
   
• Nathan M. Kosman, Cincinnati, Ohio, March 1, 2004 (File name: nmkosman4824.htm)
   
• Michael J. Carpenter, Athens, Ohio, March 1, 2004 (File name: mjcarpenter3732.htm)
   
• Charles L. Stanley, Financial Planner, Escondido, California, March 1, 2004 (File name: clstanley4346.htm)
   
• Greg La Pierre, ChFC, Financial Planner, Mutual Service Corporation, March 1, 2004 (File name: glapierre1500.htm)
   
• Jeanne M. Seymour, Derby, Kansas, February 29, 2004 (File name: s70604-331.pdf)
   
• Edward M. Kallal, West Monroe, Louisiana, February 29, 2004 (File name: emkallal5688.htm)
   
• Francis X. Daniti, Manahawkin, New Jersey, February 29, 2004 (File name: fxdaniti8591.htm)
   
• Norman Umberger, P.E., genius-at-large, The Common Sense Investor, Inc., LexiPark, Maryland, February 29, 2004 (File name: numberger2419.htm)
   
• Eileen F. Aragon, BS, NIAC Investment Club, Reno, Nevada, February 29, 2004 (File name: efaragon6782.htm)
   
• Susan Woodward, Sand Hill Econometrics, February 29, 2004 (File name: sandhill022904.txt)
   
• Anonymous reviewer, February 29, 2004 (File name: 2073.htm)
   
• Louis L. Rubalcava, February 28, 2004 (File name: s70604-300.pdf)
   
• Sonja Brown, February 28, 2004 (File name: s70604-299.pdf)
   
• Ivy Butler, Jr., February 28, 2004 (File name: s70604-298.pdf)
   
• Alain Nicolas, Roanoke, Virginia, February 28, 2004 (File name: anicolas4329.htm)
   
• Catherine Cane, February 28, 2004 (File name: s70604-253.pdf)
   
• Joseph J. Polak, retired, Wappingers Falls, New York, February 28, 2004 (File name: jjpolak7551.htm)
   
• Alfred Chenot, owner, Greenbush Tape & Label, Inc., Albany, New York, February 27, 2004 (File name: s70604-290.pdf)
   
• Abel E. Rodriguez, Los Angeles, California, February 26, 2004 (File name: s70604-301.pdf)
   
• Joel N. Williams, Silver Spring, Maryland, February 26, 2004 (File name: jnwilliams5482.htm)
   
• David H. McIntosh, Egg Harbor Twp., New Jersey, February 26, 2004 (File name: dhmcintosh7882.htm)
   
• Ronald Ruiz, New Orleans, Louisiana, February 26, 2004 (File name: s70604-252.pdf)
   
• Brian M. Swiderski, Pottstown, Pennsylvania, February 26, 2004 (File name: bmswiderski6399.htm)
   
• Karen S. Morgan, Rocklin, California, February 26, 2004 (File name: ksmorgan4929.htm)
   
• Robert T. Alpha, Sr., Cumming, Georgia, February 26, 2004 (File name: rtalpha1781.htm)
   
• Joel N. Williams, Silver Spring, Maryland, February 26, 2004 (File name: jnwilliams5482.htm)
   
• Daniel M. Prescott, St. Louis, Missouri, February 26, 2004 (File name: dmprescott4232.htm)
   
• David H. McIntosh, Egg Harbor Twp., New Jersey, February 26, 2004 (File name: dhmcintosh7882.htm)
   
• Memorandum from Mark H. Berman, counsel to Commissioner Cynthia A. Glassman, regarding a February 26,2004, meeting with the Commissioner, counsel Mary S. Head, and representatives of UBS Securities LLC and UBS Warburg LLC; memo dated February 26, 2004 (File name: mberman022604.htm)
   
• Myrgie Cummings, Austin, Texas, February 25, 2004 (File name: s70604-293.pdf)
   
• Germain Miller, February 25, 2004 (File name: s70604-254.pdf)
   
• Edward Q. Martin, February 25, 2004 (File name: s70604-255.pdf)
   
• Diana Lindley, February 25, 2004 (File name: s70604-256.pdf)
   
• James D. Kukuk, Janesville, Wisconsin, February 25, 2004 (File name: s70604-257.pdf)
   
• Wendy L. Schmid Tetrault, February 25, 2004 (File name: s70604-258.pdf)
   
• Cynthia Granger, February 25, 2004 (File name: s70604-259.pdf)
   
• William Arthur Norred, Opelika, Alabama, February 25, 2004 (File name: s70604-260.pdf)
   
• Bryan Ashley, February 25, 2004 (File name: s70604-261.pdf)
   
• Beverly J. Spiejek, Traverse City, Michigan, February 25, 2004 (File name: s70604-265.pdf)
   
• Arthur J. Bindman, February 25, 2004 (File name: s70604-266.pdf)
   
• Nicholas J. Zito, February 25, 2004 (File name: s70604-267.pdf)
   
• Douglas C. Crane, February 25, 2004 (File name: s70604-268.pdf)
   
• Edward J. Reynolds, Jr., Tulsa, Oklahoma, February 25, 2004 (File name: ejreynolds4361.htm)
   
• Martha Margowsky, Los Angeles, California, February 25, 2004 (File name: mmargowsky3815.htm)
   
• John A. Falasca, Corpus Christi, Texas, February 25, 2004 (File name: jafalasca5433.htm)
   
• John C. Hall, February 25, 2004 (File name: jchall8067.htm)
   
• Karen S. Morgan, Loomis, California, February 25, 2004 (File name: ksmorgan3628.htm)
   
• Dennis N. Heffernan, San Diego, California, February 25, 2004 (File name: dnheffernan7723.htm)
   
• John T. Duxbury, February 24, 2004 (File name: s70604-294.pdf)
   
• Dr. Bandah A. Laghari, Dadu Johi, Pakistan, February 24, 2004 (File name: balaghari6022.htm)
   
• Mat Hargett, February 22, 2004 (File name: mathargett022204.htm)
   
• Janet A. Halatyn, retired teacher, Valley Stream, New York, February 24, 2004 (File name: jahalatyn6425.htm)
   
• Ronald B. Rosenwald, Homosassa, Florida, February 24, 2004 (File name: rbrosenwald2901.htm)
   
• Floyd A. Lewis, Military, Leavenworth, Kansas, February 24, 2004 (File name: falewis5486.htm)
   
• Anonymous reviewer, February 24, 2004 (File name: anony0224.txt)
   
• Gerry Jackson, Member Amexsux.com, February 24, 2004 (File name: gjackson0224.txt)
   
• Yvonne Henderson, February 23, 2004 (File name: s70604-264.pdf)
   
• Glen H. Johnsen, ex Primerica sales associate, February 23, 2004 (File name: ghjohnsen9756.htm)
   
• John B. Kennedy, Quincy, February 23, 2004 (File name: jbkennedy4663.htm)
   
• Joseph A. Carbone, Pomona, California, February 23, 2004 (File name: jacarbone5112.htm)
   
• Wendy S. Wilson, Huntsville, Alabama, February 23, 2004 (File name: wswilson3376.htm)
   
• Edwin J. House, San Carlos, California, February 23, 2004 (File name: ejhouse6215.htm)
   
• Stuart Piles, retired, Chicago public high school teacher, Chicago, Illinois, February 23, 2004 (File name: spiles1507.htm)
   
• Allison Phayre, February 23, 2004 (File name: aphayre8328.htm)
   
• James W. Vitalone, CFA, Chair, U.S. Advocacy Committee, and Linda L. Rittenhouse, AIMR Advocacy, Association for Investment Management and Research (File name: jwvitalone0223.htm)
   
• Linda Rust, President, Rust and Associates, Inc., Minneapolis, Minnesota, February 23, 2004 (File name: lrust3157.htm)
   
• Brenda H. Cantrell, Forsyth, Georgia, February 23, 2004 (File name: bhcantrell7076.htm)
   
• David A. Lightman, Winfield, Pennsylvania, February 23, 2004 (File name: dalightman3277.htm)
   
• Harriet F. Chan, Vallejo, California, February 23, 2004 (File name: hfchan7274.htm)
   
• Nancy M. Warner, retired professor of computers, Mott Community College, Grand Blanc, Michigan, February 23, 2004 (File name: nmwarner3256.htm)
   
• R. Owens, February 23, 2004 (File name: rowens5131.htm)
   
• Frank A. Bauer, Nashville, Indiana, February 23, 2004 (File name: fabauer7166.htm)
   
• Tom Novak, Indian Harbour Beach, Florida, February 23, 2004 (File name: tnovak0223.txt)
   
• J. West, Beverly Hills, California, February 23, 2004 (File name: jwest0223.txt)
   
• Marcela Rotela, February 23, 2004 (File name: mrotela0223.txt)
   
• Dave Danicich, February 23, 2004 (File name: ddanicich0223.txt)
   
• Charles G. Scouten, Ph.D., The Fusfeld Group, Warrenville, Illinois, February 23, 2004 (File name: cgscouten0223.txt)
   
• Gunner and Dellrose Jakobsen, February 22, 2004 (File name: s70604-187.pdf)
   
• Dr. Paul Schifano, February 22, 2004 (File name: s70604-262.pdf)
   
• John W. Binner, February 22, 2004 (File name: s70604-263.pdf)
   
• David Larson, Boston, Massachusetts, February 22, 2004 (File name: s70604-251.pdf)
   
• James P. Liebmann, Pittsford, New York, February 22, 2004 (File name: jpliebmann5407.htm)
   
• Hilbert Gettler, Tucson, Arizona, February 22, 2004 (File name: hgettler2264.htm)
   
• Karen S. Smith, Banning, California, February 22, 2004 (File name: kssmith1225.htm)
   
• Raymond Krell, Brooklyn, New York, February 21, 2004 (File name: s70604-311.pdf)
   
• Lawrence Jacobi, Floyds Knobs, Indiana, February 21, 2004 (File name: s70604-160.pdf)
   
• Rachel E. Young, CFA and fee-only advisor, February 21, 2004 (File name: s70604-164.pdf)
   
• M.E. McKnight, February 21, 2004 (File name: s70604-165.pdf)
   
• Billy E. Willingham, February 21, 2004 (File name: s70604-166.pdf)
   
• Rebecca Ansley, February 21, 2004 (File name: s70604-167.pdf)
   
• Dr. Bernard Biltek, February 21, 2004 (File name: s70604-170.pdf)
   
• James C. Blake, Pensacola, Florida, February 21, 2004 (File name: s70604-171.pdf)
   
• John Polonchak, February 21, 2004 (File name: s70604-172.pdf)
   
• J.E. Ford, February 21, 2004 (File name: s70604-173.pdf)
   
• Mary Haun, Fairborn, Ohio, February 21, 2004 (File name: s70604-174.pdf)
   
• Anonymous reviewer, February 21, 2004 (File name: s70604-175.pdf)
   
• Eleanor Miller, New Port Richey, Florida, February 21, 2004 (File name: s70604-176.pdf)
   
• Kenneth R. Lepic, average guy, Downers Grove, Illinois, February 21, 2004 (File name: krlepic7526.htm)
   
• Donald D. Poe, retired, Lindale, Texas, February 21, 2004 (File name: ddpoe4932.htm)
   
• Richard A. Haimann, Engineer, Huntington Beach, California, February 21, 2004 (File name: rahaimann8029.htm)
   
• Roger J. McLaughlin, February 20, 2004 (File name: rjmclaughlin02202004.pdf)
   
• Geret N. Kritzer, Las Vegas, Nevada, February 20, 2004 (File name: s70604-185.pdf)
   
• G.D. Goldshine, Placentia, California, February 20, 2004 (File name: s70604-191.pdf)
   
• Steven E. Brown, February 20, 2004 (File name: s70604-192.pdf)
   
• Craig A. Finch, Orlando, Florida, February 20, 2004 (File name: cafinch6297.htm)
   
• Bobby D. Barrett, Rockwall, Texas, February 20, 2004 (File name: bdbarrett4151.htm)
   
• Susan E. Stein, Junior Provisional Librarian, Ambler, Pennsylvania, February 20, 2004 (File name: sestein3791.htm)
   
• Michael P. Sirulnick, Austin, Texas, February 20, 2004 (File name: mpsirulnick1374.htm)
   
• Daniel J. Grounard, Blairstown, New Jersey, February 20, 2004 (File name: djgrounard2610.htm)
   
• Margaret R. Rodina, Clerical Assistant in Trust Funding, Pacific Grove, California, February 20, 2004 (File name: mrrodina7597.htm)
   
• David M. Dass, Regional Vice President of Sun Life of Canada, former stockbroker, Columbus, Ohio, February 20, 2004 (File name: dmdass1920.htm)
   
• Marie Chin, Elk Grove, California, February 20, 2004 (File name: mchin4860.htm)
   
• Jimmy Brake, Olathe, Kansas, February 20, 2004 (File name: jbrake5171.htm)
   
• Frank Congemi, Registered Representative, Forest Hills, New York, February 19, 2004 (File name: s70604-158.pdf)
   
• Rodney Felperin, February 19, 2004 (File name: s70604-162.pdf)
   
• Thomas J. Fitzgerald, February 19, 2004 (File name: s70604-163.pdf)
   
• Diane Gordon, Texas, February 19, 2004 (File name: s70604-186.pdf)
   
• Jerny Romotsky, February 19, 2004 (File name: s70604-188.pdf)
   
• Neva Lee Roush, February 19, 2004 (File name: s70604-189.pdf)
   
• Mary T. Judge, February 19, 2004 (File name: s70604-190.pdf)
   
• Conrad S. Banner, February 19, 2004 (File name: csbanner021904.txt)
   
• Fred P. Massa, Warren, Pennsylvania, February 19, 2004 (File name: fpmassa1763.htm)
   
• Charlotte K. Beardmore, State Farm Insurance Agent/RR, Bellevue, Nebraska, February 19, 2004 (File name: ckbeardmore1956.htm)
   
• Claude Y. Paquin, Esq., lawyer and actuary, retired, Fayetteville, Georgia, February 19, 2004 (File name: cypaquin5252.htm)
   
• David P. Rakestraw, Blue Ridge, Georgia, February 18, 2004 (File name: dprakestraw0218.htm)
   
• Marco Verni, February 18, 2004 (File name: s70604-169.pdf)
   
• William H. Pierce, Louisville, Kentucky, February 18, 2004 (File name: s70604-177.pdf)
   
• Edgar M. Meyer, Anoka, Minnesota, February 18, 2004 (File name: s70604-178.pdf)
   
• Sylvia Soisson, Sandusky, Ohio, February 18, 2004 (File name: s70604-179.pdf)
   
• Carol Hasto, February 18, 2004 (File name: s70604-180.pdf)
   
• Susan Tanoe, February 18, 2004 (File name: s70604-181.pdf)
   
• Anne Uno, February 18, 2004 (File name: s70604-182.pdf)
   
• Charles H. Harris, February 18, 2004 (File name: s70604-183.pdf)
   
• Bruno J. Keith, Kona, Hawaii, February 18, 2004 (File name: s70604-184.pdf)
   
• Additional, Glenn D. Meltzer, CPL, Houston, Texas, February 18, 2004 (File name: gdmeltzer8703.htm)
   
• Glenn D. Meltzer, CPL, Houston, Texas, February 18, 2004 (File name: gdmeltzer4052.htm)
   
• Theodore A. Linden, Palo Alto, California, February 18, 2004 (File name: talinden5957.htm)
   
• Bernard L. Minetti, Tucson, Arizona, February 18, 2004 (File name: blminetti4573.htm)
   
• Stanley J. Brooks, CEO, Stancan Financial Services, Inc., Harvest, Alabama, February 18, 2004 (File name: sjbrooks6716.htm)
   
• John R. Ammon, West Chester, Pennsylvania, February 18, 2004 (File name: jrammon8935.htm)
   
• Suzanne Pitzer, February 18, 2004 (File name: spitzer4964.htm)
   
• Carl R. Johnson, retired, Peoria, Arizona, February 18, 2004 (File name: crjohnson9009.htm)
   
• JRW, Gagetown, Michigan, February 17, 2004 (File name: jrw5630.htm)
   
• Lawanda Parker, Ph.D., Oxford, Michigan, February 17, 2004 (File name: s70604-168.pdf)
   
• John E. Dulfer, Melbourne Beach, Florida, February 17, 2004 (File name: jedulfer9842.htm)
   
• Carl Weisser, Knoxville, Tennessee, February 17, 2004 (File name: cweisser6134.htm)
   
• Robert L. Lewis, Software OEM account manager, Felton, California, February 17, 2004 (File name: rllewis9196.htm)
   
• John W. Creswell, Signal Mountain, Tennessee, February 17, 2004 (File name: jwcreswell6837.htm)
   
• Sam Hulse, Director, Retirement Plan Services, Higginbotham & Associates, Inc., Fort Worth, Texas, February 17, 2004 (File name: shulse0217.txt)
   
• Roy R. Ells, Jr., personal finance education specialist and counselor, Marine Corps Community Services, Camp Lejeune, North Carolina, February 17, 2004 (File name: rrells2488.htm)
   
• Michael A. Pagano, Chief Compliance Officer, 1st Global, Inc., Dallas, Texas, February 17, 2004 (File name: mpagano0217.txt)
   
• Harold W. Lewis, Saraland, Alabama, February 17, 2004 (File name: hwlewis8283.htm)
   
• Roger J. Labataille, Troy, Michigan, February 17, 2004 (File name: rjlabataille6200.htm)
   
• Jerry D. Rogers, Portsmouth, Virginia, February 17, 2004 (File name: jdrogers2791.htm)
   
• James V. Cromer, Youngstown, Ohio, February 17, 2004 (File name: jvcromer4998.htm)
   
• Jeff Brockman, Richmond, Virginia, February 17, 2004 (File name: jbrockman2385.htm)
   
• Eugene E. Huskey, February 16, 2004 (File name: eehuskey5335.htm)
   
• Jan MacDonald, February 16, 2004 (File name: jmacdonald0216.txt)
   
• R.T. Gallagher, February 16, 2004 (File name: rmallory0216.txt)
   
• Randy Mallory, Tyler, Texas, February 16, 2004 (File name: rtgallagher0216.txt)
   
• John A. Jamison, Phoenix, Arizona, February 16, 2004 (File name: jajamison2600.htm)
   
• William J. Botella, Drexel Hill, Pennsylvania, February 16, 2004 (File name: wjbotella4302.htm)
   
• Richard C. Ehlers, IV, nuclear engineer, Norfolk, Virginia, February 16, 2004 (File name: rcehlers7574.htm)
   
• Sandra Kirkland, DuBois, Pennsylvania, February 16, 2004 (File name: skirkland5740.htm)
   
• Mike Sienkiewicz, Carlisle, Pennsylvania, February 16, 2004 (File name: msienkiewicz8391.htm)
   
• Jerry D. Thomas, teacher, Lawrenceburg, Tennessee, February 16, 2004 (File name: jdthomas6665.htm)
   
• Wilmer Richards, February 16, 2004 (File name: wrichards4817.htm)
   
• Steve Botnovcan, 401k account holder and taxpayer, Flemington, New Jersey, February 16, 2004 (File name: sbotnovcan7593.htm)
   
• Ed Aman, small investor, Victor, New York, February 16, 2004 (File name: eaman9139.htm)
   
• Tom Slaten, Lake Oswego, Oregon, February 16, 2004 (File name: tslaten9902.htm)
   
• John Doe, investor, Smalltown, State Not Identified In Complaint, February 16, 2004 (File name: jdoe1686.htm)
   
• Jan M. Lorenzi, Woodbridge, California, February 16, 2004 (File name: jmlorenzi9552.htm)
   
• Robi Chatterjee, Gaithersburg, Maryland, February 16, 2004 (File name: rchatterjee8130.htm)
   
• Rex O. Lutz, investor, Delray, Florida, February 16, 2004 (File name: rolutz4025.htm)
   
• David O'Donnell, February 16, 2004 (File name: dodonnell2746.htm)
   
• Anabel M. Lisle, West End, North Carolina, February 16, 2004 (File name: amlisle7652.htm)
   
• Barbara Blalock, Danville, California, February 16, 2004 (File name: bblalock5847.htm)
   
• Ed Moore, small business owner, Lady Lake, Florida, February 16, 2004 (File name: emoore6939.htm)
   
• Leo Berard, Yarmouthport, Massachusetts, February 16, 2004 (File name: lberard7636.htm)
   
• Virgil N. Taylor, Akron, Ohio, February 16, 2004 (File name: vntaylor5433.htm)
   
• Richard D. Perlman, MD, MPH, assistant clinical professor, UCSD, San Diego, California, February 16, 2004 (File name: rdperlman2551.htm)
   
• Jody G. Tilt, Rochester Hills, Michigan, February 16, 2004 (File name: jgtilt5279.htm)
   
• Richard M. Bobb, St. Simons Island, Georgia, February 16, 2004 (File name: rmbobb3499.htm)
   
• Anne L. Rider, Webster, New York, February 16, 2004 (File name: alrider3083.htm)
   
• Paul Laauser, Jr., Walton, New York, February 16, 2004 (File name: plaauser8264.htm)
   
• Rogier C. Renaux, February 16, 2004 (File name: rcrenaux1273.htm)
   
• Gary Beller, Omaha, Nebraska, February 16, 2004 (File name: gbeller6624.htm)
   
• Ruth Cherico, Santa Monica, California, February 16, 2004 (File name: rcherico6984.htm)
   
• George Joseph, Villa Hills, Kentucky, February 16, 2004 (File name: gjoseph2057.htm)
   
• Michael Standley, investment advisor, St Louis, Missouri, February 16, 2004 (File name: mstandley9533.htm)
   
• Larry L. Larmee, CPA, Bingham Farms, Michigan, February 16, 2004 (File name: lllarmee6140.htm)
   
• Steven G. Johnston, American Association of Nurse Anesthetists, San Angelo, Texas, February 16, 2004 (File name: sgjohnston3949.htm)
   
• Daniel L. Cleary, Monroeville, Pennsylvania, February 16, 2004 (File name: dlcleary3865.htm)
   
• Gerry Weinberg, individual investor, Kennesaw, Georgia, February 16, 2004 (File name: gweinberg8094.htm)
   
• John B. Laing, Attorney, Mission Hills, California, February 16, 2004 (File name: jblaing7346.htm)
   
• T. Klippstein, February 16, 2004 (File name: tklippstein9898.htm)
   
• Stephen L. Cole, Goodlettsville, Tennessee, February 16, 2004 (File name: slcole3866.htm)
   
• Mirko Geffken, Senior Consultant, Keane, Inc., Waltham, Massachusetts, February 16, 2004 (File name: mgeffken3663.htm)
   
• Mark Eisenstein, Financial Consultant, Medford, Oregon, February 16, 2004 (File name: meisenstein8365.htm)
   
• Ray J. Naples, Sr., Brea, California, February 16, 2004 (File name: rjnaples4233.htm)
   
• Leon T. Roberts, Sr., retired broker, New Orleans, Louisiana, February 16, 2004 (File name: ltroberts4927.htm)
   
• Michael Petersen, February 16, 2004 (File name: mpetersen3330.htm)
   
• Danny F. Kernell, February 16, 2004 (File name: fkernell021604.txt)
   
• Robert DiGiambattista, February 16, 2004 (File name: rdigiambattista011604.txt)
   
• R. W. Johnson, February 16, 2004 (File name: rwjohnson021604.txt)
   
• James M. Wilbur, Jr., Emeritus Professor Of Chemistry, Southwest Missouri State University, Springfield, Missouri, February 15, 2004 (File name: jmwilbur7115.htm)
   
• Benjamin E. Hayes, Waverly, West Virginia, February 15, 2004 (File name: behayes5503.htm)
   
• William Jessica Wandt, Florida Realtors Association, Miami Beach, Florida, February 14, 2004 (File name: wwandt6746.htm)
   
• Richard Fenner, member, AAII, New York City Chapter, Kew Gardens, New York, February 14, 2004 (File name: rfenner4671.htm)
   
• Richard Meyer, Harrisburg, North Carolina, February 14, 2004 (File name: rmeyer1324.htm)
   
• Eugene L. Senter, Dayton, Ohio, February 14, 2004 (File name: elsenter6122.htm)
   
• Dale E. Brown, CAE, Executive Director & CEO, Financial Services Institute, February 13, 2004 (File name: fsi021304.pdf)
   
• Richard F. Kuettel, Roseville, Minnesota, February 13, 2004 (File name: rfkuettel0216.txt)
   
• Charles E. Fuller, III, President, REMTECH, Inc, software to teach personal financial literacy to students and adults, Huntsville, Alabama, February 13, 2004 (File name: cefuller4463.htm)
   
• James T. Reeves, CFP, MBA, EA, Reg. Prin s24, RPV, California, February 13, 2004 (File name: jtreeves3135.htm)
   
• Bettye J. Banks, Senior Vice President for Education, CCCS-Dallas, Dallas, Texas, February 13, 2004 (File name: bjbanks2171.htm)
   
• Kenneth A. Doxtad, retired, San Antonio, Texas, February 13, 2004 (File name: kadoxtad1212.htm)
   
• Grenell Rogers, extension educator, Starkville, Mississippi, February 13, 2004 (File name: grogers5344.htm)
   
• William R. Reed, Seattle, Washington, February 13, 2004 (File name: wrreed5480.htm)
   
• Dale E. Brown, CAE, Executive Director & CEO, Financial Services Institute, February 13, 2004 (File name: fsi021304.htm)
   
• Ed Jablonski, February 12, 2004 (File name: ejablonski6369.htm)
   
• Kathleen Shay, Livermore, California, February 12, 2004 (File name: kshay021204.txt)
   
• Philip L. Newton, Arlington, Virginia, February 12, 2004 (File name: plnewton1269.htm)
   
• Pamela Bateman, Lafayette, California, received February 12, 2004 (File name: s70604-73.pdf)
   
• Paul F. Rickhold, Clarence Center, New York, received February 11, 2004 (File name: s70604-71.pdf)
   
• Norman Miller, St. Louis, Missouri, February 11, 2004 (File name: nmiller9204.htm)
   
• Don Schlecht, Rockport, Texas, February 11, 2004 (File name: dschlecht7364.htm)
   
• Jeffrey Richer, DPM, Bala Cynwyd, Pennsylvania, February 11, 2004 (File name: jricher9407.htm)
   
• Francis Valenza, Abington, Pennsylvania, February 11, 2004 (File name: fvalenza2204.htm)
   
• Michael R. Burr, Long Beach, New York, February 11, 2004 (File name: mrburr4484.htm)
   
• Howard Fong, Customer Support Analyst, Mercy Medical Center, February 10, 2004 (File name: mercymed021004.txt)
   
• Thomas A. Pepe, Chatham, New Jersey, February 10, 2004 (File name: tapepe4199.htm)
   
• Bob McClow, Phoenix, Arizona, February 10, 2004 (File name: bmcclow8920.htm)
   
• Allen D. Disselkoen, Jr., Mason, Michigan, February 10, 2004 (File name: addisselkoen6938.htm)
   
• Terry M. Cuddy, Maiden Rock, Wisconsin, February 9, 2004 (File name: tmcuddy4867.htm)
   
• Bonnie A. Hughes, CFP, A H Financial Planning and Education, Inc., Rome, Georgia, February 9, 2004 (File name: bahughes4755.htm)
   
• Nicholas M. Slosky, Board of Director, Phoenix Chapter NAIC, Phoenix, Arizona, February 9, 2004 (File name: nmslosky2743.htm)
   
• John R. Tonsager, Chapter President, National Association of Investors Corporation, Ham Lake, Minnesota, February 9, 2004 (File name: jrtonsager9031.htm)
   
• William B. Warthen, Atlanta Chapter, NAIC, received February 9, 2004 (File name: s70604-6.pdf)
   
• Richard S. Merritt, Atlanta Chapter, NAIC, received February 9, 2004 (File name: s70604-5.pdf)
   
• Peggy Keys, Atlanta Chapter, NAIC, received February 9, 2004 (File name: s70604-2.pdf)
   
• Thomas M. Owens, Atlanta Chapter, NAIC, received February 9, 2004 (File name: s70604-3.pdf)
   
• Jean Ballentine, Atlanta Chapter, NAIC, received February 9, 2004 (File name: s70604-4.pdf)
   
• Ralph Arroyo, Perris, California, February 8, 2004 (File name: s70604-72.pdf)
   
• Christopher and Sandra Wood, February 8, 2004 (File name: cswood020804.txt)
   
• Virginia Douglas, Bethesda, Maryland, February 7, 2004 (File name: vdouglas020704.txt)
   
• Jackson W. Moore, Jr., Palmyra, Virginia, February 6, 2004 (File name: jwmoore020604.txt)
   
• William M. Tierce, Jr., Helena, Alabama, February 6, 2004 (File name: wmtierce4974.htm)
   
• Lawrence York, February 6, 2004 (File name: lyork010604.txt)
   
• David A. Goller, Plattsmouth, Nebraska, February 6, 2004 (File name: dagoller5800.htm)
   
• Shirl M. Breitling, Albuquerque, New Mexico, February 5, 2004 (File name: smbreitling5248.htm)
   
• Leona Texer, Egbert Texer, and Douglas Texer, Holland, Michigan, February 3, 2004 (File name: s70604-14.pdf)
   
• Stanley Blostein, Powell, Ohio, February 3, 2004 (File name: sblostein020304.txt)
   
• Clare Brigidini, Harrington, Delaware, February 3, 2004 (File name: cbrigidini2022.htm)
   
• S. Revelle Hamilton, Bedford, Virginia, February 3, 2004 (File name: s70604-7.pdf)
   
• Mrs. Donald Augspurger, Springfield, Illinois, February 3, 2004 (File name: s70604-8.pdf)
   
• Jo Ann Krueger, Ph.D., Albuquerque, New Mexico, received February 2, 2004 (File name: s70604-16.pdf)
   
• R. J. Starbell, received February 2, 2004 (File name: s70604-17.pdf)
   
• Lora Meisner, Committee for Montgomery, Rockville, Maryland, February 2, 2004 (File name: lmeisner020204.txt)
   
• Anthony Fulton III, Clayton, New Jersey, February 2, 2004 (File name: afulton020204.txt)
   
• Thomas E. Clark, February 2, 2004 (File name: teclark020204.txt)
   
• Diane Barber, Grants Manager, OCFO, EDRC, February 2, 2004 (File name: dbarber020204.txt)
   
• Marybeth Rose, February 1, 2004 (File name: mrose020104.txt)
   
• Deepak Ahuja, February 1, 2004 (File name: dahuja020104.txt)
   
• Eric Flaten, Bakersfield, California, January 31, 2004 (File name: eflaten4417.htm)
   
• T. Clawson, January 31, 2004 (File name: tclawson013104.txt)
   
• Sharon, January 30, 2004 (File name: sharon013004.txt)
   
• Joan and Allen Carrier, Roseville, Minnesota, January 30, 2004 (File name: jacarrier013004.txt)
   
• Charles S. Pugsley, III, Director of Space and Missile Programs, Omaha, Nebraska, January 30, 2004 (File name: cspugsley7165.htm)
   
• Gerald E. De Maire, Sterling Heights, Michigan, January 30, 2004 (File name: gedemaire5012.htm)
   
• John B. Williams, January 30, 2004 (File name: jbwilliams9444.htm)
   
• Mark Leibman, Louisville, Nebraska, January 30, 2004 (File name: mleibman013004.txt)
   
• M. Jane Greenewald, La Crosse, Wisconsin, January 29, 2004 (File name: mjgreenewald012904.txt)
   
• G. Biros, January 29, 2004 (File name: gbiros012904.txt)
   
• Erol Denizkurt, Naples, Florida, January 28, 2004 (File name: edenizkurt012804.txt)
   
• Sue Lassig, La Crosse, Wisconsin, January 28, 2004 (File name: slassig012804.txt)
   
• Thom Gmeinder, January 28, 2004 (File name: tgmeinder012804.txt)
   
• Ashok Sabherwal, January 28, 2004 (File name: asabherwal012804.txt)
   
• Raymond A. and Ellen F. Wilson, Grand Island, New York, January 27, 2004 (File name: raefwilson012704.txt)
   
• Carol Streamer, January 27, 2004 (File name: cstreamer012704.txt)
   
• Mary Jane Norman, January 27, 2004 (File name: mjnorman012704.txt)
   
• Doris Lane, Bethesda, Maryland, January 27, 2004 (File name: s70604-13.pdf)
   
• Kenneth F. Doolan, Davidsonville, Maryland, January 26, 2004 (File name: s70604-12.pdf)
   
• Norman Micklin, Muskegon, Michigan, January 26, 2004 (File name: nmicklin012604.txt)
   
• Chang Lin, Walnut Creek, California, January 26, 2004 (File name: clin012604.txt)
   
• Maribel Z. Israel, Richmond, California, January 26, 2004 (File name: mzisrael012604.txt)
   
• James E. Ashworth, III, January 26, 2004 (File name: jeashworth012604.txt)
   
• Clayton Hand, January 26, 2004 (File name: chand012604.txt)
   
• James R. Ellison and Priscilla B. Ellison, Blacksburg, Virginia, January 25, 2004 (File name: s70604-15.pdf)
   
• Anne Townsend, Biglerville, Pennsylvania, January 25, 2004 (File name: atownsend012504.txt)
   
• Brian Lem, Herndon, Virginia, January 25, 2004 (File name: blem012504.txt)
   
• Robert M. Stanley, January 25, 2004 (File name: rmstanley012504.txt)
   
• Robert Fickenwirth, small investor, January 24, 2004 (File name: rfickenwirth012404.txt)
   
• Bonnie M. Clevenger, Ph.D., Arlington, Virginia, January 24, 2004 (File name: bmclevenger012404.txt)
   
• Dave Allaire, Gaithersburg, Maryland, January 24, 2004 (File name: dallaire012404.txt)
   
• S.R. McClure, January 23, 2004 (File name: srmclure012304.txt)
   
• B. Epstein, East Hampton, New York, January 23, 2004 (File name: bepstein012304.txt)
   
• Gardner Alexander Taft, Washington, District of Columbia, January 23, 2004 (File name: gataft012304.txt)
   
• Lewis D. Junior, January 23, 2004 (File name: ldjunior012304.txt)
   
• Kenneth H. Clevenger, Arlington, Virginia, January 23, 2004 (File name: khclevenger012304.txt)
   
• Paul J. McLane, Annandale, Virginia, January 23, 2004 (File name: pjmclane012304.txt)
   
• Charles I. Halt, Woodbridge, Virginia, January 23, 2004 (File name: s70604-11.pdf)
   
• Robert D.V. Richards, Jr., Waipahu, Hawaii, January 22, 2004 (File name: rdvrichards012204.txt)
   
• Robert Sarquis, Healdsburg, California, January 22, 2004 (File name: rsarquis012204.txt)
   
• Ronald Sheinson, Silver Spring, Maryland, January 22, 2004 (File name: rsheinson012204.txt)
   
• Larry Larmee, January 22, 2004 (File name: llarmee012204.txt)
   
• Kim Zuber, January 22, 2004 (File name: kzuber012204.txt)
   
• Douglas J. Raber, Washington, District of Columbia, January 22, 2004 (File name: djraber012204.txt)
   
• Daniel Piippo, January 22, 2004 (File name: dpiippo012204.txt)
   
• Dave Jonsson, January 22, 2004 (File name: djonsson012204.txt)
   
• Fran Moran, Olney, Maryland, January 22, 2004 (File name: fmoran012204.txt)
   
• James C. Richardson, Kapolei, Hawaii, January 22, 2004 (File name: jcrichardson012104.txt)
   
• Ralph S. Saul, Philadelphia, Pennsylvania, January 21, 2004 (File name: s70304-1.pdf)
   

http://www.sec.gov/rules/proposed/s70604.shtml