Subject: File No. S7-06-04
From: Gordon Jones, DHA

March 30, 2005

Jonathan G. Katz, Secretary
Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549-0609

Dear Mr. Secretary,

I am a doctor of health administration AND a licensed insurance professional and variable products salesperson.

We have tried for years to reduce the use of paper and confusion to our customers.

I am writing to you because the new disclosure requirements contained in the SEC's proposal regarding the sale of mutual funds and variable products are unnecessary and will provide no meaningful additional protection to consumers.

For these reasons, I urge the NASD withdraw the proposed rule.

Thank you for your consideration of my views on this matter.

Gordon Financial Services for the Health Professional Gordon Jones, DHA


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