Subject: File No. S7-06-04
From: David Ginsberg

March 17, 2004

I have reviewed the proposed forms for mutual fund investors on your website. I was able to easily follow the forms, understand the information on the forms, and would be able to make an informed investing decision about a mutual funds fees using the information on the forms. Knowledge is power. As an investor, I want as much information about a mutual funds fees before I invested in that mutual fund. I also believe making these disclosure forms a requirement of every mutual fund company would create lower mutual fund fees to investors. Currently, it is difficult to find or receive information on all the fees a mutual fund charges to investors. I definitely support the SEC in making these disclosure forms, in their current format, as a requirement of every mutual fund company.