From: robert stanley [robteesit@hotmail.com]
Sent: Sunday, January 25, 2004 12:40 PM
To: rule-comments@sec.gov
Subject: New Confirmation and Point of Sale Disclosure Requirements.

Hey Guys,Thanks for taking a corrective approache of trying fixing 
these security trading failures, especially the fees that are charged 
for most of these mutual funds. Being a small investor but with not 
alot of money I am concerned about how all these Financial firms 
that rates stocks, etc. "strong buy" and "under perform" have so 
much influnce of the market. Do these company have positions in the 
stocks that they rate? If so aren't they manipulating the market 
themselves, and if they do why can't they be regulated? 

Again thanks for trying to make this better and remember the little 
investors when you make these changes.

Robert M. Stanley


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