From: bud hand [warthogbud@yahoo.com]
Sent: Monday, January 26, 2004 6:29 AM
To: rule-comment@sec.gov
Subject: mutual funds brokerage rules comments

ref: New confirmation and point of sale disclosure requirements.

Sir;
I support new rules that ensure a strong code of ethics, require a 
majority of board members to be Independant and require disclosure 
of true costs of mutual funds to their owners.
respectfully,
Clayton Hand


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