From: Dean Wharton [dwwfpa@hotmail.com]
Sent: Tuesday, April 13, 2004 12:57 AM
To: rule-comments@sec.gov
Subject: S7-06-04

To: Jonathan G. Katz, Secretary
      US Securities and Exchange Commission
      450 Fifth Street,NW
      Washington, DC 20549-0609

RE: Release Nos.  33-8358: IC-26341-1: File NO. S7-06-04


Dear Mr. Katz:

I have been in the financial services business my entire career, which is 
now 40 years.

The proposed rules for point of sale and confirmation disclosures of mutual 
fund transactions goes far beyond what might in line for this kind of 
change.

The added burden of compliance will add unnecessary costs that will be 
passed on to the customers and will add confusion to a public that will not 
read the depth of materials required in this proposal.

Keep it short, applicable and simple and you might be helpful.  Keep it like 
it is and it will not solve the issues you are attempting to deal with.

I urge you not to approve the proposed rules.

Sincerely,

Dean W. Wharton,  Registered Representative

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