From: Tamsey Hilsabeck
Sent: March 29, 2005
Subject: File No. S7-06-04

Hello, I'm a licensed insurance and variable salesperson for many years years now. I'm writing you because of the new disclosure requirements in the proposal seem to just be duplicating the information that is already required in the prospectuses already provided to our clients. I feel that if there is more that you feel is necessary , maybe we could have ads which state - in which actually back us up -and stress that yes the prospectus is a invaluable reference and to refer back to it from time to time; instead of insisting that we provide another piece of paper. clients to

I urge the NASD to withdraw the proposed rule.

Thank you for taking the time to consider my views.