Sent: Monday, February 23, 2004 10:52 AM
Subject: New rules (s7-06-04)

I think that this is a much need rule. So many times the company
you choose to use as your broker does not tell you the whole truth
or explain about costs and charges associated with the specific
fund. By knowing how much money the brokerage company will receive
by guiding you towards a specific fund will help the consumer
understand if it is a choice that benefits them more or you as the
consumer. I hope that we continue to see more stringent and
harsher regulations on traders and those who choose to trick the
investing public.

Thank you for listening.

Sincerely,

Dave Danicich