From: M.Jane Greenewald [jane18@mwt.net]
Sent: Thursday, January 29, 2004 11:27 AM
To: rule-comments@sec.gov
Subject: New Confirmation and Point of Sale Disclosure Requirements

To: SEC Chairman William Donaldson
Re: New Confirmation and Point of Sale Disclosure Requirements



As a mutual fund investor for over 20 years, I urge the SEC to adopt the
following proposed guidelines for mutual fund companies requiring

	* adoption of codes of ethics by investment advisors for mutual funds

	*  that 75% of the board of directors for a mutual fund company be
independent.

	*  that the board of directors  be led by an independent chairperson.

	* vendors of mutual funds to reveal costs of buying fund shares and
any possible conflicts
	of interest.

	* that transaction costs be expressed in dollars and as a
percentage of the net amount
	invested.

	* that companies give investors information showing how their
particular mutual fund's costs
	and payments compare with those of other similar funds.



					M.Jane Greenewald
					3210 South 33rd Street
					La Crosse, WI 54601