Subject: File No. S7-06-04
From: Brad Hess

April 12, 2005

Hi there,

I am sure that you are busy, so I will be short and sweet and to the point! I am urging the NASD to withdraw the proposed rule (File No. S7-06-04), as good agents are already doing a great job of discussing fees and charges. Broker-dealers are doing a good job of ‘policing’ agents and further rules are not needed.

Thanks for your time,

Brad Hess