Subject: File No. S7-06-04
From: John Peacock

March 21, 2004

I think it is a good idea to require brokers to disclose more information about costs and potential conflicts of
interests to investors who purchase mutual fund shares, UIT interests, 529 plan shares, and certain other investments. Thanks for considering my input.

Sincerely,
John Peacock
Individual Investor
Birmingham, AL