From: Mary Jane Norman [normanmj@iquest.net] Sent: Tuesday, January 27, 2004 2:48 PM To: Jonathan G. Katz Subject: New Confirmation and Point of Sale Disclosure Requirements I agree that the new rules regarding mutual funds should include the following requirements: 1. Acode of ethics 2. 75% of the board and the chair be independent 3. Disclosure of possible conflicts of interest 4. The cost of shares to seller of funds 5. The amounts of any dealer concessions 6. Comparisons with other funds Thank you for proposing the new rules. They are all needed.