Subject: File No. S7-25-99
From: Lynn S Evans, CFP
Affiliation: Financial Planning Association

August 24, 2004

On behalf of those of us who offer financial planning services for a fee and are required to disclose all conflicts of interest, I urge you to withdraw the above regulation which allows broker dealers to avoid this disclosure. It is unfair to consumers as well as to the general public who will hold us to a different standard than the aforementioned product pushers.