Subject: File No. S7-25-99
From: Diane L Butturff, PhD, CFP
Affiliation: financial representative

August 23, 2004

Please withdraw this proposal. It will protect noone and hurt many. Fees actually reduce the cost to the consumer, and you will make it impossible for any but the wealthiest to access fee based planning. Thank you for your attention. Please research your subject. Diane Butturff