Subject: File No. S7-25-99
From: Brian R Carlton
Affiliation: CFP

February 1, 2005

In the interest of the US consumer please withdraw the reproposed rule. It is still not effective in allowing the consumer to distinguish between a broker giving financial planning advice and one who is not. If the broker is giving any advice at all other than sell this or buy that, than he should be required to register as an RIA. Lets stop this smoke screen that is clouding the consumers view as to who is actually a true fiduciary.