Subject: File No. S7-06-04
From: Charles E Fuller, III

February 13, 2004

My company has spent over 2 years in developing and marketing an interactive software program to teach students and adults personal financial literacy. This program is based on my 30 plus years experience in investing and running a small high tech business and observing all the various ways that my along with everyone elses financial life has gotten increasingly more complex. In particular the mutual fund industry which I have invesed in for 20 plus years has been difficult to compare and/or understand what their charges, costs, etc. were. Your proposed rules for them are a step in the right direction and should have been done long ago. I fully support what you are doing especially in light of the need for all Americans to take charge of their own retirement planning which by in large will be done in the Mutual Fund Industry.