Subject: File No. S7-06-04
From: Boidn A Hugger

March 12, 2004


I prefer the forms in attachments 1,2,and 3 over those in attachments 4 and 5.
The preferred forms offer more detailed information about how much money stays in the investment portfolio vs. that which goes to others.

I would prefer to receive this information before making the investment. I should have the option of receiving the forms or declining to receive the forms because if I am purchasing mutual fund shares in a regular periodic mode, say each month, I do not need to see the forms every month.