Subject: File No. SR-NASDAQ-2006-013
From: Stephen T Owens
Affiliation: Retired Corporate Executive

December 21, 2006

As a profit business you have the right to charge for your service, I think that's grand. On the other hand, as a comsumer I don't have to buy your services or participate in your business. I don't intend to pay for quotes therefore you will not get my busiess. Pretty simple, a market oriented reply. Good luck.