Subject: File No. SR-NASDAQ-2006-013
From: Anthony J. Urbano
Affiliation: Retirerd individual investor.

December 21, 2006

It seems that every time I turn around someone is increasing their fees. If its not health care its cable TV or electric rates. They say the inflation rate is low, but as I see it it must not apply to those things I consume and/or use for everything is up, up, up. I agree with Charles Schwab that in a FREE MARKET society, Market Info. should also be FREE.
I guess the rich get richer and the poor get poorer, but what about the middle class? I guess like old soldiers we'll just fade away.