Subject: File No. S7-25-06
From: Tom Ferguson

January 29, 2007

I'm going to have to agree with John Mauldin on this: "I also think it is philosophically wrong to limit the choices of investors based simply upon assets. The rich have advantage enough without limiting the choices of those with less asset."

Doesn't one of our country's founding documents (Declaration of Independence) say something about all men being created equal? Let's just stick with that.