0001077771-21-000057.txt : 20211020 0001077771-21-000057.hdr.sgml : 20211020 20211020163551 ACCESSION NUMBER: 0001077771-21-000057 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 43 CONFORMED PERIOD OF REPORT: 20211020 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20211020 DATE AS OF CHANGE: 20211020 FILER: COMPANY DATA: COMPANY CONFORMED NAME: UMPQUA HOLDINGS CORP CENTRAL INDEX KEY: 0001077771 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 931261319 STATE OF INCORPORATION: OR FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-34624 FILM NUMBER: 211334597 BUSINESS ADDRESS: STREET 1: ONE SW COLUMBIA STREET STREET 2: SUITE 1200 CITY: PORTLAND STATE: OR ZIP: 97204 BUSINESS PHONE: 503-727-4100 MAIL ADDRESS: STREET 1: ONE SW COLUMBIA STREET STREET 2: SUITE 1200 CITY: PORTLAND STATE: OR ZIP: 97204 8-K 1 umpq-20211020.htm 8-K umpq-20211020
0001077771false00010777712021-07-212021-07-21

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
 
FORM 8-K
 
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934
 
 
Date of Report: October 20, 2021
(Date of earliest event reported)
 
Umpqua Holdings Corporation
(Exact Name of Registrant as Specified in Its Charter)
 
 
Oregon001-3462493-1261319
(State or Other Jurisdiction of Incorporation or Organization)
(Commission File Number)
(I.R.S. Employer Identification Number)
 
One SW Columbia Street, Suite 1200
Portland, Oregon 97258
(address of Principal Executive Offices)(Zip Code)
 
(503) 727-4100
(Registrant's Telephone Number, Including Area Code)
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ☐ ]    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ☐ ]    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ☐ ]    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ☐ ]    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
Securities registered pursuant to Section 12(b) of the Act:
TITLE OF EACH CLASSTRADING SYMBOLNAME OF EXCHANGE
Common StockUMPQThe NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company [ ☐ ]

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ]





Item 2.02Results of Operations and Financial Condition.
 
On October 20, 2021, Umpqua Holdings Corporation issued a press release announcing third quarter 2021 financial results. The release is attached hereto as Exhibit 99.1. The information included in the press release is considered to be "furnished" under the Securities Exchange Act of 1934, as amended (the "Exchange Act"). Umpqua Holdings Corporation will include final financial statements and additional analyses for the quarter ended September 30, 2021 as part of its quarterly report on Form 10-Q covering that period.
 
Item 7.01Regulation FD Disclosure.
 
Umpqua Holdings Corporation is filing an investor slide presentation that it intends to review in conjunction with its earnings release conference call on October 21, 2021. The slides are included as Exhibit 99.2 to this report and shall not be deemed to be "filed" for the purposes of Section 18 of the Exchange Act, or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01Financial Statements and Exhibits.
(d)EXHIBITS
 
 
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)



SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
 
UMPQUA HOLDINGS CORPORATION
(Registrant)
 
Dated: October 20, 2021
By:/s/ Andrew H. Ognall
Andrew H. Ognall
Executive Vice President, General Counsel and Secretary



 EX-99.1 2 umpq-20210930ex991earnings.htm PRESS RELEASE ANNOUNCING THIRD QUARTER 2021 FINANCIAL RESULTS Document
EXHIBIT 99.1
umpqualogo.jpg
Third quarter 2021 Results
•Net income of $108.1 million, or $0.49 per common share
•Non-PPP loan balances increased $479.7 million or 2.3%
•Deposit balances increased $754.8 million or 2.9%
•Provision for credit losses recapture of $18.9 million as modeled economic conditions improve
00
UMPQUA REPORTS THIRD QUARTER 2021 RESULTS
$0.49$10815.88%14.9%
Net earnings per diluted common shareNet income ($ in millions)
Return on average tangible common equity ("ROATCE")1
Total risk-based capital ratio (estimated)
0
CEO Commentary
"Umpqua's third quarter results are highlighted by the robust non-PPP (Paycheck Protection Program) loan growth of $480 million and continued reduction of our total cost of deposits, now down to just eight basis points" said Cort O'Haver, President and CEO. "Our growth initiatives will continue as we work to execute our previously announced combination with Columbia Banking System. Combined, we will be the leading regional bank focused on the West Coast. We are creating a company with enhanced scale to fuel organic growth as we continue to create value to our shareholders."
–Cort O’Haver, President and CEO of Umpqua Holdings Corporation
THIRD QUARTER HIGHLIGHTS
Net Interest Income and NIM
•Net interest income increased by $5.3 million on a quarter to quarter basis primarily due to higher interest income and lower interest expense in the current period.
•Net interest margin was 3.21%, up one basis point from the prior period due to higher average non-PPP loan balances and lower interest expense.
Non-Interest Income and Expense
•Non-interest income decreased by $17.4 million primarily due to lower net mortgage banking revenue of $10.3 million and the $4.4 million gain related to the sale of Umpqua Investments in the prior period.
•Non-interest expense decreased by $5.6 million due to lower salaries and benefit expenses of $3.9 million.
Credit Quality
•Net charge-offs decreased by 14 basis points to 0.11% of average loans and leases (annualized).
•A recapture of the provision for credit losses of $18.9 million was recorded in the period as modeled economic conditions improve.
•Non-performing assets to total assets remained at 0.17%, consistent with the prior period.
Capital
•Estimated total risk-based capital ratio of 14.9% and estimated Tier 1 Risk Based Capital ratio of 12.1%.
•Paid a quarterly cash dividend of $0.21 per common share on August 31, 2021 to shareholders of record as of August 20, 2021.
Notable items
•Repurchased 4 million shares for a total of $78.2 million during the third quarter.
•$3.8 million in exit disposal costs related to store consolidations and back-office lease exits.
3Q21 KEY FINANCIAL DATA
PERFORMANCE METRICS3Q212Q213Q20
Return on average assets1.40%1.54%1.68%
Return on average tangible common equity15.88%17.33%19.62%
Net interest margin3.21%3.20%3.08%
Efficiency ratio - consolidated59.44%58.96%54.52%
Loan to deposit ratio81.65%84.67%90.91%
INCOME STATEMENT
($ in 000s, excl. per share data)
3Q212Q213Q20
Net interest income$235,074$229,763$216,574
(Recapture) of provision for credit losses($18,919)($22,996)($338)
Non-interest income$73,705$91,075$131,924
Non-interest expense$183,753$189,400$190,207
Earnings per common share - diluted$0.49$0.53$0.57
Dividends paid per share$0.21$0.21$0.21
BALANCE SHEET3Q212Q213Q20
Total assets$30.9 B$30.3 B$29.4 B
Loans and leases$22.0 B$22.1 B$22.4 B
Total deposits$26.9 B$26.2 B$24.7 B
Tangible book value per share1$12.52$12.49$11.77
Book value per common share$12.57$12.54$11.85

Umpqua Holdings Corporation Contacts:
Jacquelynne (Jacque) Bohlen, SVP/Investor Relations Director, 971-334-2518, jacquebohlen@umpquabank.com
1 "Non-GAAP" financial measure. A reconciliation to the comparable GAAP measurement is provided on page 4.

Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 2
Balance Sheet
Total consolidated assets were $30.9 billion as of September 30, 2021, compared to $30.3 billion as of June 30, 2021 and $29.4 billion as of September 30, 2020. Including secured off-balance sheet lines of credit, total available liquidity was $16.2 billion as of September 30, 2021, representing 52% of total assets and 60% of total deposits.
 
Gross loans and leases were $22.0 billion as of September 30, 2021, a decrease of $173.8 million relative to June 30, 2021. The net decrease in gross loans and leases is primarily due to an increase of non-PPP loans of $479.7 million or 2.3% offset by the expected decrease in PPP loan balances of $653.5 million due to processed forgiveness and payoffs. Multifamily balances increased $259.3 million and residential mortgage balances increased $185.4 million during the quarter. The decrease in commercial term loan balances of $588.8 million includes the aforementioned decrease of PPP loan balances of $653.5 million. Please refer to the additional loan tables in the Q3 2021 Earnings Presentation for select underwriting characteristics of the loan portfolio.

Total deposits were $26.9 billion as of September 30, 2021, an increase of $754.8 million or 2.9% from $26.2 billion as of June 30, 2021. This increase was primarily attributable to growth in non-interest bearing demand deposits of $402.2 million, growth in interest bearing demand deposits of $291.8 million and growth in money market balances of $220.8 million, partially offset by a decline in time deposits of $264.4 million.
 
Net Interest Income
Net interest income was $235.1 million for the third quarter of 2021, up $5.3 million from the prior quarter. The increase was primarily driven by an increase of $2.7 million in interest income, as a result of higher non-PPP average loan balances, and a decrease of $2.6 million in interest expense due to the decline in time deposits and term debt in the quarter compared to the prior period.

The Company's net interest margin was 3.21% for the third quarter of 2021, up one basis point from 3.20% for the second quarter of 2021 as a result of the increase in net interest income.

Credit Quality
The allowance for credit losses was $269.3 million, or 1.23% of loans and leases, as of September 30, 2021, which was down from $294.4 million, or 1.33% of loans and leases, as of June 30, 2021. There was a recapture of provision for credit losses of $18.9 million as a result of improvement in economic forecasts used in the credit models.

Net charge-offs as a percentage of average loans and leases decreased by 14 basis points to 0.11% of average loans and leases (annualized) for the third quarter of 2021. The decrease in net charge-offs for the quarter was primarily due to continued stable credit performance of the loan and lease portfolio. As of September 30, 2021, non-performing assets were 0.17% of total assets, compared to 0.17% as of June 30, 2021 and 0.27% as of September 30, 2020.








Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 3
Current Expected Credit Loss (CECL)
On January 1, 2020, we adopted Accounting Standards Update No. 2016-13, Financial Instruments —Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments ("CECL"). In applying CECL, we use credit models that factor in economic forecasts to project life of loan performance. At the beginning of the COVID-19 pandemic, economic forecasts projected significant, negative COVID-19 related impacts to the economy; therefore we recorded significant provisions for credit losses in the first and second quarters of 2020. As those future economic forecasts stabilized as well as incorporating loan mix changes, we recorded a recapture of $18.9 million of the allowance for credit losses in the current period.

Non-interest Income
Non-interest income was $73.7 million for the third quarter of 2021, down $17.4 million from the prior quarter driven primarily by a decrease in net mortgage banking revenue of $10.3 million and the $4.4 million gain on the sale of Umpqua Investments in the prior period.

Revenue from the origination and sale of residential mortgages was $30.3 million for the third quarter of 2021, a decrease of $11.1 million from the prior quarter. This decrease reflects a sequential quarter decrease of $265.7 million or 21.2% in for-sale mortgage origination volume and a decrease of 23 basis points in the mortgage banking gain on sale margin to 3.07% for the third quarter of 2021. Of the current quarter's mortgage production, 61% related to purchase activity, compared to 56% for the prior quarter and 46% for the same period of the prior year.

Non-interest Expense
Non-interest expense was $183.8 million for the third quarter of 2021, down $5.6 million from the prior quarter level. This decrease was primarily due to decreases in salaries and employee benefit expenses of $3.9 million from the prior period due to lower mortgage banking production, a decrease in consulting and professional fees of $1.0 million, a decrease in occupancy and equipment expenses of $0.7 million, offset by an increase in FDIC assessment costs of $0.5 million.

Capital
As of September 30, 2021, the Company's tangible book value per common share2 increased to $12.52, compared to $12.49 in the prior quarter and $11.77 in the same period of the prior year.

The Company's estimated total risk-based capital ratio was 14.9% and its estimated Tier 1 common to risk weighted assets ratio was 12.1% as of September 30, 2021. The Company remains above current “well-capitalized” regulatory minimums. The regulatory capital ratios as of September 30, 2021 are estimates, pending completion and filing of the Company's regulatory reports.

Segment Disclosures
Segment disclosures on pages 19, 20 and 21 of this press release provide additional detail on the Company's two operating segments: Core Banking and Mortgage Banking.

The Core Banking segment includes all lines of business, except Mortgage Banking, including wholesale, retail, wealth management, as well as the operations, technology, and administrative functions of the Bank and Holding Company. The Mortgage Banking segment includes the revenue earned from the production and sale of residential real estate loans, the servicing income from our serviced loan portfolio, the quarterly changes to the mortgage servicing rights (MSR) asset, and the specific expenses that are related to mortgage banking activities including variable commission expenses. Revenue and related expenses for residential real estate loans held for investment are included in the Core Banking segment as portfolio loans are an anchor product for our consumer channels and are originated through a variety of channels throughout the Company.



2 "Non-GAAP" financial measure. A reconciliation to the comparable GAAP measurement is provided on page 4.

Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 4
Non-GAAP Financial Measures
In addition to results presented in accordance with generally accepted accounting principles in the United States of America (GAAP), this press release contains certain non-GAAP financial measures. The Company believes that these non-GAAP financial measures provide investors with information useful in understanding the Company's financial performance; however, readers of this document are urged to review these non-GAAP financial measures in conjunction with the GAAP results as reported.

Management believes tangible common equity and the tangible common equity ratio are useful measures of capital adequacy because they provide a meaningful base for period-to-period and company-to-company comparisons, which management believes will assist investors in assessing the capital of the Company and the ability to absorb potential losses. Tangible common equity is calculated as total shareholders' equity less goodwill and other intangible assets, net (excluding MSRs). Tangible assets are total assets less goodwill and other intangible assets, net (excluding MSRs).  The tangible common equity ratio is calculated as tangible common shareholders' equity divided by tangible assets.
 
The following table provides reconciliations of ending shareholders' equity (GAAP) to ending tangible common equity (non-GAAP), and ending assets (GAAP) to ending tangible assets (non-GAAP).
 
(In thousands, except per share data)Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020
Total shareholders' equity$2,722,379 $2,766,316 $2,681,869 $2,704,577 $2,610,244 
Subtract:   
Goodwill — — 2,715 2,715 2,715 
Other intangible assets, net9,970 11,100 12,230 13,360 14,606 
Tangible common shareholders' equity$2,712,409 $2,755,216 $2,666,924 $2,688,502 $2,592,923 
Total assets$30,891,479 $30,284,965 $30,036,680 $29,235,175 $29,437,441 
Subtract:   
Goodwill— — 2,715 2,715 2,715 
Other intangible assets, net9,970 11,100 12,230 13,360 14,606 
Tangible assets$30,881,509 $30,273,865 $30,021,735 $29,219,100 $29,420,120 
Common shares outstanding at period end216,622 220,626 220,491 220,226 220,222 
Total shareholders' equity to total assets ratio8.81 %9.13 %8.93 %9.25 %8.87 %
Tangible common equity ratio8.78 %9.10 %8.88 %9.20 %8.81 %
Book value per common share$12.57 $12.54 $12.16 $12.28 $11.85 
Tangible book value per common share$12.52 $12.49 $12.10 $12.21 $11.77 

About Umpqua Holdings Corporation
Umpqua Holdings Corporation (NASDAQ: UMPQ) is the parent company of Umpqua Bank, an Oregon-based bank recognized for its entrepreneurial approach, innovative customer experience, and distinctive banking solutions. Umpqua Bank has locations across Oregon, Washington, California, Idaho and Nevada. Umpqua Holdings Corporation is headquartered in Portland, Oregon. Umpqua Bank has been recognized for its innovative customer experience and banking strategy by national publications including The Wall Street Journal, The New York Times, BusinessWeek, Fast Company and CNBC. The company has been recognized for eight years in a row on FORTUNE magazine's list of the country's "100 Best Companies to Work For," and was recently named by The Portland Business Journal the Most Admired Financial Services Company in Oregon for the sixteenth consecutive year. In addition to its retail banking presence, Umpqua Bank also owns Financial Pacific Leasing, Inc., a nationally recognized commercial finance company that provides equipment leases to businesses.
 
Earnings Conference Call Information
The Company will host its third quarter 2021 earnings conference call on October 21, 2021, at 10:00 a.m. PT (1:00 p.m. ET). During the call, the Company will provide an update on recent activities and discuss its third quarter 2021 financial results. There will be a live question-and-answer session following the presentation. To join the call, please dial (866) 440-7407 ten minutes prior to the start time and enter conference ID: 4277385. A re-broadcast will be available approximately two hours after the call by dialing (855) 859-2056 and entering conference ID 4277385. The earnings conference call will also be available as an audio cast, which can be accessed on the Company's investor relations page at https://www.umpquabank.com/investor-relations/.
 

Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 5

Forward-Looking Statements

This press release includes forward-looking statements within the meaning of the "Safe-Harbor" provisions of the Private Securities Litigation Reform Act of 1995, which management believes are a benefit to shareholders. These statements are necessarily subject to risk and uncertainty and actual results could differ materially due to various risk factors, including those set forth from time to time in our filings with the SEC. You should not place undue reliance on forward-looking statements and we undertake no obligation to update any such statements. Forward-looking statements can be identified by words such as "anticipates," "intends," "plans," "seeks," "believes," "estimates," "expects," "target," "projects," "outlook," "forecast," "will," "may," "could," "should," "can" and similar references to future periods. In this press release we make forward-looking statements about strategic and growth initiatives. Risks that could cause results to differ from forward-looking statements we make are set forth in our filings with the SEC and include, without limitation: current and future economic and market conditions, including the effects of declines in housing and commercial real estate prices, high unemployment rates, and any slowdown in economic growth particularly in the western United States; the effect of the COVID-19 pandemic, including on our credit quality, deferral programs, and business operations, as well as its impact on general economic and financial market conditions; economic forecast variables that are either materially worse or better than end of quarter projections and deterioration in the economy that exceeds current consensus estimates; our ability to effectively manage problem credits; our ability to successfully implement efficiency and operational excellence initiatives; our ability to successfully develop and market new products and technology; changes in laws or regulations; the ability to complete, or any delays in completing, the proposed transaction between us and Columbia Banking System, Inc.; any failure to realize the anticipated benefits of the transaction when expected or at all; certain restrictions during the pendency of the proposed transaction that may impact our ability to pursue certain business opportunities or strategic transactions; the possibility that the transaction may be more expensive to complete than anticipated, including as a result of unexpected factors or events, diversion of management’s attention from ongoing business operations and opportunities; and potential adverse reactions or changes to business or employee relationships, including those resulting from the announcement or completion of the transaction. We also caution that the amount and timing of any future common stock dividends or repurchases will depend on the earnings, cash requirements and financial condition of the Company, market conditions, capital requirements, applicable law and regulations (including federal securities laws and federal banking regulations), and other factors deemed relevant by the Company's Board of Directors, and may be subject to regulatory approval or conditions.


Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 6
Umpqua Holdings Corporation
Consolidated Statements of Operations
(Unaudited)
 Quarter Ended% Change
(In thousands, except per share data)Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Seq.
Quarter		Year over Year
Interest income:     
Loans and leases$224,403 $223,470 $221,141 $240,815 $229,457 0 %(2)%
Interest and dividends on investments: 
Taxable16,102 14,619 13,112 11,951 10,168 10 %58 %
Exempt from federal income tax1,470 1,487 1,534 1,523 1,490 (1)%(1)%
Dividends213 405 598 659 710 (47)%(70)%
Temporary investments and interest bearing deposits1,237 774 624 531 474 60 %161 %
Total interest income243,425 240,755 237,009 255,479 242,299 1 %0 %
Interest expense:     
Deposits5,100 7,016 10,678 14,567 19,121 (27)%(73)%
Securities sold under agreement to repurchase and federal funds purchased88 68 76 93 84 29 %5 %
Borrowings149 866 1,772 2,765 3,271 (83)%(95)%
Junior subordinated debentures3,014 3,042 3,052 3,147 3,249 (1)%(7)%
Total interest expense8,351 10,992 15,578 20,572 25,725 (24)%(68)%
Net interest income235,074 229,763 221,431 234,907 216,574 2 %9 %
 (Recapture) provision for credit losses(18,919)(22,996)— 29 (338)(18)%nm
Non-interest income:     
Service charges on deposits10,941 10,310 9,647 10,202 10,405 6 %5 %
Card-based fees9,111 10,274 7,374 7,754 7,118 (11)%28 %
Brokerage revenue31 1,135 3,915 4,093 3,686 (97)%(99)%
Residential mortgage banking revenue, net34,150 44,443 65,033 79,028 90,377 (23)%(62)%
Gain on sale of debt securities, net— — 4 — — nmnm
(Loss) gain on equity securities, net(343)4 (706)(173)(112)nm206 %
Gain on loan and lease sales, net4,208 5,318 1,373 3,374 1,092 (21)%285 %
BOLI income2,038 2,092 2,071 2,067 2,087 (3)%(2)%
Other income 13,569 17,499 20,089 17,615 17,271 (22)%(21)%
Total non-interest income73,705 91,075 108,800 123,960 131,924 (19)%(44)%
Non-interest expense:     
Salaries and employee benefits117,636 121,573 124,134 132,460 120,337 (3)%(2)%
Occupancy and equipment, net33,944 34,657 34,635 41,758 36,720 (2)%(8)%
Intangible amortization1,130 1,130 1,130 1,246 1,247 0 %(9)%
FDIC assessments2,136 1,607 2,599 3,014 2,989 33 %(29)%
Other expenses28,907 30,433 25,094 32,834 28,914 (5)%0 %
Total non-interest expense183,753 189,400 187,592 211,312 190,207 (3)%(3)%
Income before provision for income taxes143,945 154,434 142,639 147,526 158,629 (7)%(9)%
Provision (benefit) for income taxes35,879 38,291 34,902 (3,204)33,758 (6)%6 %
Net income$108,066 $116,143 $107,737 $150,730 $124,871 (7)%(13)%
Weighted average basic shares outstanding218,416 220,593 220,367 220,225 220,221 (1) %(1)%
Weighted average diluted shares outstanding218,978 221,022 220,891 220,663 220,418 (1) %(1) %
Earnings per common share – basic$0.49 $0.53 $0.49 $0.68 $0.57 (8)%(14)%
Earnings per common share – diluted$0.49 $0.53 $0.49 $0.68 $0.57 (8)%(14)%
nm = not meaningful     




Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 7
Umpqua Holdings Corporation
Consolidated Statements of Operations
(Unaudited)
 Nine Months Ended% Change
(In thousands, except per share data)Sep 30, 2021Sep 30, 2020Year over Year
Interest income:   
Loans and leases$669,014 $710,624 (6)%
Interest and dividends on investments:
Taxable43,833 35,788 22 %
Exempt from federal income tax4,491 4,572 (2)%
Dividends1,216 1,956 (38)%
Temporary investments and interest bearing deposits2,635 4,208 (37)%
Total interest income721,189 757,148 (5)%
Interest expense: 
Deposits22,794 85,633 (73)%
Securities sold under agreement to repurchase and federal funds purchased232 673 (66)%
Borrowings2,787 11,156 (75)%
Junior subordinated debentures9,108 12,074 (25)%
Total interest expense34,921 109,536 (68)%
Net interest income686,268 647,612 6 %
(Recapture) provision for credit losses(41,915)204,832 (120)%
Non-interest income: 
Service charges on deposits30,898 30,635 1 %
Card-based fees26,759 20,436 
Brokerage revenue5,081 11,506 (56)%
Residential mortgage banking revenue, net143,626 191,794 (25)%
Gain on sale of debt securities, net4 190 (98)%
(Loss) gain on equity securities, net(1,045)942 (211)%
Gain on loan and lease sales, net10,899 3,333 227 %
BOLI income6,201 6,332 (2)%
Other income51,157 22,881 124 %
Total non-interest income273,580 288,049 (5)%
Non-interest expense: 
Salaries and employee benefits363,343 346,787 5 %
Occupancy and equipment, net103,236 109,892 (6)%
Intangible amortization3,390 3,740 (9)%
FDIC assessments6,342 9,502 (33)%
Goodwill impairment— 1,784,936 nm
Other expenses84,434 79,918 6 %
Total non-interest expense560,745 2,334,775 (76)%
Income (loss) before provision for income taxes441,018 (1,603,946)(127)%
Provision for income taxes109,072 70,204 55 %
Net income (loss)$331,946 $(1,674,150)(120)%
Weighted average basic shares outstanding219,791 220,216 0 %
Weighted average diluted shares outstanding220,278 220,216 0  %
Earnings (loss) per common share – basic$1.51 $(7.60)(120)%
Earnings (loss) per common share – diluted$1.51 $(7.60)(120)%
nm = not meaningful   


Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 8
Umpqua Holdings Corporation
Consolidated Balance Sheets
(Unaudited)
    % Change
(In thousands, except per share data)Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Seq.
Quarter		Year over Year
Assets:     
Cash and due from banks$395,555 $397,526 $379,361 $370,219 $370,595 0 %7 %
Interest bearing cash and temporary investments3,349,034 2,688,285 2,861,820 2,202,962 1,849,132 25 %81 %
Investment securities:     
Equity and other, at fair value81,575 82,099 82,771 83,077 82,769 (1)%(1)%
Available for sale, at fair value3,723,171 3,473,950 3,167,825 2,932,558 2,898,700 7 %28 %
Held to maturity, at amortized cost2,795 2,876 2,954 3,034 3,088 (3)%(9)%
Loans held for sale352,466 429,052 376,481 766,225 683,960 (18)%(48)%
Loans and leases21,969,940 22,143,739 22,160,860 21,779,367 22,426,473 (1)%(2)%
Allowance for credit losses on loans and leases(257,560)(279,887)(311,283)(328,401)(345,049)(8)%(25)%
Net loans and leases21,712,380 21,863,852 21,849,577 21,450,966 22,081,424 (1)%(2)%
Restricted equity securities10,946 15,247 22,057 41,666 50,062 (28)%(78)%
Premises and equipment, net172,624 172,546 176,571 178,050 185,104 0 %(7)%
Operating lease right-of-use assets88,379 95,030 100,643 104,937 107,321 (7)%(18)%
Goodwill— — 2,715 2,715 2,715 nm(100)%
Other intangible assets, net9,970 11,100 12,230 13,360 14,606 (10)%(32)%
Residential mortgage servicing rights, at fair value105,834 102,699 100,413 92,907 93,248 3 %13 %
Bank owned life insurance325,646 324,998 322,867 323,470 326,120 0 %0 %
Deferred tax asset, net8,402 — 10,905 — — nmnm
Other assets552,702 625,705 567,490 669,029 688,597 (12)%(20)%
Total assets$30,891,479 $30,284,965 $30,036,680 $29,235,175 $29,437,441 2 %5 %
Liabilities:     
Deposits$26,908,397 $26,153,553 $25,886,833 $24,622,201 $24,669,783 3 %9 %
Securities sold under agreements to repurchase467,760 480,302 420,402 375,384 388,028 (3)%21 %
Borrowings6,367 111,405 281,444 771,482 996,520 (94)%(99)%
Junior subordinated debentures, at fair value299,508 287,723 281,580 255,217 247,045 4 %21 %
Junior subordinated debentures, at amortized cost88,098 88,155 88,212 88,268 88,325 0 %0 %
Operating lease liabilities100,557 106,195 109,014 113,593 115,790 (5)%(13)%
Deferred tax liability, net— 2,497 — 5,441 13,239 (100)%(100)%
Other liabilities298,413 288,819 287,326 299,012 308,467 3 %(3)%
Total liabilities28,169,100 27,518,649 27,354,811 26,530,598 26,827,197 2 %5 %
Shareholders' equity:     
Common stock3,442,085 3,517,641 3,515,248 3,514,599 3,512,153 (2)%(2)%
Accumulated deficit(739,915)(801,954)(871,511)(932,767)(1,036,931)(8)%(29)%
Accumulated other comprehensive income20,209 50,629 38,132 122,745 135,022 (60)%(85)%
Total shareholders' equity2,722,379 2,766,316 2,681,869 2,704,577 2,610,244 (2)%4 %
Total liabilities and shareholders' equity$30,891,479 $30,284,965 $30,036,680 $29,235,175 $29,437,441 2 %5 %
Common shares outstanding at period end216,622 220,626 220,491 220,226 220,222 (2) %(2) %
Book value per common share$12.57 $12.54 $12.16 $12.28 $11.85 0 %6 %
Tangible book value per common share$12.52 $12.49 $12.10 $12.21 $11.77 0 %6 %
Tangible equity - common$2,712,409 $2,755,216 $2,666,924 $2,688,502 $2,592,923 (2)%5 %
Tangible common equity to tangible assets8.78 %9.10 %8.88 %9.20 %8.81 %(0.32)(0.03)
nm = not meaningful


Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 9
Umpqua Holdings Corporation
Loan and Lease Portfolio
(Unaudited)
Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020% Change
 (Dollars in thousands)AmountAmountAmountAmountAmountSeq. QuarterYear over Year
Loans and leases:     
Commercial real estate:   
Non-owner occupied term, net$3,561,764 $3,580,386 $3,455,773 $3,505,802 $3,533,776 (1)%1 %
Owner occupied term, net2,330,338 2,398,326 2,358,169 2,333,945 2,411,098 (3)%(3)%
Multifamily, net3,813,024 3,553,704 3,421,320 3,349,196 3,389,034 7 %13 %
Construction & development, net882,778 857,866 876,297 828,478 757,462 3 %17 %
Residential development, net177,148 193,904 190,841 192,761 163,400 (9)%8 %
Commercial:
Term, net (1)
3,159,466 3,748,269 4,350,763 4,024,467 4,246,229 (16)%(26)%
Lines of credit & other, net930,350 908,518 825,162 862,760 894,782 2 %4 %
Leases & equipment finance, net1,457,248 1,437,372 1,420,977 1,456,630 1,496,650 1 %(3)%
Residential:
Mortgage, net4,330,860 4,145,432 3,958,644 3,871,906 4,042,416 4 %7 %
Home equity loans & lines, net1,133,823 1,118,278 1,097,168 1,136,064 1,172,697 1 %(3)%
   Consumer & other, net193,141 201,684 205,746 217,358 318,929 (4)%(39)%
Total loans and leases, net of deferred fees and costs$21,969,940 $22,143,739 $22,160,860 $21,779,367 $22,426,473 (1)%(2)%
(1)The Bank participates in the Payroll Protection Program to originate SBA loans designated to help businesses maintain their workforce and cover other working capital needs during the COVID-19 pandemic. The Commercial Term loans in the table above include the following net PPP loan balances:
Net PPP loan balance
$726,737$1,380,212 $2,047,793 $1,750,211 $2,007,379 (47)%(64)%
Loan and leases mix:
Commercial real estate:
   Non-owner occupied term, net16 %16 %15 %16 %16 %
   Owner occupied term, net11 %11 %11 %11 %11 %
   Multifamily, net17 %16 %15 %15 %15 %
Construction & development, net4 %4 %4 %4 %3 %
Residential development, net1 %1 %1 %1 %1 %
Commercial: 
Term, net14 %17 %20 %18 %19 %
Lines of credit & other, net4 %4 %4 %4 %4 %
Leases & equipment finance, net7 %6 %6 %7 %7 %
Residential: 
Mortgage, net20 %19 %18 %18 %18 %
Home equity loans & lines, net5 %5 %5 %5 %5 %
   Consumer & other, net1 %1 %1 %1 %1 %
Total100 %100 %100 %100 %100 %



Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 10
Umpqua Holdings Corporation
Deposits by Type/Core Deposits
(Unaudited)
Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020% Change
 (Dollars in thousands)AmountAmountAmountAmountAmountSeq. QuarterYear over Year
Deposits:     
Demand, non-interest bearing$11,121,127 $10,718,921 $10,500,482 $9,632,773 $9,475,244 4 %17 %
Demand, interest bearing3,758,019 3,466,251 3,244,624 3,051,487 2,931,990 8 %28 %
Money market7,780,442 7,559,621 7,554,798 7,173,920 7,160,838 3 %9 %
Savings2,325,929 2,221,524 2,109,211 1,912,752 1,848,639 5 %26 %
Time1,922,880 2,187,236 2,477,718 2,851,269 3,253,072 (12)%(41)%
Total$26,908,397 $26,153,553 $25,886,833 $24,622,201 $24,669,783 3 %9 %
Total core deposits (1)
$26,029,814 $25,122,851 $24,740,621 $23,298,561 $23,134,283 4 %13 %
Deposit mix:
Demand, non-interest bearing41 %41 %41 %39 %38 %
Demand, interest bearing14 %13 %12 %12 %12 %
Money market29 %29 %29 %29 %29 %
Savings9 %9 %8 %8 %8 %
Time7 %8 %10 %12 %13 %
Total100 %100 %100 %100 %100 %
Number of open accounts:      
Demand, non-interest bearing425,337 424,626 422,792 420,050 423,658 
Demand, interest bearing70,749 71,411 72,156 72,811 73,812 
Money market57,794 58,289 58,409 58,609 59,083 
Savings161,698 161,902 161,432 160,192 162,234 
Time37,172 39,560 43,637 48,292 52,572 
Total752,750 755,788 758,426 759,954 771,359 
Average balance per account:      
Demand, non-interest bearing$26.1 $25.2 $24.8 $22.9 $22.4   
Demand, interest bearing53.1 48.5 45.0 41.9 39.7   
Money market134.6 129.7 129.3 122.4 121.2   
Savings14.4 13.7 13.1 11.9 11.4   
Time51.7 55.3 56.8 59.0 61.9   
Total$35.7 $34.6 $34.1 $32.4 $32.0   
 
(1) Core deposits are defined as total deposits less time deposits greater than $250,000 and all brokered deposits.


Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 11
 
Umpqua Holdings Corporation
Credit Quality – Non-performing Assets
 (Unaudited)
 Quarter Ended% Change
(Dollars in thousands)Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Seq. QuarterYear over Year
Non-performing assets:     
Loans and leases on non-accrual status$24,152 $20,673 $29,216 $31,076 $26,425 17 %(9)%
Loans and leases past due 90+ days and accruing (1)
27,490 29,144 25,612 36,361 50,269 (6)%(45)%
Total non-performing loans and leases51,642 49,817 54,828 67,437 76,694 4 %(33)%
Other real estate owned1,868 181 1,405 1,810 2,369 932 %(21)%
Total non-performing assets$53,510 $49,998 $56,233 $69,247 $79,063 7 %(32)%
Performing restructured loans and leases$9,849 $13,072 $9,921 $14,991 $15,819 (25)%(38)%
Loans and leases past due 31-89 days$41,326 $30,646 $51,120 $72,047 $66,155 35 %(38)%
Loans and leases past due 31-89 days to total loans and leases0.19 %0.14 %0.23 %0.33 %0.29 %  
Non-performing loans and leases to total loans and leases (1)
0.24 %0.22 %0.25 %0.31 %0.34 %  
Non-performing assets to total assets(1)
0.17 %0.17 %0.19 %0.24 %0.27 %  

(1)Excludes certain mortgage loans guaranteed by Ginnie Mae, which Umpqua has the unilateral right to repurchase but has not done so, totaling $20.0 million at September 30, 2020. There were no non-performing mortgage loans guaranteed by Ginnie Mae, which Umpqua has the unilateral right to repurchase but has not done so at September 30, 2021, June 30, 2021, March 31, 2021 and December 31, 2020.


Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 12
Umpqua Holdings Corporation
Credit Quality – Allowance for Credit Losses
(Unaudited)
Quarter Ended% Change
(Dollars in thousands)Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Seq. QuarterYear over Year
Allowance for credit losses on loans and leases (ACLLL)
Balance, beginning of period$279,887 $311,283 $328,401 $345,049 $356,745 (10)%(22)%
(Recapture) provision for credit losses on loans and leases (16,132)(17,775)526 3,104 1,785 (9)%(1,004)%
Charge-offs(10,373)(17,079)(20,915)(23,942)(16,646)(39)%(38)%
Recoveries4,178 3,458 3,271 4,190 3,165 21 %32 %
Net charge-offs(6,195)(13,621)(17,644)(19,752)(13,481)(55)%(54)%
Balance, end of period$257,560 $279,887 $311,283 $328,401 $345,049 (8)%(25)%
Reserve for unfunded commitments
Balance, beginning of period$14,539 $19,760 $20,286 $24,306 $26,368 (26)%(45)%
(Recapture) provision for credit losses on unfunded commitments (2,787)(5,221)(526)(4,020)(2,062)(47)%35 %
Balance, end of period11,752 14,539 19,760 20,286 24,306 (19)%(52)%
Total Allowance for credit losses (ACL)$269,312 $294,426 $331,043 $348,687 $369,355 (9)%(27)%
Net charge-offs to average loans and leases (annualized)0.11 %0.25 %0.33 %0.35 %0.24 %
Recoveries to gross charge-offs40.28 %20.25 %15.64 %17.50 %19.01 %
ACLLL to loans and leases1.17 %1.26 %1.40 %1.51 %1.54 %
ACL to loans and leases1.23 %1.33 %1.49 %1.60 %1.65 %
nm = not meaningful

Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 13

Umpqua Holdings Corporation
Credit Quality – Allowance for Credit Losses
(Unaudited)
Nine Months Ended% Change
(Dollars in thousands)Sep 30, 2021Sep 30, 2020Year over Year
Allowance for credit losses on loans and leases (ACLLL)
Balance, beginning of period$328,401 $157,629 108 %
Impact of adoption of CECL— 49,999 nm
Adjusted balance, beginning of period328,401 207,628 58 %
(Recapture) provision for credit losses on loans and leases
(33,381)188,771 (118)%
Charge-offs(48,367)(60,554)(20)%
Recoveries10,907 9,204 19 %
Net charge-offs(37,460)(51,350)(27)%
Balance, end of period$257,560 $345,049 (25)%
Reserve for unfunded commitments
Balance, beginning of period$20,286 $5,106 297 %
Impact of adoption of CECL— 3,238 nm
Adjusted balance, beginning of period20,286 8,344 143 %
(Recapture) provision for credit losses on unfunded commitments (8,534)15,962 (153)%
Balance, end of period11,752 24,306 (52)%
Total Allowance for credit losses (ACL)$269,312 $369,355 (27)%
Net charge-offs to average loans and leases (annualized)0.23 %0.31 %
Recoveries to gross charge-offs22.55 %15.20 %
nm = not meaningful



Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 14
Umpqua Holdings Corporation
Selected Ratios
(Unaudited)
 Quarter Ended% Change
 Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Seq. QuarterYear over Year
Average Rates:     
Yield on loans held for sale3.15 %3.18 %2.75 %3.19 %3.13 %(0.03)0.02 
Yield on loans and leases4.02 %3.99 %4.02 %4.24 %3.96 %0.03 0.06 
Yield on taxable investments1.90 %1.87 %1.86 %1.77 %1.56 %0.03 0.34 
Yield on tax-exempt investments (1)
3.01 %3.02 %3.03 %3.08 %3.11 %(0.01)(0.10)
Yield on interest bearing cash and temporary investments0.15 %0.11 %0.10 %0.10 %0.10 %0.04 0.05 
Total yield on earning assets (1)
3.32 %3.35 %3.41 %3.64 %3.45 %(0.03)(0.13)
Cost of interest bearing deposits0.13 %0.18 %0.29 %0.38 %0.49 %(0.05)(0.36)
Cost of securities sold under agreements   
to repurchase and fed funds purchased0.07 %0.06 %0.08 %0.09 %0.09 %0.01 (0.02)
Cost of borrowings1.88 %1.62 %1.33 %1.18 %1.23 %0.26 0.65 
Cost of junior subordinated debentures3.18 %3.30 %3.60 %3.73 %4.03 %(0.12)(0.85)
Total cost of interest bearing liabilities0.20 %0.27 %0.38 %0.49 %0.59 %(0.07)(0.39)
Net interest spread (1)
3.12 %3.08 %3.03 %3.15 %2.85 %0.04 0.27 
Net interest margin (1)
3.21 %3.20 %3.18 %3.35 %3.08 %0.01 0.13 
Performance Ratios:   
Return on average assets1.40 %1.54 %1.49 %2.04 %1.68 %(0.14)(0.28)
Return on average tangible assets1.40 %1.55 %1.49 %2.04 %1.68 %(0.15)(0.28)
Return on average common equity15.82 %17.25 %16.33 %22.92 %19.48 %(1.43)(3.66)
Return on average tangible common equity15.88 %17.33 %16.43 %23.07 %19.62 %(1.45)(3.74)
Efficiency ratio – Consolidated59.44 %58.96 %56.74 %58.82 %54.52 %0.48 4.92 
Efficiency ratio – Bank58.54 %58.31 %55.51 %57.77 %53.41 %0.23 5.13 

(1) Tax exempt interest has been adjusted to a taxable equivalent basis using a 21% tax rate.


Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 15
Umpqua Holdings Corporation
Selected Ratios
(Unaudited)
 Nine Months Ended% Change
 Sep 30, 2021Sep 30, 2020Year over Year
Average Rates:   
Yield on loans held for sale2.99 %3.61 %(0.62)
Yield on loans and leases4.01 %4.21 %(0.20)
Yield on taxable investments1.88 %1.81 %0.07 
Yield on tax-exempt investments (1)
3.02 %3.14 %(0.12)
Yield on interest bearing cash and temporary investments0.12 %0.38 %(0.26)
Total yield on earning assets (1)
3.36 %3.73 %(0.37)
Cost of interest bearing deposits0.20 %0.73 %(0.53)
Cost of securities sold under agreements  
to repurchase and fed funds purchased0.07 %0.25 %(0.18)
Cost of borrowings1.43 %1.43 %— 
Cost of junior subordinated debentures3.35 %5.00 %(1.65)
Total cost of interest bearing liabilities0.28 %0.84 %(0.56)
Net interest spread (1)
3.08 %2.89 %0.19 
Net interest margin (1)
3.20 %3.19 %0.01 
Performance Ratios:  
Return on average assets1.48 %(7.67)%9.15 
Return on average tangible assets1.48 %(7.83)%9.31 
Return on average common equity16.47 %(72.01)%88.48 
Return on average tangible common equity16.55 %(89.45)%106.00 
Efficiency ratio – Consolidated58.35 %249.26 %(190.91)
Efficiency ratio – Bank57.42 %247.93 %(190.51)

(1) Tax exempt interest has been adjusted to a taxable equivalent basis using a 21% tax rate.

Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 16
Umpqua Holdings Corporation
Average Balances
(Unaudited)
 Quarter Ended% Change
(Dollars in thousands)Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Seq. QuarterYear over Year
Temporary investments and interest bearing cash$3,224,846 $2,835,474 $2,483,451 $2,066,572 $1,827,818 14 %76 %
Investment securities, taxable3,436,895 3,210,771 2,945,896 2,850,550 2,797,547 7 %23 %
Investment securities, tax-exempt245,904 247,282 252,741 245,997 237,165 (1)%4 %
Loans held for sale465,805 468,960 703,557 696,688 669,646 (1)%(30)%
Loans and leases21,864,387 22,040,794 21,692,639 22,138,283 22,560,076 (1)%(3)%
Total interest earning assets29,237,837 28,803,281 28,078,284 27,998,090 28,092,252 2 %4 %
Goodwill and other intangible assets, net10,609 12,615 15,598 16,775 18,021 (16)%(41)%
Total assets30,614,374 30,156,017 29,392,490 29,396,311 29,533,871 2 %4 %
Non-interest bearing demand deposits10,960,686 10,582,197 9,897,749 9,587,081 9,335,350 4 %17 %
Interest bearing deposits15,679,755 15,474,743 15,166,198 15,165,049 15,451,816 1 %1 %
Total deposits26,640,441 26,056,940 25,063,947 24,752,130 24,787,166 2 %7 %
Interest bearing liabilities16,583,803 16,500,106 16,444,694 16,822,808 17,205,775 1 %(4)%
Shareholders' equity - common2,709,641 2,700,010 2,674,871 2,615,676 2,549,703 0 %6 %
Tangible common equity (1)
2,699,032 2,687,395 2,659,273 2,598,901 2,531,682 0 %7 %

Umpqua Holdings Corporation
Average Balances
(Unaudited)
 Nine Months Ended% Change
(Dollars in thousands)Sep 30, 2021Sep 30, 2020Year over Year
Temporary investments and interest bearing cash$2,850,639 $1,493,352 91 %
Investment securities, taxable3,199,653 2,778,460 15 %
Investment securities, tax-exempt248,617 238,059 4 %
Loans held for sale545,237 551,583 (1)%
Loans and leases21,866,569 22,063,582 (1)%
Total interest earning assets28,710,715 27,125,036 6 %
Goodwill and other intangible assets, net12,922 605,548 (98) %
Total assets30,058,769 29,149,758 3 %
Non-interest bearing demand deposits10,484,104 8,237,095 27  %
Interest bearing deposits15,442,113 15,649,765 (1)%
Total deposits25,926,217 23,886,860 9 %
Interest bearing liabilities16,510,044 17,377,259 (5)%
Shareholders’ equity - common2,694,968 3,105,611 (13)%
Tangible common equity (1)
2,682,046 2,500,063 7 %

(1) Average tangible common equity is a non-GAAP financial measure. Average tangible common equity is calculated as average common shareholders' equity less average goodwill and other intangible assets, net (excluding MSRs).


Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 17
Umpqua Holdings Corporation
Average Rates and Balances
(Unaudited)
Quarter Ended
September 30, 2021June 30, 2021September 30, 2020
 (Dollars in thousands)Average BalanceInterest Income or ExpenseAverage Yields or RatesAverage BalanceInterest Income or ExpenseAverage Yields or RatesAverage BalanceInterest Income or ExpenseAverage Yields or Rates
INTEREST-EARNING ASSETS:      
Loans held for sale$465,805 $3,672 3.15 %$468,960 $3,725 3.18 %$669,646 $5,248 3.13 %
Loans and leases (1)21,864,387 220,731 4.02 %22,040,794 219,745 3.99 %22,560,076 224,209 3.96 %
Taxable securities3,436,895 16,315 1.90 %3,210,771 15,024 1.87 %2,797,547 10,878 1.56 %
Non-taxable securities (2)245,904 1,848 3.01 %247,282 1,864 3.02 %237,165 1,845 3.11 %
Temporary investments and interest-bearing cash3,224,846 1,237 0.15 %2,835,474 774 0.11 %1,827,818 474 0.10 %
Total interest-earning assets29,237,837 $243,803 3.32 %28,803,281 $241,132 3.35 %28,092,252 $242,654 3.45 %
Other assets1,376,537 1,352,736 1,441,619 
Total assets$30,614,374 $30,156,017 $29,533,871 
INTEREST-BEARING LIABILITIES:
Interest-bearing demand deposits$3,564,040 $468 0.05 %$3,385,336 $459 0.05 %$2,878,529 $573 0.08 %
Money market deposits7,800,144 1,492 0.08 %7,614,474 1,533 0.08 %7,179,705 2,284 0.13 %
Savings deposits2,284,077 206 0.04 %2,171,865 154 0.03 %1,790,055 179 0.04 %
Time deposits2,031,494 2,934 0.57 %2,303,068 4,870 0.85 %3,603,527 16,085 1.78 %
Total interest-bearing deposits15,679,755 5,100 0.13 %15,474,743 7,016 0.18 %15,451,816 19,121 0.49 %
Repurchase agreements and federal funds purchased496,822 88 0.07 %440,881 68 0.06 %378,844 84 0.09 %
Borrowings31,500 149 1.88 %214,670 866 1.62 %1,054,153 3,271 1.23 %
Junior subordinated debentures375,726 3,014 3.18 %369,812 3,042 3.30 %320,962 3,249 4.03 %
Total interest-bearing liabilities16,583,803 $8,351 0.20 %16,500,106 $10,992 0.27 %17,205,775 $25,725 0.59 %
Non-interest-bearing deposits10,960,686 10,582,197 9,335,350 
Other liabilities360,244 373,704 443,043 
Total liabilities27,904,733 27,456,007 26,984,168 
Common equity2,709,641 2,700,010 2,549,703 
Total liabilities and shareholders' equity$30,614,374 $30,156,017 $29,533,871 
NET INTEREST INCOME$235,452 $230,140 $216,929 
NET INTEREST SPREAD3.12 %3.08 %2.85 %
NET INTEREST INCOME TO EARNING ASSETS OR NET INTEREST MARGIN (1), (2)3.21 %3.20 %3.08 %
(1)Non-accrual loans and leases are included in the average balance.   
(2)Tax-exempt income has been adjusted to a tax equivalent basis at a 21% tax rate. The amount of such adjustment was an addition to recorded income of approximately $377,000 for the three months ended September 30, 2021, as compared to $377,000 for June 30, 2021 and $355,000 for September 30, 2020. 


Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 18
Umpqua Holdings Corporation
Average Rates and Balances
(Unaudited)
(dollars in thousands)Nine Months Ended
 September 30, 2021September 30, 2020
 Average BalanceInterest Income or ExpenseAverage Yields or RatesAverage BalanceInterest Income or ExpenseAverage Yields or Rates
INTEREST-EARNING ASSETS:      
Loans held for sale$545,237 $12,242 2.99 %$551,583 $14,955 3.61 %
Loans and leases (1)21,866,569 656,772 4.01 %22,063,582 695,669 4.21 %
Taxable securities3,199,653 45,049 1.88 %2,778,460 37,744 1.81 %
Non-taxable securities (2)248,617 5,627 3.02 %238,059 5,608 3.14 %
Temporary investments and interest-bearing cash2,850,639 2,635 0.12 %1,493,352 4,208 0.38 %
Total interest-earning assets28,710,715 $722,325 3.36 %27,125,036 $758,184 3.73 %
Other assets1,348,054 2,024,722 
Total assets$30,058,769 $29,149,758 
INTEREST-BEARING LIABILITIES:
Interest-bearing demand deposits$3,359,865 $1,341 0.05 %$2,667,160 $5,264 0.26 %
Money market deposits7,593,320 4,516 0.08 %7,187,615 18,080 0.34 %
Savings deposits2,152,667 523 0.03 %1,635,064 618 0.05 %
Time deposits2,336,261 16,414 0.94 %4,159,926 61,671 1.98 %
Total interest-bearing deposits15,442,113 22,794 0.20 %15,649,765 85,633 0.73 %
Repurchase agreements and federal funds purchased444,919 232 0.07 %363,957 673 0.25 %
Borrowings259,890 2,787 1.43 %1,041,181 11,156 1.43 %
Junior subordinated debentures363,122 9,108 3.35 %322,356 12,074 5.00 %
Total interest-bearing liabilities16,510,044 $34,921 0.28 %17,377,259 $109,536 0.84 %
Non-interest-bearing deposits10,484,104 8,237,095 
Other liabilities369,653 429,793 
Total liabilities27,363,801 26,044,147 
Common equity2,694,968 3,105,611 
Total liabilities and shareholders' equity$30,058,769 $29,149,758 
NET INTEREST INCOME$687,404 $648,648 
NET INTEREST SPREAD3.08 %2.89 %
NET INTEREST INCOME TO EARNING ASSETS OR NET INTEREST MARGIN (1), (2)  3.20 %  3.19 %
(1)Non-accrual loans and leases are included in the average balance.   
(2)Tax-exempt income has been adjusted to a tax equivalent basis at a 21% tax rate. The amount of such adjustment was an addition to recorded income of approximately $1.1 million for the nine months ended September 30, 2021, as compared to $1.0 million for the same period in 2020. 


Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 19
Umpqua Holdings Corporation
Segments
(Unaudited)
Core BankingQuarter Ended% Change
(in thousands)
Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Seq. QuarterYear over Year
Net interest income$232,348 $226,915 $217,574 $230,430 $212,215 2 %9 %
(Recapture) provision for credit losses(18,919)(22,996)— 29 (338)(18)%nm
Non-interest income
Gain on sale of debt securities, net— — 4 — — nmnm
(Loss) gain on equity securities, net(343)4 (706)(173)(112)nm206 %
Gain (loss) on swap derivatives, net1,429 (4,481)11,750 3,955 1,765 (132)%(19)%
Non-interest income (excluding above items)38,281 50,933 32,403 40,921 39,678 (25)%(4)%
Total non-interest income39,367 46,456 43,451 44,703 41,331 (15)%(5)%
Non-interest expense
Exit and disposal costs3,813 4,728 1,200 725 792 (19)%381 %
Non-interest expense (excluding above items)146,931 146,877 145,161 171,634 148,519 0 %(1)%
Allocated expenses, net (1)
3,680 970 (790)(3,565)(2,976)279 %(224)%
Total non-interest expense154,424 152,575 145,571 168,794 146,335 1 %6 %
Income before income taxes136,210 143,792 115,454 106,310 107,549 (5)%27 %
Provision (benefit) for income taxes33,945 35,630 28,106 (13,508)20,988 (5)%62 %
Net income$102,265 $108,162 $87,348 $119,818 $86,561 (5)%18 %
Effective Tax Rate25 %25 %24 %(13 %)20 %
Efficiency Ratio57 %56 %56 %61 %58 %
Total assets$30,419,108 $29,720,182 $29,529,769 $28,438,813 $28,652,477 2 %6 %
Loans held for sale$— $— $— $78,146 $— 0 %0 %
Total loans and leases$21,969,940 $22,143,739 $22,160,860 $21,779,367 $22,426,473 (1)%(2)%
Total deposits$26,510,938 $25,820,776 $25,425,339 $24,200,012 $24,102,498 3 %10 %
Key Rates, end of period:
10 year CMT1.52 %1.45 %1.74 %0.93 %0.69 %
FHLMC 30 year fixed3.01 %2.98 %3.18 %2.67 %2.88 %
nm = not meaningful

Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 20
(1) Represents the internal charge of centrally provided support services and other corporate overhead to the Mortgage Banking segment.
Umpqua Holdings Corporation
Segments - Continued
(Unaudited)
Mortgage BankingQuarter Ended% Change
(in thousands)
Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Seq. QuarterYear over Year
Net interest income$2,726 $2,848 $3,857 $4,477 $4,359 (4)%(37)%
Provision for credit losses— — — — — nmnm
Non-interest income
Residential mortgage banking revenue:
Origination and sale30,293 41,367 62,505 83,388 98,703 (27)%(69)%
Servicing9,172 9,120 9,087 9,497 8,796 1 %4 %
Change in fair value of MSR asset:
Changes due to collection/realization of expected cash flows over time(4,681)(4,366)(4,545)(4,431)(4,878)7 %(4)%
Changes due to valuation inputs or assumptions(634)(1,678)(2,014)(9,426)(12,244)(62)%(95)%
Non-interest income (excluding above items)188 176 316 229 216 7 %(13)%
Total non-interest income34,338 44,619 65,349 79,257 90,593 (23)%(62)%
Non-interest expense
Non-interest expense33,009 37,795 41,231 38,953 40,896 (13)%(19)%
Allocated expenses, net (1)
(3,680)(970)790 3,565 2,976 279 %(224)%
Total non-interest expense29,329 36,825 42,021 42,518 43,872 (20)%(33)%
Income before income taxes7,735 10,642 27,185 41,216 51,080 (27)%(85)%
Provision for income taxes1,934 2,661 6,796 10,304 12,770 (27)%(85)%
Net income$5,801 $7,981 $20,389 $30,912 $38,310 (27)%(85)%
Effective Tax Rate25 %25 %25 %25 %25 %
Efficiency Ratio79 %78 %61 %51 %46 %
Total assets$472,371 $564,783 $506,911 $796,362 $784,964 (16)%(40)%
Loans held for sale$352,466 $429,052 $376,481 $688,079 $683,960 (18)%(48)%
Total deposits$397,459 $332,777 $461,494 $422,189 $567,285 19 %(30)%
LHFS Production Statistics:
Closed loan volume for-sale987,281 1,253,023 1,635,532 1,769,432 1,922,789 (21)%(49)%
Gain on sale margin3.07 %3.30 %3.82 %4.71 %5.13 %
Direct LHFS expense$19,958 $25,459 $31,151 $33,210 $35,678 (22)%(44)%
Direct LHFS expenses as % of volume2.02 %2.03 %1.90 %1.88 %1.86 %
MSR Statistics:
Residential mortgage loans serviced for others12,853,291 12,897,032 13,030,467 13,026,720 12,964,361 0 %(1)%
MSR, net$105,834 $102,699 $100,413 $92,907 $93,248 3 %13 %
MSR as % of serviced portfolio0.82 %0.80 %0.77 %0.71 %0.72 %
Key Rates, end of period:
10 year CMT1.52 %1.45 %1.74 %0.93 %0.69 %
FHLMC 30 year fixed3.01 %2.98 %3.18 %2.67 %2.88 %
nm = not meaningful
(1) Represents the internal charge of centrally provided support services and other corporate overhead to the Mortgage Banking segment, partially offset by allocations from the Mortgage Banking segment to Core Banking for new portfolio loan originations and portfolio servicing costs.


Umpqua Reports Third Quarter 2021 Results
October 20, 2021
Page 21


Umpqua Holdings Corporation
Segments
(Unaudited)
(in thousands)
Core BankingMortgage Banking
Nine Months Ended% ChangeNine Months Ended% Change
Sep 30, 2021Sep 30, 2020Year over YearSep 30, 2021Sep 30, 2020Year over Year
Net interest income$676,837 $636,566 6.33 %$9,431 $11,046 (14.62)%
(Recapture) provision for credit losses(41,915)204,832 (120.46)%— — nm
Non-interest income
Residential mortgage banking revenue:
Origination and sale— — nm134,165 224,831 (40.33)%
Servicing— — nm27,379 26,209 4.46 %
Change in fair value of MSR asset:
Changes due to collection/realization of expected cash flows over time— — nm(13,592)(15,249)(10.87)%
Changes due to valuation inputs or assumptions— — nm(4,326)(43,997)(90.17)%
Gain on sale of debt securities, net4 190 (97.89)%— — nm
(Loss) gain on equity securities, net(1,045)942 (210.93)%— — nm
Gain (loss) on swap derivatives, net8,698 (13,364)(165.09)%— — nm
Non-interest income (excluding above items)121,617 107,963 12.65 %680 524 29.77 %
Total non-interest income129,274 95,731 35.04 %144,306 192,318 (24.96)%
Non-interest expense
Goodwill Impairment— 1,784,936 (100.00)%— — nm
Exit and disposal costs9,741 1,864 422.59 %— — nm
Non-interest expense (excluding above items)438,969 437,863 0.25 %112,035 110,112 1.75 %
Allocated expenses, net (1)
3,860 (7,992)(148.30)%(3,860)7,992 (148.30)%
Total non-interest expense452,570 2,216,671 (79.58)%108,175 118,104 (8.41)%
Income (loss) before income taxes395,456 (1,689,206)(123.41)%45,562 85,260 (46.56)%
Provision for income taxes97,681 48,889 99.80 %11,391 21,315 (46.56)%
Net income (loss)$297,775 $(1,738,095)(117.13)%$34,171 $63,945 (46.56)%
Effective Tax Rate25 %(3)%25 %25 %
Efficiency Ratio56 %302 %70 %58 %
LHFS Production Statistics:
Closed loan volume for-sale3,875,836 4,897,068 
Gain on sale margin3.46 %4.59 %
Direct LHFS expense$76,568 $93,780 
Direct LHFS expenses as % of volume1.98 %1.92 %
nm = not meaningful
(1) Represents the internal charge of centrally provided support services and other corporate overhead to the Mortgage Banking segment, partially offset by allocations from the Mortgage Banking segment to Core Banking for new portfolio loan originations and portfolio servicing costs.
##

 EX-99.2 3 umpqq32021earningspresen.htm THIRD QUARTER 2021 INVESTOR PRESENTATION umpqq32021earningspresen
Umpqua Holdings Corporation 3rd Quarter 2021 Earnings Conference Call Presentation October 21, 2021

 
2 This presentation includes forward-looking statements within the meaning of the “Safe-Harbor” provisions of the Private Securities Litigation Reform Act of 1995, which management believes are a benefit to shareholders. These statements are necessarily subject to risk and uncertainty and actual results could differ materially due to various risk factors, including those set forth from time to time in our filings with the SEC. You should not place undue reliance on forward-looking statements and we undertake no obligation to update any such statements. Forward-looking statements can be identified by words such as “anticipates,” “intends,” “plans,” “seeks,” “believes,” “estimates,” “expects,” “target,” “projects,” “outlook,” “forecast,” “will,” “may,” “could,” “should,” “can” and similar references to future periods. In this press release we make forward-looking statements about strategic and growth initiatives. Risks that could cause results to differ from forward- looking statements we make are set forth in our filings with the SEC and include, without limitation: current and future economic and market conditions, including the effects of declines in housing and commercial real estate prices, high unemployment rates, and any slowdown in economic growth particularly in the western United States; the effect of the COVID-19 pandemic, including on our credit quality, deferral programs, and business operations, as well as its impact on general economic and financial market conditions; economic forecast variables that are either materially worse or better than end of quarter projections and deterioration in the economy that exceeds current consensus estimates; our ability to effectively manage problem credits; our ability to successfully implement efficiency and operational excellence initiatives; our ability to successfully develop and market new products and technology; changes in laws or regulations; the ability to complete, or any delays in completing, the proposed transaction between us and Columbia Banking System, Inc.; any failure to realize the anticipated benefits of the transaction when expected or at all; certain restrictions during the pendency of the proposed transaction that may impact our ability to pursue certain business opportunities or strategic transactions; the possibility that the transaction may be more expensive to complete than anticipated, including as a result of unexpected factors or events, diversion of management’s attention from ongoing business operations and opportunities; and potential adverse reactions or changes to business or employee relationships, including those resulting from the announcement or completion of the transaction. We also caution that the amount and timing of any future common stock dividends or repurchases will depend on the earnings, cash requirements and financial condition of the Company, market conditions, capital requirements, applicable law and regulations (including federal securities laws and federal banking regulations), and other factors deemed relevant by the Company’s Board of Directors, and may be subject to regulatory approval or conditions. Forward-looking Statements

 
3 Next Gen 2.0 Initiatives Continuing to modernize the bank, advance technology initiatives, and improve operating leverage. Balanced Growth Human Digital Operational Excellence All Next Gen 2.0 completed initiatives will bring annualized NIE run rate to $690 - $710 mm range in 2022. Initiatives Completed In Q3 2021 ◦ Store Consolidations: ▪ 15 stores currently progressing through the necessary steps to be consolidated by the end of 2021. ▪ Total Next Gen 2.0 store consolidations by YE 2021 = 34. Target range for Next Gen 2.0 was 30 - 50. Customer Acquisition Efforts Balanced Across Portfolios: • $480 mm (2.3%) quarterly non-PPP loan growth resulting from pipeline pull through in multiple lines of business: ◦ CRE: $181 million (2%) quarterly loan growth ◦ RRE: $201 million (4%) quarterly loan growth ▪ Residential Mortgage: $185mm ▪ HELOC: $16mm ◦ C&I (non-PPP): $106 million (2%) quarterly loan growth Converting New to Bank Paycheck Protection Program (PPP) Customers: • ~6,600 PPP loans were processed for customers new to the bank in the first & second rounds of PPP. • As of Q3 2021, relationships have been expanded with 2,416 (37%) customers for additional products and services ranging from additional deposit, credit, and treasury management products. New Products Launched: • Partnering with Visa to introduce Visa Commercial Preferred Solution for commercial customers and the mobile app Visa Commercial Pay • Introduced Consolidated Payments allowing commercial customers ability to fully outsource payments using wires, ACH, checks, and card with APIs connecting to 160 different accounting platforms. Customers Engaging Via Digital Channels At An Accelerated Pace • Q3 2021 compared to Q3 2020: ◦ 3% more mobile deposit transactions ◦ 39% more Zelle® transactions ◦ 33% more average daily sessions for online banking ◦ 10% more average daily sessions on mobile banking app ◦ Umpqua Bank Go-To® total enrollments over 96,000 $24 $7 $31 $4 $35 Program to Date Total (Q3 2021) 15 stores 2H 2021 Expected Total By YE 2021 Expected 1H 2022 Total Program Saves Expected OpEx Progress Update: $31mm by YE 2021, $35mm by 1H 2022 $’s in millions

 
Quarterly Highlights & Ratios Q3 2021

 
5 Non-PPP loans increased $479.7 million or 2.3%. Total gross loans and leases decreased $173.8 million given the expected decrease in PPP loan balances of $653.5 million due to processed forgiveness and payoffs. Q3 2021 Highlights (Compared to Q2 2021) Deposit balances increased by $754.8 million or 2.9%, primarily attributable to growth in non-interest bearing demand deposits of $402.2 million, growth in interest bearing deposits of $291.8 million, and growth in money market balances of $220.8 million partially offset by a decline in time deposits of $264.4 million. Net interest income increased by $5.3 million, on a quarter to quarter basis primarily due to higher interest income and lower interest expense in the current period. Recapture for credit losses decreased by $4.1 million due to improvement in modeled economic forecasts used in the credit models. Net charge-offs decreased by fourteen basis points to 0.11% of average loans and leases (annualized). Non-interest income decreased by $17.4 million, primarily due to lower net mortgage banking revenue of $10.3 million and the gain related to the sale of Umpqua Investments in the prior period. Non-interest expense decreased by $5.6 million, primarily due to decreases in salaries and employee benefit expenses of $3.9 million, a decrease in consulting and professional fees of $1.0 million, a decrease in occupancy and equipment expenses of $0.7 million, offset by an increase in FDIC assessment costs of $0.5 million. Non-performing assets to total assets was 0.17%, consistent with the prior period. Estimated total risk-based capital ratio of 14.9% and estimated Tier 1 common to risk weighted assets ratio of 12.1%. Paid a quarterly cash dividend of $0.21 per common share on August 31, 2021, to shareholders of record as of August 20, 2021. Repurchased 4 million shares of common stock for a total of $78.2 million during the quarter.

 
6 Selected Ratios Footnotes: 1. Non-GAAP financial measure. A reconciliation to the comparable GAAP measurement is provided at the end of this slide presentation. 2. Capital ratio estimated for current quarter, pending completion and filing of regulatory reports. For the Quarter Ended Q3 2021 Q2 2021 Q1 2021 Q4 2020 Q3 2020 Performance Return on average assets 1.40 % 1.54 % 1.49 % 2.04 % 1.68 % Return on average tangible assets 1.40 % 1.55 % 1.49 % 2.04 % 1.68 % Return on average common equity 15.82 % 17.25 % 16.33 % 22.92 % 19.48 % Return on average tangible common equity 15.88 % 17.33 % 16.43 % 23.07 % 19.62 % Efficiency ratio - consolidated 59.44 % 58.96 % 56.74 % 58.82 % 54.52 % Net interest margin - consolidated 3.21 % 3.20 % 3.18 % 3.35 % 3.08 % Credit Quality Non-performing loans and leases to loans and leases 0.24 % 0.22 % 0.25 % 0.31 % 0.34 % Non-performing assets to total assets 0.17 % 0.17 % 0.19 % 0.24 % 0.27 % Net charge-offs to average loans and leases (annualized) 0.11 % 0.25 % 0.33 % 0.35 % 0.24 % Capital Tangible common equity to tangible assets 1 8.8 % 9.1 % 8.9 % 9.2 % 8.8 % Tier 1 common to risk-weighted asset ratio 2 12.1 % 12.4 % 12.6 % 12.3 % 11.7 % Total risk-based capital ratio 2 14.9 % 15.4 % 15.8 % 15.6 % 15.0 %

 
Summary Financial Statements & Segment Financials Q3 2021

 
8 Summary Income Statement Footnotes: Tables may not foot due to rounding. (in millions) For the Quarter Ended Q3 2021 Q2 2021 Q1 2021 Q4 2020 Q3 2020 Net interest income before provision $235.1 $229.8 $221.4 $234.9 $216.6 (Recapture) provision for credit losses (18.9) (23.0) — — (0.3) Net interest income after provision 254.0 252.8 221.4 234.9 216.9 Non-interest income 73.7 91.1 108.8 124.0 131.9 Non-interest expense 183.8 189.4 187.6 211.3 190.2 Income before provision for income taxes 143.9 154.4 142.6 147.5 158.6 Provision (benefit) for income taxes 35.9 38.3 34.9 (3.2) 33.8 Net income $108.1 $116.1 $107.7 $150.7 $124.9 Earnings per share, diluted $0.49 $0.53 $0.49 $0.68 $0.57

 
9 Selected Balance Sheet Footnotes: Tables may not foot due to rounding. 1. Non-GAAP financial measure. A reconciliation to the comparable GAAP measurement is provided in the appendix of this slide presentation. (in millions) Q3 2021 Q2 2021 Q1 2021 Q4 2020 Q3 2020 Total assets $30,891.5 $30,285.0 $30,036.7 $29,235.2 $29,437.4 Interest bearing cash and temporary investments 3,349.0 2,688.3 2,861.8 2,203.0 1,849.1 Investment securities available for sale, fair value 3,723.2 3,474.0 3,167.8 2,932.6 2,898.7 Loans and leases, gross 21,969.9 22,143.7 22,160.9 21,779.4 22,426.5 Allowance for credit losses on loans and leases (257.6) (279.9) (311.3) (328.4) (345.0) Goodwill and other intangibles, net 10.0 11.1 14.9 16.1 17.3 Deposits 26,908.4 26,153.6 25,886.8 24,622.2 24,669.8 Securities sold under agreements to repurchase 467.8 480.3 420.4 375.4 388.0 Borrowings 6.4 111.4 281.4 771.5 996.5 Total shareholders' equity 2,722.4 2,766.3 2,681.9 2,704.6 2,610.2 Ratios: Loan to deposit ratio 81.6% 84.7% 85.6% 88.5% 90.9% Book value per common share $12.57 $12.54 $12.16 $12.28 $11.85 Tangible book value per common share¹ $12.52 $12.49 $12.10 $12.21 $11.77 Tangible common equity to tangible assets¹ 8.8% 9.1% 8.9% 9.2% 8.8%

 
10 Segments - Core Banking Footnotes: 1. Represents the internal charge of centrally provided support services and other corporate overhead to the mortgage banking segment. (In Thousands) For the Quarter Ended Q3 2021 Q2 2021 Q1 2021 Q4 2020 Q3 2020 Net interest income $ 232,348 $ 226,915 $ 217,574 $ 230,430 $ 212,215 (Recapture) provision for credit losses (18,919) (22,996) — 29 (338) Non-interest income Gain on sale of debt securities, net — — 4 — — (Loss) gain on equity securities, net (343) 4 (706) (173) (112) Gain (loss) on swap derivatives, net 1,429 (4,481) 11,750 3,955 1,765 Non-interest income (excluding above items) 38,281 50,933 32,403 40,921 39,678 Total non-interest income 39,367 46,456 43,451 44,703 41,331 Non-interest expense Exit and disposal costs 3,813 4,728 1,200 725 792 Non-interest expense (excluding above items) 146,931 146,877 145,161 171,634 148,519 Allocated expenses, net1 3,680 970 (790) (3,565) (2,976) Total non-interest expense 154,424 152,575 145,571 168,794 146,335 Income before income taxes 136,210 143,792 115,454 106,310 107,549 Provision (benefit) for income taxes 33,945 35,630 28,106 (13,508) 20,988 Net income $ 102,265 $ 108,162 $ 87,348 $ 119,818 $ 86,561 Effective Tax Rate 25 % 25 % 24 % (13) % 20 % Efficiency Ratio 57 % 56 % 56 % 61 % 58 % Total assets $ 30,419,108 $ 29,720,182 $ 29,529,769 $ 28,438,813 $ 28,652,477 Loans held for sale $ — $ — $ — $ 78,146 $ — Total loans and leases $ 21,969,940 $ 22,143,739 $ 22,160,860 $ 21,779,367 $ 22,426,473 Total deposits $ 26,510,938 $ 25,820,776 $ 25,425,339 $ 24,200,012 $ 24,102,498 Key Rates, end of period: 10 year CMT 1.52 % 1.45 % 1.74 % 0.93 % 0.69 % FHLMC 30 year fixed 3.01 % 2.98 % 3.18 % 2.67 % 2.88 %

 
11 Segments - Mortgage Banking Footnotes: 1. Represents the internal charge of centrally provided support services and other corporate overhead to the Mortgage Banking segment, partially offset by allocations from the Mortgage Banking segment to Core Banking for new portfolio loan originations and portfolio servicing costs. (In Thousands) For the Quarter Ended Q3 2021 Q2 2021 Q1 2021 Q4 2020 Q3 2020 Net interest income $ 2,726 $ 2,848 $ 3,857 $ 4,477 $ 4,359 Provision for credit losses — — — — — Non-interest income Residential mortgage banking revenue: Origination and sale 30,293 41,367 62,505 83,388 98,703 Servicing 9,172 9,120 9,087 9,497 8,796 Change in fair value of MSR asset: Changes due to collection/realization of expected cash flows over time (4,681) (4,366) (4,545) (4,431) (4,878) Changes due to valuation inputs or assumptions (634) (1,678) (2,014) (9,426) (12,244) Non-interest income (excluding above items) 188 176 316 229 216 Total non-interest income 34,338 44,619 65,349 79,257 90,593 Non-interest expense Non-interest expense 33,009 37,795 41,231 38,953 40,896 Allocated expenses, net1 (3,680) (970) 790 3,565 2,976 Total non-interest expense 29,329 36,825 42,021 42,518 43,872 Income before income taxes 7,735 10,642 27,185 41,216 51,080 Provision for income taxes 1,934 2,661 6,796 10,304 12,770 Net income $ 5,801 $ 7,981 $ 20,389 $ 30,912 $ 38,310 Effective Tax Rate 25 % 25 % 25 % 25 % 25 % Efficiency Ratio 79 % 78 % 61 % 51 % 46 % Total assets $ 472,371 $ 564,783 $ 506,911 $ 796,362 $ 784,964 Loans held for sale $ 352,466 $ 429,052 $ 376,481 $ 688,079 $ 683,960 Total deposits $ 397,459 $ 332,777 $ 461,494 $ 422,189 $ 567,285 Key Rates, end of period: 10 year CMT 1.52 % 1.45 % 1.74 % 0.93 % 0.69 % FHLMC 30 year fixed 3.01 % 2.98 % 3.18 % 2.67 % 2.88 % For the Quarter Ended Q3 2021 Q2 2021 Q1 2021 Q4 2020 Q3 2020 LHFS Production Statistics: Closed loan volume for-sale 987,281 1,253,023 1,635,532 1,769,432 1,922,789 Gain on sale margin 3.07% 3.30% 3.82% 4.71% 5.13% Direct LHFS expense $ 19,958 $ 25,459 $ 31,151 $ 33,210 $ 35,678 Direct LHFS expenses as % of volume 2.02 % 2.03 % 1.90 % 1.88 % 1.86 % MSR Statistics: Residential mortgage loans serviced for others 12,853,291 12,897,032 13,030,467 13,026,720 12,964,361 MSR, net $ 105,834 $ 102,699 $ 100,413 $ 92,907 $ 93,248 MSR as % of serviced portfolio 0.82% 0.80% 0.77% 0.71% 0.72%

 
Income Statement Highlights Q3 2021

 
13 Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 Reported Net Interest Income $216.6 $234.9 $221.4 $229.8 $235.1 Accretion Related to Acquired Loans (3.4) (2.8) (2.2) (2.3) (2.0) PPP Accrued Interest (5.1) (5.0) (4.6) (4.6) (2.7) PPP Processing Fees (8.1) (24.2) (14.9) (15.8) (15.6) Adjusted Net Interest Income excluding acquired loan accretion and PPP $200.0 $202.9 $199.7 $207.1 $214.8 Net Interest Income Reported Net Interest Income $216.6 $234.9 $221.4 $229.8 $235.1 Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 $150.0 $160.0 $170.0 $180.0 $190.0 $200.0 $210.0 $220.0 $230.0 $240.0 Adjusted Net Interest Income excluding acquired loan accretion and PPP $200.0 $202.9 $199.7 $207.1 $214.8 Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 $150.0 $160.0 $170.0 $180.0 $190.0 $200.0 $210.0 $220.0 $230.0 $240.0 (in m ill io ns ) (in m ill io ns )

 
14 NIM – MBS & CMO Premium Amortization & Recapture Details Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 MBS & CMO Premium in $ millions (Amortization)/Recapture $(7.4)mm $(5.4)mm $(3.3)mm $(2.6)mm $(1.6)mm Net NIM Impact in basis points Accretive/(Dilutive) (0.10) % (0.08) % (0.05) % (0.04) % (0.02) % Net Interest Margin Footnotes: 1. PPP net impact includes both accrued interest on PPP loans and PPP processing fees. Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 Reported Net Interest Margin 3.08 % 3.35 % 3.18 % 3.20 % 3.21 % (Accretion) Related to Acquired Loans (0.05) % (0.04) % (0.03) % (0.03) % (0.03) % (Accretion)/Dilution Related to Net PPP Impact¹ 0.03 % (0.19) % (0.08) % (0.09) % (0.14) % Adjusted Net Interest Margin excluding acquired loan accretion and PPP 3.06 % 3.12 % 3.07 % 3.08 % 3.04 % Net Interest Margin 3.08% 3.35% 3.18% 3.20% 3.21%3.06% 3.12% 3.07% 3.08% 3.04% Reported Net Interest Margin Adjusted Net Interest Margin excluding acquired loan accretion and PPP Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 —% 1.00% 2.00% 3.00% 4.00%

 
15 Non-Interest Income Footnotes: Tables may not foot due to rounding. 1. Commercial product revenue includes Swaps, M&A Advisory, Syndication, and International Banking revenue. (in millions) For the quarter ended Q3 2021 Q2 2021 Q1 2021 Q4 2020 Q3 2020 Service charges on deposit $10.9 $10.3 $9.6 $10.2 $10.4 Card-based fees 9.1 10.3 7.4 7.8 7.1 Brokerage revenue — 1.1 3.9 4.1 3.7 Residential mortgage banking revenue, net 34.2 44.4 65.0 79.0 90.4 Loss on equity securities, net (0.3) — (0.7) (0.2) (0.1) Gain on loan and lease sales, net 4.2 5.3 1.4 3.4 1.1 BOLI income 2.0 2.1 2.1 2.1 2.1 Other Income Commercial product revenue¹ $3.8 $8.1 $2.8 $3.3 $3.5 Commercial servicing revenue 0.8 0.7 0.7 0.6 0.7 Loan-related fees and fair value adjustments 6.4 5.8 2.1 2.8 2.7 Misc. Income 1.2 7.4 2.7 6.9 8.6 Swap Derivative Gain/(Loss) 1.4 (4.5) 11.8 4.0 1.8

 
16 $190.2 $211.3 $187.6 $189.4 $183.8 54.5% 58.8% 56.7% 59.0% 59.4% Non-interest expense Efficiency ratio Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 $155.0 $160.0 $165.0 $170.0 $175.0 $180.0 $185.0 $190.0 $195.0 $200.0 $205.0 $210.0 $215.0 40.0% 50.0% 60.0% 70.0% 80.0% 90.0% 100.0% 110.0% Non-Interest Expense Non-Interest Expense and Efficiency Ratio (in millions) Non-Interest Expense Bridge (in millions) $189.4 $1.0 $0.5 $(5.5) $(1.5) $(0.1) $183.8 Q 2 20 21 N on -In te re st E xp en se G ro up In su ra nc e FD IC A ss es sm en ts M or tg ag e D ire ct E xp en se Se rv ic es O th er Q 3 20 21 N on -In te re st E xp en se

 
Balance Sheet Highlights Q3 2021

 
18 Loan and Deposit Growth Loans and Leases (Gross) ($ in billions) Total Deposits ($ in billions) As of September 30, 2021 As of September 30, 2021 $6.5 $7.2 $7.7 $15.3 $16.8 $17.4 $19.0 $20.4 $21.2 $21.8 $22.0 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Q3 2021 $— $5.0 $10.0 $15.0 $20.0 $25.0 $9.2 $9.4 $9.1 $16.9 $17.7 $19.0 $19.9 $21.1 $22.5 $24.6 $26.9 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Q3 2021 $— $5.0 $10.0 $15.0 $20.0 $25.0 49% 25% 25% 1% Commercial Real Estate Commercial Residential Consumer & Other —% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 41% 14% 29% 9% 7% Demand, non-interest bearing Demand, interest bearing Money market Savings Time —% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

 
19 37.3% 37.6% 39.1% 38.0% 36.6% 26.5% 27.1% 27.2% 29.0% 29.8% 36.2% 35.3% 33.7% 33.0% 33.6% Fixed Rate Floating Rate (monthly repricing) Adjustable (>1 month repricing) Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 —% 20.0% 40.0% 60.0% 80.0% 100.0% Loan and Lease Portfolio Repricing Schedule Footnotes: Tables may not foot due to rounding. 1. Includes Loans Held For Sale. Loans At Floor $5.4B (25% of portfolio) in Adjustable and Floating Rate loans were at their respective floor as of September 30, 2021. Floating Rate Breakout Q3 2021¹ Adjustable Rate Breakout Q3 2021¹ 44.2% 19.6% 2.5% 17.1% 16.6% 6 Month 12 Month 3 Year 5 Year Other Loans and Leases Portfolio1 26.8% 71.2% 2.0% Prime Libor 1 Month Other

 
20 Loan and Lease Portfolio Characteristics Footnotes: Balances and delinquencies as of September 30, 2021. Annualized net charge-off rate for Q3 2021. LTV, FICO and Debt Service Coverage (DSC) are based on weighted average for portfolio. LTV for the Mortgage portfolio represents average LTV based on most recent appraisal against updated loan balance. Totals may not foot due to rounding. Mortgage • Represents 20% of overall portfolio • Total delinquencies of 0.64% • Annualized net charge-off rate of (0.01%) • Average loan size of $416,000 • Average FICO of 757 and LTV of 64% Non-owner Occupied CRE • Represents 16% of overall portfolio • Total delinquencies of 0.15% • Annualized net charge-off rate of 0.02% • Average loan size of $1.8 million • Average LTV of 53% and DSC of 1.8 Commercial & Industrial • Represents 18% of overall portfolio • Total delinquencies of 0.32% • Annualized net charge-off rate of 0.07% • Average loan size of $397,000 Multifamily • Represents 17% of overall portfolio • Total delinquencies of 0.25% • Annualized net charge-off rate of 0.00% • Average loan size of $2.0 million • Average LTV of 55% and DSC of 1.53 Owner Occupied CRE • Represents 11% of overall portfolio • Total delinquencies of 0.18% • Annualized net charge-off rate of 0.00% • Average loan size of $954,000 • Average LTV of 56% and DSC of 1.8 Lease & Equipment Finance (FinPac) • Represents 7% of overall portfolio • Total delinquencies of 2.07% • Annualized net charge-off rate of 1.21% • ~10% average yield • Average loan & lease size of $36,000 Geographic Diversification Puget Sound 16% OR Other 12% Northern CA 11% Southern CA 20% Portland/Vanc 13% Bay Area 11% WA Other 6% Other 11%

 
21 Capital Management Footnotes: 1. Regulatory capital ratios are estimates pending completion and filing of the Company’s regulatory reports. 2. Greater of Regulatory Well Capitalized Threshold or Capital Adequacy Threshold + Capital Conservation Buffer (2.5%). 3.“Excess” Capital defined as capital above thresholds above internal policy limits. All regulatory capital ratios¹ remained in excess of well-capitalized and internal policy limits Focused on providing long term value for our shareholders Repurchased 4 million shares of common stock for a total of $78 million during the quarter. Excess capital at the bank level is approximately $324mm. Holding company ratios are shown to the right. Paid a quarterly cash dividend of $0.21 per common share on August 31, 2021 to shareholders of record as of August 20, 2021. 8.8% 9.0% 12.1% 12.1% 14.9% 5.0% 7.0% 8.5% 10.5% 6.0% 1.5% 2.0% 0.5% 1.5% 2.8% 2.5% 3.1% 3.1% 2.9% Capital Threshold² In-House Policy Floor "Excess" Capital³ Tangible Common Equity/Tangible Assets Tier 1 Leverage Tier 1 Common Risk Based Tier 1 Risk Based Total Risk Based —% 2.0% 4.0% 6.0% 8.0% 10.0% 12.0% 14.0% 16.0%

 
Credit Quality Q3 2021

 
23 Current Expected Credit Loss (“CECL”) Footnotes: 1. Total includes $14.5 mm for Reserve for Unfunded Commitments 2. Total includes $11.8 mm for Reserve for Unfunded Commitments Loan Segment 6/30/2021 Q3 2021 Net Charge-offs Reserve build 9/30/2021 % of loans and leases outstanding Commercial $46,637 ($845) ($266) $45,526 1.11 % Lease & Equipment Finance $76,898 ($4,330) $3,425 $75,993 5.21 % CRE $139,045 ($796) ($23,414) $114,835 1.07 % Residential/Home Equity $27,006 $281 $1,950 $29,237 0.54 % Consumer $4,840 ($505) ($614) $3,721 1.93 % Total $294,426 ¹ ($6,195) ($18,919) $269,312 ² 1.23 % % of loans and leases outstanding 1.33 % 1.23 % % of loans and leases outstanding – ex PPP loans 1.42 % 1.27 % Allowance For Credit Losses ($ in 000’s) CECL Notes Used Moody’s August consensus economic forecast Key Components of the Moody’s economic forecast include: • GDP average annualized growth of 4.9% through 2022 • Average annualized unemployment rate of 5.5% in 2021 dropping to 4.2% in 2022 • COVID infections abate in November 2021 • The Federal Reserve keeps the target range for the fed funds rate at 0% to 0.25% until early 2023

 
24 Credit Quality (R ec ap tu re ) o r Pr ov is io n Ex pe ns e ($ in m ill io ns ) N on perform ing assets to total assets (Recapture) or Provision Expense & Non-Performing Assets to Total Assets $(0.3) $— $— $(23.0) $(18.9) 0.27% 0.24% 0.19% 0.17% 0.17% (Recapture) or Provision expense Non Performing Assets To Total Assets Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 $(40.0) $(20.0) $— $20.0 $40.0 $60.0 $80.0 $100.0 $120.0 $140.0 —% 0.05% 0.10% 0.15% 0.20% 0.25% 0.30% 0.35% C la ss ifi ed L oa ns / To ta l L oa ns C lassified A ssets / R B C Classified Assets 0.88% 0.92% 0.74% 0.74% 0.81% 8.70% 8.60% 7.00% 7.00% 7.70% Classified Loans to Total Loans Classified Assets to Risk-Based Capital Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 —% 0.20% 0.40% 0.60% 0.80% 1.00% 1.20% 1.40% 1.60% 6.00% 7.00% 8.00% 9.00% 10.00% 11.00% 12.00% 13.00% 14.00% 15.00% A C L ($ in m ill io ns ) A llow ance / Total Loans and Leases Allowance for Credit Losses $369.4 $348.7 $331.0 $294.4 $269.3 1.65% 1.60% 1.49% 1.33% 1.23% Allowance for credit losses Allowance for credit losses to total loans and leases Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 $— $40.0 $80.0 $120.0 $160.0 $200.0 $240.0 $280.0 $320.0 $360.0 $400.0 $440.0 0.20% 0.40% 0.60% 0.80% 1.00% 1.20% 1.40% 1.60% 1.80% Net Charge-offs to Average Loans and Leases (annualized) 0.02% 0.04% 0.03% 0.01% 0.04% 3.28% 4.87% 4.66% 3.80% 1.21% 0.24% 0.35% 0.33% 0.25% 0.11% Umpqua Bank (ex FinPac) Fin Pac Umpqua Holding Consolidated Q3 2020 Q4 2020 Q1 2021 Q2 2021 Q3 2021 —% 0.50% 1.00% 1.50% 2.00% 2.50% 3.00% 3.50% 4.00% 4.50% 5.00%

 
25 Loan Deferral Summary Loan Deferrals By Category and Trend Analysis Summary of Current Deferrals (as of 9/30/2021) Deferral Trends Deferral Commentary ($'s in 000s) ($'s in 000s) Category Current Deferrals1 Q3 2021 Total Balances1 Current Deferrals (%) Commercial Real Estate $58,086 $10,765,052 0.5% Non-owner CRE 52,570 3,561,764 1.5 Owner occupied CRE 5,516 2,330,338 0.2 Multifamily — 3,813,024 — Construction and Development — 882,778 — Residential Development — 177,148 — Commercial $469 $5,547,064 —% Term — 3,159,466 — Commercial LOCs 469 930,350 0.1 Leases & equipment finance (e.g. FinPac) — 1,457,248 — Residential $73,732 $5,817,149 1.3% Mortgage¹ ² 71,656 4,683,326 1.5 Home equity loans and lines 2,076 1,133,823 0.2 Consumer & other $202 193,141 0.1% Totals $132,489 $22,322,406 0.6% Current deferrals as of 9/30/2021 represent $132mm or 0.6% of portfolio Deferrals in the RRE category exclude repurchased delinquent GNMA loans, previously in the serviced portfolio, totaling $121mm as the credit risk of these loans are guaranteed by government programs such as the Federal Housing Agency, Veteran Affairs, and USDA Rural Development. Current cure rate is approximately 91.4% and we continue to see positive momentum in deferral activity (e.g., borrowers resuming payments) Footnotes: 1. Includes RRE LHFS. 2. Excludes GNMA deferrals of $121.0 million. Balances Accounts 3/1 /20 20 3/3 1/2 02 0 4/3 0/2 02 0 5/3 1/2 02 0 6/3 0/2 02 0 7/3 1/2 02 0 8/3 1/2 02 0 9/3 0/2 02 0 10 /31 /20 20 11 /30 /20 20 12 /31 /20 20 1/3 1/2 02 1 2/2 8/2 02 1 3/3 1/2 02 1 4/3 0/2 02 1 5/3 1/2 02 1 6/3 0/2 02 1 7/3 1/2 02 1 8/3 1/2 02 1 9/3 0/2 02 1 $— $200,000 $400,000 $600,000 $800,000 $1,000,000 $1,200,000 $1,400,000 $1,600,000 $1,800,000 $2,000,000 — 2,000 4,000 6,000 8,000 10,000 12,000 14,000 16,000

 
Appendix Non-GAAP Reconciliation

 
27 Non-GAAP Reconciliation Tangible Book Value (In thousands, except per share data) Sep 30, 2021 Jun 30, 2021 Mar 31, 2021 Dec 31, 2020 Sep 30, 2020 Total shareholders' equity $2,722,379 $2,766,316 $2,681,869 $2,704,577 $2,610,244 Subtract: Goodwill — — 2,715 2,715 2,715 Other intangible assets, net 9,970 11,100 12,230 13,360 14,606 Tangible equity - common 2,712,409 2,755,216 2,666,924 2,688,502 2,592,923 Total assets $30,891,479 $30,284,965 $30,036,680 $29,235,175 $29,437,441 Subtract: Goodwill — — 2,715 2,715 2,715 Other intangible assets, net 9,970 11,100 12,230 13,360 14,606 Tangible assets 30,881,509 30,273,865 30,021,735 29,219,100 29,420,120 Common shares outstanding at period end 216,622 220,626 220,491 220,226 220,222 Total shareholders' equity to total assets ratio 8.81 % 9.13 % 8.93 % 9.25 % 8.87 % Tangible common equity ratio 8.78 % 9.10 % 8.88 % 9.20 % 8.81 % Book value per common share $12.57 $12.54 $12.16 $12.28 $11.85 Tangible book value per common share $12.52 $12.49 $12.10 $12.21 $11.77

 
Thank you!

 
 EX-101.SCH 4 umpq-20211020.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 0001001 - Document - Cover link:presentationLink link:calculationLink link:definitionLink EX-101.LAB 5 umpq-20211020_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Document Type Document Type Entity Address, Postal Zip Code Entity Address, Postal Zip Code Local Phone Number Local Phone Number Amendment Flag Amendment Flag Written Communications Written Communications City Area Code City Area Code Entity Address, State or Province Entity Address, State or Province Security Exchange Name Security Exchange Name Title of 12(g) Security Title of 12(g) Security Soliciting Material Soliciting Material Document Period End Date Document Period End Date Entity Address, City or Town Entity Address, City or Town Entity Tax Identification Number Entity Tax Identification Number Cover [Abstract] Pre-commencement Issuer Tender Offer Pre-commencement Issuer Tender Offer Pre-commencement Tender Offer Pre-commencement Tender Offer Entity Address, Address Line One Entity Address, Address Line One Entity Incorporation, State or Country Code Entity Incorporation, State or Country Code Entity Address, Address Line Two Entity Address, Address Line Two Entity Emerging Growth Company Entity Emerging Growth Company Entity Registrant Name Entity Registrant Name Entity File Number Entity File Number Entity Central Index Key Entity Central Index Key Trading Symbol Trading Symbol EX-101.PRE 6 umpq-20211020_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 7 umpqq32021earningspresen001.jpg GRAPHIC begin 644 umpqq32021earningspresen001.jpg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end GRAPHIC 8 umpqq32021earningspresen002.jpg GRAPHIC begin 644 umpqq32021earningspresen002.jpg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