Subject: File No. S7-12-06
From: carl e king

January 31, 2007

Hello. As a small cap startup investor I will make this short and simple. Am I obligated to pay my credit cards or home and car loans? The same applies too goods being delivered when buying. The same also applies too the Grandfather Clause. Looks like a felony too me. Too many crooks and needs cleaning.
Carl E. King