No matter what the occupation, there will always be a few bad apples in the barrel. Do we burn all the apples??? No, we merely trow away the rotten ones and save the rest. SR-NASD-2004-183 is simply a law to burn all the apples. Do not punish the majority for the mistakes of a very, very small minority. NASD Rule 2310 already governs the sale of securities. Proposal 2821 duplicates 2310. We do not need 2821. How much red-tape, inefficiency and bureacracy must we create? This will lead to increased costs for the industry that will in turn be passed on to the public. You will then rail on us for having expensive investments. Where will it stop???