From: Rick
Sent: August 15, 2006
Subject: File No. SR-NASD-2004-183


I am writing in opposition to File number SR-NASD-2004-183. The NASD's general Suitability Rule 2310, which applies to all sales of securities, is sufficient regulation of variable annuity marketing and sales.

The additional, and generally repetitive, regulatory requirements of security sales simply adds to the company hassel and customers expense of these products.