Subject: SR-NASD-2004-183
From: John David Boyd, LUTCF
Affiliation:

August 5, 2005

Jonathan G. Katz
Secretary, Securities and Exchange Commission
Securities and Exchange Commission
100 F Street, NE
Washington, DC 20549-9309

Jonathan Katz:

As a licensed insurance agent for more than 30 years, I urge honorable members of this committee to NOT pass rule #2821. We have the necessary regulation currently in place to properly monitor and discipline inappropriate and unethical behavior among insurance agents. Thank you for the opportunity to voice my opinion.

Sincerely,

JOHN DAVID BOYD, LUTCF