From: William Malahy [malahy1501@yahoo.com]
Sent: Wednesday, January 22, 2003 4:15 PM
To: rule-comments@sec.gov
Subject: (s7-51-02) proposing funds disclose their holdings quarterly
and beef up fee disclosures 

I am in favor that you adopt this proposal.  The small investor needs
to know where his/her money is going and what that will cost.

Sincerely,

William Malahy
1501 S Lee
Morton, IL  61550

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