From: Jim & Cecelia Woods [jimcecelia@cloh.net] Sent: Thursday, February 06, 2003 5:04 PM To: rule-comments@sec.gov Subject: Mutual Fund Policing (s7-51-02) The Mutual Fund Industry has shown aBroad pattern of secrecy when it comes to thier shareholders in the past and I fail to see how they could possibly be expected to be open and honest in policing themselves. I believe that an independent agentcy such as the SEC should be responsible to see that things are on the up and up. Thank you, Jim & Cecelia Woods jimcecelia@cloh.net