Date:    01/10/2000  11:19 AM

Subject: Proposed Regulation FD

Gentlemen:
     
As a small investor who depends on my investments to supplement my 
retirement income, I strongly support the proposed "Regulation Fair 
Disclosure."
     
Sincerely,
     
Ruth Keehn
3825 Roanoke Drive
Garland, TX  75041-4951