Date:    12/23/1999  12:11 PM

Subject: Proposed Regulation FD
 
I think this regulation would be very beneficial to the public.  I am an 
individual investor with long-term goals, including retirement.  Full 
Disclosure would level the playing field.  Why should I have to pay a 
"broker" for information that should be disclosed to the general
public?  By investing this money instead of paying it as a fee, through 
the magical power of compound interest, I will be able to achieve my 
goals that much quicker, as will the public.  Isn't that what's it's 
supposed to be about?
     
Jeff Goldman
505 Canyon Wren Dr.
Buda, TX 78610
512-295-5256