From: SMITH, WARREN [warren.smith@providentnj.com]
Sent: Tuesday, June 25, 2002 12:53 PM
To: 'rule-comments@sec.gov'
Subject: File No. S7-25-99

To Whom It May Concern:

As a CFP practitioner, having worked in the financial services industry for
eleven years, I urge you to withdraw the Proposed Rule referenced above.

The public deserves to have full disclosure in every regard.  To exempt
anyone who gives financial advice from registration under the Investment
Advisers Act of 1940 does not serve the public in whom we are trying to
instill confidence.

Please withdraw the Proposed Rule referenced above.

Very Truly Yours,

Warren L. Smith