From: Sandy Villiger [Sandy@Windsor-Group.com]
Sent: Monday, June 24, 2002 5:20 PM
To: rule-comments@sec.gov
Subject: File number S7-25-99

Dear Sirs:
I would like to submit my opposition to the proposed SEC rule "Certain 
Broker-Dealers Deemed Not To Be Investment Advisers."    Uniform standards 
of conduct must be maintained to protect consumers.  As a certified financial 
planner, I strongly believe in the educational and ethical guidelines that 
should be employed by all who service the financial industry.  The "cost" to 
the consumer of anything other than this is too severe.  I urge you to 
withdraw the proposed rule.

Sandra Villiger, CFP

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The Windsor Group, Ltd.
10291 N Meridian Street, Suite 300
Indianapolis, IN  46290
(317) 848-3005 * fax (317) 844-9614
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