From: Marilyn Bergen [marilynb@cmcinvest.com] Sent: Saturday, July 06, 2002 5:47 PM To: rule-comments@sec.gov Subject: File No. S7-25-99 I am writing in opposition to the proposed SEC rule, "Certain Broker-Dealers Deemed Not To Be Investment Advisers." My opposition to this rule is based on the fact that I believe consumers and the public are best served by professionals who provide financial planning advice who act in a fiduciary capacity, and who thoroughly disclose any financial and other conflicts of interests. Marilyn R. Bergen, CFPTM CMC Advisers PO Box 69468 Portland OR 97201 503 227.5284 FAX 503 227.5822 marilynb@cmcinvest.com www.cmcinvest.com