From: Jeannette Jones [jjones@taaginc.com]
Sent: Monday, July 15, 2002 4:46 PM
To: rule-comments@sec.gov
Subject: File No. S7-25-99

As the market continues to fall due to a crisis of confidence in accounting
standards and the ability of brokerage firms to oversee their analysts, I
find it ironic that you continue to support a proposal to amend the
Investment Advisors Act of 1940 to exclude certain broker-dealer activity.
There is absolutely no substantiation for reducing the standards for
financial planning advice given by broker-dealers, particularly in light of
their abysmal track record of self-regulation and judgment.

I urge you to withdrawal the Proposed Rule "Certain Broker-Dealers Deemed
Not To Be Investment Advisers" and keep what is left of the industry's
credibility intact.

Jeannette A. Jones, CPA, CFP
President
The Asset Advisory Group, Inc.
(513) 771-7222