Subject: File No. S7-25-99
From: Eric Dunlap

August 25, 2004

I received information on the new rule you are considering. There are enough questions about the conflict of interest between stock brokers and their fiduciary responsibility to their clients already without allowing someone that is not a CFP to call themselves one. PLEASE don't make it any easier for brokers to call themselves financial planners! They are not. Therefore, they should not be sanctioned by the SEC to make any representations that they are!

I hope the SEC takes seriously their contract with the American people to provide protection to the Average Joe (or Jane) out there that can't protect themselves because they lack the knowledge to do so. Don't make it any easier for brokers to dress themselves up as financial planning experts.

Eric Dunlap
Loan Officer
America One Finance
440 Fifth Street Suite C
Lake Oswego, OR 97034
Direct Line: 503-744-0583
Fax Number: 503-210-9844