From: Dawn Heneberry [dawn.heneberry@odcm.com]
Sent: Wednesday, July 10, 2002 5:28 PM
To: rule-comments@sec.gov
Subject: File No. S7-25-99

I am writing as a Certified Financial Planner and member of the Financial Planning Association to 
urge you to withdraw the proposed rule permitting broker-dealers to offer comprehensive financial
planning advice without being subject to registration under the Investment Advisers Act of 1940 or
similar state laws, and their incumbent disclosure and fiduciary standards. The financial planning
profession needs uniform standards of conduct.  This proposed rule, "Certain Broker-Dealers Deemed
Not To Be Investment Advisers",  will only serve to undermine the level of professionalism in the
business and will fail to serve the needs of clients who deserve some assurance that their
advisors are qualified to assist them in meeting their financial needs.