From: Ann W. Joly [ajoly@harboronline.net] Sent: Tuesday, July 16, 2002 2:14 PM To: rule-comments@sec.gov Subject: File NO. S7-25-99 I am writing to request that you withdraw the Proposed Rule which would allow certain broker dealers to go unregulated when providing financial planning advice. In light of all the current scandals regarding disclosure of information and mis-handling I would think that tighter regulations for our industry would be more appropriate than removing regulation requirements. This is a poor time for a public display of lesser controls. Ann W. Joly, CFP Harbor Financial Group Securities offered through Linsco/Private Ledger Member NASD/SIPC