From: WilliamSchoell@cs.com
Sent: Wednesday, February 18, 2004 9:47 PM
To: rule-comments@sec.gov
Subject: 12(b)-1 Plans (s7-09-04)

As a mutual fund investor, I advocate eliminating them.  They don't benefit 
shareholders, especially those in multibillion dollar funds, many of which 
impose the fees.

Thank you.

William F. Schoell