I am writing to ask that you do not restrict mutual funds from paying 12b-1 fees to registered reps. These fees allow us to continue to provide on going service to our clients by providing us with some compensation for assisting them. Oue clients expect this from us. By working with our mutual fund clients they can expect to have a long term relationship with their registered rep who undeestands their needs. I understand that there have been some abuses re these fee payments, but to blanket the entire industry because of the abuses of a small segment would do a greater harm than good.

Thank you for your consideration: Tony Mattar tony@mattarfinancial.com