Subject: File No. S7-06-04
From: Michael S Link
Affiliation: Registered Representative with Mutual Service Corporation

April 3, 2005

The Proposal on Point of sale & Confirmation Disclosures is very complex and appears to be unduly time consuming to complete. There is a redundancy between the dislosure required in a new form and the disclosure currently in a mutual fund prospectus.
The cutoff date of April 4th for comments does not allow enough time to thoroughly review what is being proposed and I believe an extention of the date to comment is necessary. The burden on us in the field needs to be carefully reviewed so that appropriate comments can be made.
Thank you for your consideration
Michael S. Link