MessageFrom: Kathleen Shay [hbshay@comcast.net]
Sent: Thursday, February 12, 2004 10:26 PM
To: rule-comments@sec.gov
Subject: S7-06-04:

Gentlemen:
I'm in favor of the proposed two new rules and rule amendments under the Securities 
Exchange Act of 1934 that are designed to enhance the information broker-dealers provide to 
their customers in connection with transactions in certain types of securities. The two new 
rules would require broker-dealers to provide their customers with targeted information, at 
the point of sale and in transaction confirmations, regarding the costs and conflicts of 
interest that arise from the distribution of mutual fund shares, unit investment trust 
interests (including insurance securities), and municipal fund securities used for 
education savings. I'm also in favor of the proposal conforming amendments to its general 
confirmation rule, as well as amendments to that rule to provide investors with additional 
information about call features of debt securities and preferred stock. Also the proposing 
amendments to Form N-1A, the registration form for mutual funds, to improve disclosure of 
sales loads and revenue sharing. 

Thank you

Kathleen Shay 
925-443-5766 
76 Cameo Dr. 
Livermore, CA. 94550 
hbshay@comcast.net