From: Jay Keener
Sent: April 4, 2005
Subject: File No. S7-06-04

Jay Keener
453 S Webb Rd, ste 125
Wichita, Ks 67207

Jonathan G. Katz
Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549-0609

Jonathan Katz:

RE: Proposed "new" desclosures requirements regarding the sale of Mutual Funds and Variable Products.

As a licensed insurance proffessional and variable products salesperson, I ask that the SEC withdraw it's "new" SEC rules on disclosure. A signed "prospectuc delivery receipt" by the customer/client is all that is needed. The responsiblity of reading the prospectus before investing is that of the cuctomer/client. This delivery process would hold the customer/client accountable for his pruchase. Thank you for withdrawing this "new" rule


Jay Keener