From: Graham C. Parsons, II
Sent: April 4, 2005
Subject: File No. S7-06-04

I am opposed to the proposal for Point of Sale and Confirmation Disclosures.

As a registered rep that sits across the desk from hundreds of individual investors each year, it is my opinion that the proposal will do more harm than good.

Current prospectus requirements include adequate information on costs and expenses. The information is not hard to find.


Graham C. Parsons, II
LPL Financial Services
1611 Peach Street Suite 218
Erie, PA 16501