Subject: File No. S7-06-04
From: Douglas D. White
Affiliation: Registered Rep. Douglas White Financial Services & Ins.

April 4, 2005

Point of sale and confirmation Disclosures,

Please consider the undue burden this will put 0n Brokerdealers, from these un-intended consequences. The Service of our clients should be of the ut-most priority when changing regulations. This would seriously Compromise the diversity of funds that are essential in volital markets. Please extend the discussion and ammend the plan of disclosure that will help us help our clients not limit our effectiveness for them.