From: Beverly Barr
Sent: March 30, 2005
Subject: File No. S7-06-04

Beverly Barr
819 E Evergreen Rd
Lebanon , Pa 17042

Jonathan G. Katz
Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549-0609

Jonathan Katz:

As a variable products salesperson. I am writing to you because I oppose the new disclosure requirements contained in the SEC's proposal regarding the sale of mutual funds and variable products.These are unnecessary and have no meaningful protection for clients. As we know the prospectuses already discuss fees, etc.and have recently been made more "user friendly." For these reasons, I urge the NASD withdraw the proposed rule.

Thank you for your consideration of this very important matter.