Subject: File No. S7-06-04
From: Anna-Marie Smith, CFP
Affiliation: Registered Repesentative, Mutual Service Corporation

April 1, 2005

I would like to request that you extend the comment period for the proposed new rules File number S7-06-04 that will require broker/dealers to provide customers with targeted information, at the point of sale and in transaction confirmation, regarding the costs and conflicts of interest that arise from the distribution of mutual fund shares, 529 college savings plan interests, and variable insurance products.

There is no question that full disclosure is in everyones best interest however, it is important that any regulations be thoroughly reviewed to make sure the desired results are achieved. To provide full disclosure at the cost of reduced competition and/or product availability would not benefit the consumer.

To extend the review and comment period for an additional 30 days so that the proposed regulation receives a full and adequate review to avoid unintended results does not seem too great a cost.

Thank you for your attention.