Subject: File No. S7-06-04
From: Anne N Spinks, CLU
Affiliation: Independent Registered Representative with Mutual Service Corp.

April 4, 2005

I am opposed to SEC Proposed Rule #S7-6-04. I feel that this will create burdensome and costly additional work for both the registered representative and the broker/dealer. Furthermore, I feel like this proposal was given a very short fuse in an attempt to limit the response from the Broker/Dealer community that would have to comply.