From: Kirk Calabrese [kirk.calabrese@flhealth.org] Sent: Wednesday, January 28, 2004 4:40 PM To: rulecomments@sec.gov Subject: (s7-04-04) Disclosure rules for mutual funds As a mutual fund owner I agree to the recent disclosure rules now being considered. A code of ethics should be addressed to keep brokers honest. They should disclose any amount of money they are receiving for pushing certain funds. When a broker feels a fund is performing badly, he/she should be required to inform their client. Conflict of information should be received at the point of sale and upon completion of the sale. Kirk Calabrese 550 West North Street Geneva, N.Y 14456 Kirk R. Calabrese Medical Transcriptionist 315-787-4474 ********CONFIDENTIALITY NOTICE************ This message & any included attachments are intended only for the addressee. The information contained in this message is confidential & may constitute non-public information under international, federal or state laws and is intended only for the use of the addressee. Unauthorized forwarding, printing, copying, distributing, or using such information is strictly prohibited and may be unlawful. If you are not the addressee, please promptly delete this message and notify the sender of the delivery error by e-mail or you may call Finger Lakes Health in Geneva, New York, U.S.A. at (315) 787-4040. ******************************************** <<<>>>