From: James Sourant [jsourant@fnbaonealaskabank.com]
Sent: Wednesday, July 18, 2001 3:47 PM
To: 'rule-comments@sec.gov'
Cc: David Lawer
Subject: File No. S7-12-01: Comments

Jonathan G. Katz
Secretary, Securities and Exchange Commission
450 5th Street, N.W.
Washington D.C. 

Re:  File No. S7-12-01
	Interim Final Rules for Banks, Savings Associations, and Savings
Banks

Dear Mr. Katz:

On behalf of the First National Bank of Anchorage, located throughout the
state of Alaska, I wish to express our objections to the proposed Interim
Final Rules, and the manner in which they are being implemented: they  were
issued without the benefit of the normal notice and public comment process.

We adopt as our own the comments and criticisms of the June 29, 2001 letter
to you from the Chairman of the Federal Reserve, the Chairman of the Federal
Deposit Insurance Corporation, and the Comptroller of the Currency.  

Sincerely yours, 

James D. Sourant
Senior Trust Officer