From: iandi@nckdirect.com
Sent: Wednesday, January 21, 2004 9:30 AM
To: rule-comments@sec.gov
Subject: file#SR-NASD-2003-104 Proposed NASD Rule Change re: Definition
of Branch Office

Dear     Secretary: 
I am a licensed insurance professional and variable products/mutual funds 
salesperson. I am writing to you because the NASDs proposal to revise the 
definition of branch office in Rule 3010(g)(2) will have a significant 
impact on my business. 

I urge you to leave the current definition in place. The undue burden on 
my small office would prevent my service to clients in the small provision 
of securties products along with the insurance products I provide.

I feel it is unreasonable to expect the small offices which are highly 
regulated already by our sponsoring brokers by way of the SEC and NASD.


Sincerely, 


Connie Walenta
219 W 6th 
Concordia, KS 66901