Date: 12/26/1999 7:13 PM Subject: Proposed Regulation FD Hello. I am just beginning to learn about investing and would like to have my say on the practice of selective disclosure of company information. While it's true that I am just beginning to barely understand the concept of market efficiency, and can't quite explain how this selective disclosure affects it, I am sure it somehow does --and probably to my detriment as a future investor. Besides that, I just don't appreciate the fact that some investors have information I do not have because someone elects to keep it from me basically because do not have enough money to make them blink. I am grateful to the SEC for looking out for my interests, even though I am only the smallest player, and not even that, yet. You go, SEC! Thank you for letting me have my say, Bonnie Stroud Minot AFB, ND